Earth just had its 7th-warmest January on record

Polar sea ice coverage was below average for the month

Roy

Source: NOAA 2/12/21 Article

True to trend, Mother Earth kicked off 2021 with a balmy January that ranked 7th-warmest in the temperature record, according to scientists with NOAA’s National Centers for Environmental Information.

Warmth took its toll on sea ice as well, with below-average ice coverage observed at both ends of the planet.

...

 


Apply To Be a Crawford Catastrophe Adjuster

CADO Admin

Crawford CATastrophe Services is constantly searching for qualified catastrophe adjusters to provide the additional claims expertise in the wake of natural or man-made disasters. Temporary property, auto, or casualty assignments opportunities are available through our U.S. Catastrophe Services Division.


NFIP Adjuster Fee Schedule

CADO Admin

The information below comes from the May 2020 NFIP Claims Manual

9.7 NFIP Fee Schedule

Adjusters may bill based on the current NFIP Adjuster Fee Schedule:

• Current Adjuster Fee Schedule effective August 24, 2017
  (CADO note, the May 2020 Manual refers you to "Appendix A" but the link to the fee schedule returns a page not found so we have added the fee schedule as a download below.)

• For ICC claims, use the ICC fee schedule effective September 1, 2004 (See Appendix B of the May 2020 Manual)


Works for Me

CADO Admin

Subject: Works for Me
Description

Thread for ANYTHING in the world of adjusting that works to help get the job done- equipment, software, etc.

In this thread adjusters share their thoughts on equipment that works for them.

Source: 2006 Forum Post by RobertV


Safety and roofs

CADO Admin

Speaking of roofs, my driving around the south and central Texas area finds that the developers are building houses in the new subdivisions with roofs that are not meant to be climbed. Steep, cut-up, mostly two stories. The old days of the accessible 4/12 ranch style house roof have been gone since the mid-1980's.

Increasingly, I am of the opinion that a preferred way to investigate these roofs are with a truck mounted crane and lift bucket. Our safety is now, more than ever, being compromised by inherently dangerous roof designs.


2021 Adjuster Claims Presentation Webinar Schedule

NFIP Training Bulletin 

Roy

The Federal Emergency Management Agency (FEMA) continues to monitor the guidance of the Centers for Disease Control and Prevention (CDC) as it relates to COVID-19. To mitigate the spread of COVID-19, the CDC is encouraging organizations to promote social distancing, hold meetings via videoconferencing, reduce non-essential travel, and adjust or postpone events and gatherings.

In light of this situation, all 2021 NFIP Adjuster Claims Presentations will be held via webinar.


Couple of green questions

Forum Discussion

Anonym

"I'm very new to this forum and the adjusters industry. A friend told me the other day that I need to check in to a career in insurance adjustments. I had never thought about it but he insisted I check the internet to find out any information I can find.  He  told me that he knew another person that enjoyed working in this field and maybe I would too.  So far after reading through the forums I think it really sounds good to me. Traveling and helping people seems to stick out the most. I know that the real money will come in time but it would be worth my time and all my effort if I finally found a career that I enjoyed doing."

... more

 

 


Little bit of advice

Anonym
I am seeking a little bit of advice from some experienced adjusters. I currently sell Cadillacs and Hummers as everyone prolly knows the car business has not been the best. I have several friends that are adjusters and have done very well for themselves. I am wanting to know what is the best way for me to get into the business. I live in mobile al, and pilot is stationed here but you have to go through an evalution process to even be considered for employment. I am currently looking at several all lines online courses. Does anyone suggest a good company to get licensed with? I think the one I have been looking at is 1st choice training. I am not really looking to make a career out of this as of right now, but I have hear the success stories of people including my friends working these big storm and making a lot of money. I am very interested in doing this to pay off some debt. Does anyone suggest a good way of doing this for this storm season. I could have gone last year w/out a license for Gustav but i did not want to go unexperienced. Any advice would be appreciated.
 
Thanks,
David Lyon

Typical Phases of Claim Pmt First 3 Years of an Adjuster's Career

CADO Forum Archive

Anonym

Just a little insight to all new adjusters on what I have witnessed to be the progression of practice among new catastrophe adjusters in their first three years of claims work.

Stage # 1:  Demonstrated during in the first twelve months of career

Mindset: “Conservative” Not comfortable with allowing for large dollar settlement. Willing to ignore scope of damage in order to keep settlement amounts low to avoid perceived internal conflict with employer.
 
Consequences:  “Poor Production & Quality of Work”  30-75% of all claims returned by Team Manager to rework, 5-10% (which accounts for all random claims pulled for review) of closed claims returned by Reinspector to correct omissions, All estimates will require major reconciliation effort before any repair professional can begin project.

(The above is a post from the forum.)


Repost: Just got 58 new claims, what do I do now?

Anonym

Newt, here is a new thread for you or whoever else may be interested. Again, I emphasize that each topic like this should have its own identifiable thread, so as in the event that it develops into anything, and as a result has some future value, it can be found.

Here is the scenario - stick within its framework - consider it 'real' and start to develop your own 'flow' as opposed to relying on others, and offer it up for critique and refinement if necessary. Maybe by the time it has gone through the grinder, if there is sufficient participation, it will evolve into a useful general template.

A fairly significant hail storm ('hail' used because it is the least cumbersome peril regarding the effect the damage has etc) passed through ClaimCity on Thursday May 1/03.

Saturday May 3rd at 9.00AM a vendor called you and after a 'know before you go' chat (which is not part of this thread) you agreed and were deployed by the vendor.


The Facts About Your First/Next Storm Claims Assignment by CCS LLC

Source: Prior Forum Post

Anonym

Hello,

My name is Kevin Kramer and I am the owner of Catastrophe Career Specialties LLC (a storm claims training company located in Houston Tx) . I am posting this information today in response to several questions that  are asked of me quite frequently with the sincerest hopes that it will help all of those waiting for their first or next storm claims assignment.

A Little Bit About Me:  Eleven years experience as a catastrophe claims adjuster w/ State Farm Ins Companies (5 yrs staff & 6 yrs Independent). During that time I have worked in 21 states on 56 initial cat coded  assignments and will be the first to admit that I a still have a great deal to learn about the industry. I am a staunch opponent to politically correct Prozac speak, especially when it comes to decisions as important as starting / investing in a new career. Everyone who is considering entering the storm claims arena in entitled to hear the realities of what this industry has to offer.  I believe that a person’s true  success story can be found on top of the spot where their talents and passions intersect for this is the very place where all others cannot compete.

(The above is a post from a prior forum that is no longer available but you click on the title to read the complete post.)

 


How to write a Resume.org

CADO Admin

Subject: How to write a Resume.org
Description

Comments from the site:

"Site offers free cover letter, thank you letter, and resume writing tips. Research how to write a resume, distribute your resume to hiring managers, and tips for how to get an interview."
 


URL: http://www.how-to-write-a-resume.org/


Newbie Adjuster Advice

CADO Admin

Subject: Newbie Adjuster Advice
Description

Greetings! My name is Zach and I recently got my GA adjusters license in August and I'm looking for a little advice on how to get started and get more involved in the industry. I know a couple of independent adjusters here in Athens and they are assigned a couple of claims here and there but I'm thinking I want to start out working for a company for the first couple of years until I get some experience under my belt. I know that Crawford looks for experienced adjusters but unfortunately I don't have it at this point.

Is there anything I can do to connect with other adjusters that are willing to train me and show me the ropes? I have scoping pretty much down.My next step is to take a class and master Xactimate. Have a great day everyone and I look forward to your responses!

Best Regards,
Zach


URL: http://www.catadjuster.org/Forums/tabid/60/afv/topic/aff/67/aft/10970/afpg/1/Default.aspx
Source: Active Forum Post by Zack - 40 Replies (so far)


Hurricane and Windstorm Deductibles

CADO Admin

The source of the information below is the Insurance Information Institute, iii.org

Nineteen states and the District of Columbia have hurricane deductibles: Alabama, Connecticut, Delaware, Florida, Georgia, Hawaii, Louisiana, Maine, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Texas, Virginia and Washington DC. Listed below are reports for these states detailing hurricane deductibles.

 


E&O Coverage

CADO Admin

Subject: E&O Coverage
Description

 I don't see anything regarding E & O insurance mentioned. As independent adjusters do folks carry this type of protection as do most Realtors?

Thanks...


URL: http://catadjuster.org/Forums/tabid/60/aft/9334/Default.aspx
Source: Forum Past by 2roadrunners - 15 Replies


NFIP Claims Manual Effective June 1, 2019

National Flood Insurance Program

Roy

The Publication Date  of the most current manual is: June 1, 2019

The purpose of the NFIP Claims Manual is to improve clarity of claims guidance to WYOs, vendors, adjusters, and examiners so that policyholders experience consistency and reliability of service. The manual provides processes for handling claims from the notice of loss to final payment.

All NFIP bulletins, other than those announcing Flood Insurance Claims Office numbers, Flood Response Office locations, claims adjuster briefings, and current/future program changes, are superseded by this manual and of no further effect. 

Source: NFIP


LADDER/CLIMBING SAFETY

CADO Admin

Subject: LADDER/CLIMBING SAFETY
First Posted on Saturday, September 02, 2000 - 1:32 pm: By: Lyndon

Bottom Line: Too Many Falls Last Year!!

1.) Take time to evaluate your ascension. Look at all slopes and valleys. Two and three story structures call for the utmost of attention and care. Ladder pulls are a particularly risky effort and deserve your utmost care.

2.) Do NOT be afraid to say NO! If you are very concerned about a particular roof, GET HELP! Local roofers are always willing to assist you! IF you ask the carrier, most of the will give their blessing as opposed to having you fall!

3.) A variety of ladders is not a bad idea. It offers you choices that you would not otherwise have.

 

... more


S.C. Private Flood Insurance Act Enacted, Aims to Make Flood Insurance More Accessible

Source: SC DOI Press Release

Roy

From the September 30, 2020 Press Release

"Columbia, S.C. – Monday, Governor Henry McMaster signed the South Carolina Private Flood Insurance Act into law (S. 882). This Act aims to foster innovative flood insurance coverage in South Carolina, allowing insurers the ability to test products in the market and offer consumers greater choice for flood insurance coverage. "


Historical Hurricane Tracks

CADO Admin

Subject: Historical Hurricane Tracks
Description: The Historical Hurricane Tracks tool is an interactive mapping application that allows you to easily search and display Atlantic Basin and Eastern North Pacific Basin tropical cyclone data. 

Source: NOAA Climate.gov 
 

Theme picker


KB Search

«March 2021»
SunMonTueWedThuFriSat
28123456
789
2021 NFIP Adjuster Claims Presentation Webinar - Tue Mar 9

2021 NFIP Adjuster Claims Presentation Webinar - Tue Mar 9

Webinar Opens:  8:30 AM Central Time Start Time:  9:00 AM Central Time Lunch Break:  30 Minutes End Time:  3:30 PM Central...
Read more
10111213
1415161718
2021 NFIP Adjuster Claims Presentation Webinar - Thu Mar 18

2021 NFIP Adjuster Claims Presentation Webinar - Thu Mar 18

Webinar Opens:  8:30 AM Central Time Start Time:  9:00 AM Central Time Lunch Break:  30 Minutes End Time:  3:30 PM Central...
Read more
1920
212223
2021 NFIP Adjuster Claims Presentation Webinar - Tue Mar 23

2021 NFIP Adjuster Claims Presentation Webinar - Tue Mar 23

Webinar Opens:  8:30 AM Central Time Start Time:  9:00 AM Central Time Lunch Break:  30 Minutes End Time:  3:30 PM Central...
Read more
24252627
282930
2021 NFIP Adjuster Claims Presentation Webinar - Tue Mar 30

2021 NFIP Adjuster Claims Presentation Webinar - Tue Mar 30

Webinar Opens:  8:30 AM Central Time Start Time:  9:00 AM Central Time Lunch Break:  30 Minutes End Time:  3:30 PM Central...
Read more
31123
45678910

FAQ

Virtual Claims Adjuster