ALABAMA SURVEY ON PRIVATE FLOOD MARKET PROMPTS LEGISLATION TO ENCOURAGE INSURER PARTICIPATION
ALABAMA SURVEY ON PRIVATE FLOOD MARKET PROMPTS LEGISLATION TO ENCOURAGE INSURER PARTICIPATION

ALABAMA SURVEY ON PRIVATE FLOOD MARKET PROMPTS LEGISLATION TO ENCOURAGE INSURER PARTICIPATION

The Alabama Department of Insurance (ALDOI) released results of a survey taken to understand the private flood insurance market in the state. The ALDOI commissioned Milliman, Inc. (Milliman), a premier global consulting and actuarial firm, to survey flood insurance industry stakeholders and understand their concerns and perspectives around writing private flood insurance in Alabama, and ways to overcome regulatory, technical, and consumer-focused challenges.
 

S.C. Private Flood Insurance Act Enacted, Aims to Make Flood Insurance More Accessible
S.C. Private Flood Insurance Act Enacted, Aims to Make Flood Insurance More Accessible

S.C. Private Flood Insurance Act Enacted, Aims to Make Flood Insurance More Accessible

From the September 30, 2020 Press Release

"Columbia, S.C. – Monday, Governor Henry McMaster signed the South Carolina Private Flood Insurance Act into law (S. 882). This Act aims to foster innovative flood insurance coverage in South Carolina, allowing insurers the ability to test products in the market and offer consumers greater choice for flood insurance coverage. "

Commissioner Donelon Reminds Policyholders They Are Subject to Only One Hurricane Deductible Per Season

Commissioner Donelon Reminds Policyholders They Are Subject to Only One Hurricane Deductible Per Season

Louisiana Insurance Commissioner Jim Donelon is reminding policyholders affected by Hurricane Laura and who may be affected by Hurricane Delta that the single season named-storm/hurricane deductible law prohibits a homeowner from paying more than one named-storm/hurricane deductible in the same hurricane season.

Commissioner Lara urges insurance companies to cover wildfire property losses without requiring a home inventory
Commissioner Lara urges insurance companies to cover wildfire property losses without requiring a home inventory

Commissioner Lara urges insurance companies to cover wildfire property losses without requiring a home inventory

From the Press Release.
SACRAMENTO, Calif.
 — In response to California’s latest destructive fires, Insurance Commissioner Ricardo Lara is requesting that insurance companies help wildfire survivors who are overwhelmed with the task of navigating the claims process by providing up to 100 percent of personal property coverage limits without a detailed inventory to those who suffered a total loss of their home, similar to previous identical requests in past years.

CFO Jimmy Patronis Activates Emergency Adjuster Licensing System to Aid in Hurricane Sally Recovery

CFO Jimmy Patronis Activates Emergency Adjuster Licensing System to Aid in Hurricane Sally Recovery

TALLAHASSEE, Fla. – Today, Florida Chief Financial Officer (CFO) Jimmy Patronis announced the Department of Financial Services’ emergency adjuster license system has been activated to support homeowners’ and businesses’ efforts to get back on their feet following the impacts of Hurricane Sally in the Florida Panhandle.

From the Monday, September 21, 2020 Press Release

Commissioner Lara urges insurance companies to cover reimbursement costs for those displaced during wildfires

Commissioner Lara urges insurance companies to cover reimbursement costs for those displaced during wildfires

News: 2020 Press Release For Release: September 3, 2020 Media Calls Only: 916-492-3566 Email Inquiries: cdipress@insurance.ca.gov Commissioner Lara urges insurance companies to cover reimbursement costs for those displaced during wildfires LOS ANGELES, Calif. — To assist Californians displaced by the current and recent wildfires throughout the state, Insurance Commissioner Ricardo Lara issued a Notice to all California property and casualty insurance companies urging them to cover Additional Living Expenses (ALE) for those policyholders who remain under mandatory evacuation or whose homes are otherwise inaccessible or uninhabitable due to the wildfires.
Texas Department of Insurance Commissioner’s Bulletin # B-0008-20

Texas Department of Insurance Commissioner’s Bulletin # B-0008-20

The below is from the bulletin.

March 24, 2020

To:   All TDI-regulated carriers, agents, adjusters, and licensees

Re:   COVID-19: Suspension of certain licensing requirements and fees

On March 13, 2020, Governor Greg Abbott issued a disaster declaration in response to the COVID-19 pandemic. The Governor authorized the use of all available state and local government resources necessary to cope with the disaster.

TDI expects carriers to work with their policyholders as they prepare for and respond to the spread of COVID-19. Carriers should look to the Governor’s ongoing declarations related to COVID-19 for guidance on how long to extend relief.

California Insurance Commissioner issues emergency declaration to help fire survivors across the state

California Insurance Commissioner issues emergency declaration to help fire survivors across the state

Insurance Commissioner issues emergency declaration to help fire survivors across the state

SACRAMENTO, Calif. — In the wake of the deadliest and most destructive wildfire in California’s history, Insurance Commissioner Dave Jones today declared an emergency situation, which allows insurance companies to use out-of-state adjusters to help handle the large volume of claims resulting from the Camp and Woolsey Fires.

Expedited Claim Handling Billing Grace Period Procedures for California Wildfires

Expedited Claim Handling Billing Grace Period Procedures for California Wildfires

11/15/2018 Notice

In an effort to assist victims of the current wildfires throughout the state, Insurance Commissioner Dave Jones is calling on all property insurance companies to implement emergency expedited claims handling procedures and billing grace periods to help residents and businesses begin their recovery more quickly.

 

November Wildfires: Notice of Shortage of Accommodations for Survivors

November Wildfires: Notice of Shortage of Accommodations for Survivors

The California Department of Insurance has been informed by the Governor’s Office of Emergency Services (CAL-OES) that, due to the recent wildfires, there is a shortage of available lodging in the disaster areas. CAL-OES is requesting that insurance companies, adjusters, and other insurance personnel find lodging outside of the disaster areas. 

OKLAHOMA DOI decides to police the entire country for license compliance

OKLAHOMA DOI decides to police the entire country for license compliance

OKLAHOMA DOI decides to police the entire country for license compliance.  Upon my recent submission for license renewal as a Non-Resident, the DOI rep Nicki has decided to question my standing with my home state of Nevada!  I am complete good standing with Nevada, and havre offered to provide a "Letter of Good Standing", which Nicki refused to accept. She is demanding my continuing education formal receipts. She refuses to accept any certificates issues by attending classes such as NFIP, Symbility, etc.  In a very rude 1970's condescending government attitude, she asked if she could just cancel my request, and keep the monies I've paid!  She said that she is just enforcing state statutes, and snottingly that I have...
Insurers’ incorrect statements to fire victims lead regulator to issue formal notice
Insurers’ incorrect statements to fire victims lead regulator to issue formal notice

Insurers’ incorrect statements to fire victims lead regulator to issue formal notice

Insurers’ incorrect statements to fire victims lead regulator to issue formal notice

Notice requires insurers to make sure their staff are trained in California laws and rules
SACRAMENTO, Calif. — Insurance Commissioner Dave Jones directed the California Department of Insurance to issue a formal notice to insurers, licensed public adjusters and admitted carriers to make sure all claims adjusters assigned to wildfire claims, including those not licensed in California, are properly trained on the California Unfair Practices Act, Fair Claims Settlement Practices Regulations, and all laws relating to property and casualty insurance claims handling.
TDI Bulletin B-0032-15

TDI Bulletin B-0032-15

NONRESIDENT PUBLIC INSURANCE ADJUSTER AFFIDAVIT

The Texas Department of Insurance reminds all nonresident public insurance adjuster license holders that Insurance Code §4102.114 requires them to annually submit an affidavit on a form prescribed by TDI certifying that the licensee is familiar with and understands:

the laws specified in Insurance Code §4102.057(b);
the applicable rules adopted under those laws; and
the terms and conditions of the types of insurance contracts that provide coverage on real and personal property.

Unlicensed Adjuster Information for Insurers

Unlicensed Adjuster Information for Insurers

Unlicensed Adjuster Information for Insurers Wind and Thunderstorm Event – July 12-14, 2015 (Flooding, Hail, Tornadoes, Wind) States: Illinois, Indiana, Kentucky, Minnesota, Ohio, Wisconsin and Possibly Other Areas Catastrophe Serial No. 88 Companies sending unlicensed adjusters to Kentucky to assist with the claims from the wind and thunderstorm event July 12-14, must complete Form 8307 to register the unlicensed emergency adjusters with the Department of Insurance. The form must be completed and submitted by the insurer, not the individual adjuster or other entity. Form 8307 is submitted electronically through the insurer’s eServices account on our website at http://insurance.ky.gov. Click on the word eServices...
Notice Issued to Protect Oklahomans Who Have Earthquake Insurance
Notice Issued to Protect Oklahomans Who Have Earthquake Insurance

Notice Issued to Protect Oklahomans Who Have Earthquake Insurance

OKLAHOMA CITY – The Oklahoma Insurance Department is taking a proactive step to protect Oklahomans who buy earthquake insurance. Today the Department released a bulletin to property and casualty insurance companies to address important issues surrounding earthquake insurance. 

“We want to make sure everyone is clear on earthquake insurance,” said Oklahoma Insurance Commissioner John D. Doak. “Oklahomans need to know what they are buying. Insurers need to know my expectations regarding the interpretation of polices.  And adjusters need to know how to evaluate an earthquake claim.”
Legislators Introduce Bill To Change Adjuster Licensing In Florida
Legislators Introduce Bill To Change Adjuster Licensing In Florida

Legislators Introduce Bill To Change Adjuster Licensing In Florida

LEGISLATORS INTRODUCE BILL TO CHANGE ADJUSTER LICENSING IN FLORIDA NEW PROPOSED LAW TO REQUIRE ADJUSTERS TO TAKE THE STATE TEST Currently, adjuster candidates who obtain an approved designation are exempt from taking the state licensing test. On February 24, 2015 two bills were introduced into the FL Legislature. 
Declaration From The State Insurance Commissioner Regarding Assistance Of Nonresident Unlicensed Adjusters

Declaration From The State Insurance Commissioner Regarding Assistance Of Nonresident Unlicensed Adjusters

Pursuant to Hawaii Revised Statutes (“HRS”) § 431:9-201(b), Insurance Commissioner Gordon I. Ito has determined that nonresident adjusters can operate in the state without a Hawaii license to assist with the anticipated amount of work that could be more than current capacity in the islands. 

The Insurance Division wants to ensure that adjusters and insurance companies will be able to respond to the homeowners' needs within a reasonable time.  Nonresident adjusters must comply with the following in order to operate in the state without a license pursuant to this statute for up to 30 days from the date of registration:  see the attached pdf for additional details

Texas Department of Insurance - COMMISSIONER'S BULLETIN #B-0014-14
Texas Department of Insurance - COMMISSIONER'S BULLETIN #B-0014-14

Texas Department of Insurance - COMMISSIONER'S BULLETIN #B-0014-14

TO: ALL COMPANIES, CORPORATIONS, EXCHANGES, MUTUALS, RECIPROCALS, ASSOCIATIONS, LLOYDS, OR OTHER INSURERS WRITING PROPERTY AND CASUALTY INSURANCE IN THE STATE OF TEXAS AND TO THEIR REPRESENTATIVES AND AGENTS, AND TO ADJUSTERS, PUBLIC ADJUSTERS, ROOFING CONTRACTORS, AND THE PUBLIC GENERALLY RE: House Bill 1183  The Texas Department of Insurance issues this bulletin to remind insurers, insurance adjusters, and public insurance adjusters that the 83rd Texas Legislature (2013), enacted House Bill 1183, effective September 1, 2013, which establishes prohibited conduct of insurance adjusters, public insurance adjusters, and roofing contractors. 
NCDOI Bulletin 14-B-03
NCDOI Bulletin 14-B-03

NCDOI Bulletin 14-B-03

The purpose of this bulletin is to outline procedures your company will need to follow if a catastrophic event were to occur in North Carolina. NC Emergency Management staff will not allow any adjuster access to a declared disaster area unless the adjuster is carrying proper identification. 
 

Major damage' as huge tornado rips through neighborhoods south of Oklahoma City
Major damage' as huge tornado rips through neighborhoods south of Oklahoma City

Major damage' as huge tornado rips through neighborhoods south of Oklahoma City

A monster tornado packing winds as strong as 200 mph roared through the Oklahoma City suburbs Monday, pulverizing block after block of homes, wrecking an elementary school and leaving fires burning out of control. Crews were frantically searching an estimated 30 square miles of wreckage and only beginning to get a sense of the destruction as night fell. Initial reports from NBC affiliate KFOR said at least four people were killed in the suburb of Moore, including a mother and child, and hospitals reported several dozen injured.
Christie Administration Announces Insurance Mediation Program to Expedite Sandy-Related Claims
Christie Administration Announces Insurance Mediation Program to Expedite Sandy-Related Claims

Christie Administration Announces Insurance Mediation Program to Expedite Sandy-Related Claims

Trenton, NJ - Continuing the Administration's commitment to assist New Jersey residents in swiftly resolving their Sandy-related insurance claims, Governor Chris Christie and New Jersey Department of Banking and Insurance (DOBI) Commissioner Ken Kobylowski announced the release of a Request for a Qualification (RFQ) to establish a new mediation process that gives consumers the option to settle disputed cases without resorting to costly and time consuming lawsuits. "This process is needed to help alleviate the hardship being experienced by residents whose property was damaged or destroyed by Sandy," said Governor Christie. "As of February 15, the percentage of claims closed is now 87% overall and 91% for homeowners. This mediation...
New York reports more than 270,000 insurance claims paid after Sandy

New York reports more than 270,000 insurance claims paid after Sandy

"More than 270,000 claims have been paid by 24 insurers since Hurricane Sandy damaged and flooded Staten Island and other parts of New York City as well as Long Island and its suburbs last fall, New New York officials report."

"The average time from claims report to inspection ranged from three days for Arch Insurance Group, with 242 commercial claims, to 20 days for State Farm with 55,592 claims, noting its wide array of claims, complexity and damage severity."

New York State gets tough on Sandy insurers

New York State gets tough on Sandy insurers

(Reuters) - New York State has told its financial watchdog to investigate three insurance companies for dragging their heels when it comes to processing claims for damage caused by Superstorm Sandy that slammed the region last October.

New York State Governor Andrew Cuomo said in a statement that consumer complaints against Narragansett Bay Insurance Company, Tower Insurance Company and Kingstone Insurance Company received by the state's Department of Financial Services have been "much higher than average."

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2021 NFIP Adjuster Claims Presentation Webinar - Thu Jan 28

2021 NFIP Adjuster Claims Presentation Webinar - Thu Jan 28

Webinar Opens:  8:30 AM Central Time
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Lunch Break:  30 Minutes
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Wind 2021- Virtual Sessions

The Educational and Networking Conference for Property Insurance Claims Professionals

The annual Windstorm Insurance Conference (WIND) is a three-day conference for the property insurance claims industry. Our mission is to provide professional development, training, certifications, and networking opportunities to bring together defense and policyholder representatives to better connect, learn, and engage for the betterment of our industry and consumers.

(the above is from their website)

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Wind 2021- Virtual Sessions

The Educational and Networking Conference for Property Insurance Claims Professionals

The annual Windstorm Insurance Conference (WIND) is a three-day conference for the property insurance claims industry. Our mission is to provide professional development, training, certifications, and networking opportunities to bring together defense and policyholder representatives to better connect, learn, and engage for the betterment of our industry and consumers.

(the above is from their website)

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