This is a very well written thread  by Clayton Carr on Fire Scene Investigations.  This was first posted on 2002. 

Information on the Texas DOI Fair Plan.

Forum Transfer: First posted by margar 9/20/2006

For new folks in the industry here is a site I have found that outlines the basic HO3 policy. While this may be mundane to some the 3 day license mills cannot possibly cover in detail the policy. This may be insightful so that the broad coverage forms can be accessed right from your laptop. It would probably be a benefit to all the newbies to save this site to their favorites.

Note : This is a generic outline policy changes will vary depending on location
http://www.gallupcasey.com/underins.htm

Here is a link to the original thread.

http://www.catadjuster.org/forum/tm.asp?m=28436