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Hurricane and Windstorm Deductibles Hurricane and Windstorm Deductibles

Hurricane and Windstorm Deductibles

The source of the information below is the Insurance Information Institute, iii.org

Nineteen states and the District of Columbia have hurricane deductibles: Alabama, Connecticut, Delaware, Florida, Georgia, Hawaii, Louisiana, Maine, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Texas, Virginia and Washington DC. Listed below are reports for these states detailing hurricane deductibles.

 

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Historical Hurricane Tracks

Subject: Historical Hurricane Tracks
Description: The Historical Hurricane Tracks tool is an interactive mapping application that allows you to easily search and display Atlantic Basin and Eastern North Pacific Basin tropical cyclone data. 

Source: NOAA Climate.gov 
 

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Identification of Water Damages in Adjusting Hurricane Claims for Water Losses Other Than Flood Identification of Water Damages in Adjusting Hurricane Claims for Water Losses Other Than Flood

Identification of Water Damages in Adjusting Hurricane Claims for Water Losses Other Than Flood

Source: North Carolina Department of Insurance

....

In adjusting hurricane damage claims for homes within the 1968-1997 applicable residential code period, it is important that the inside of the walls be checked more carefully than
newer construction to ensure that moisture hasn’t seeped into the walls that will eventually result in mold and interior wall rot. If adjusters do not look for moisture build-up trapped inside the wall, then this damage could be missed, causing mold and rot to proliferate and resulting in bigger problems for homeowners in the future.

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The Weather Channel Hurricane Central

Subject: The Weather Channel Hurricane Central
Description: 

Hurricane information from the Weather Channel


URL: http://www.weather.com/newscenter/hurricanecentral/
Site Section: Cane
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NOAA Factsheet - Hurricanes and Oil Spill

Subject: NOAA Factsheet - Hurricanes and Oil Spill
Description: 
From the document;
 
 What will happen to a hurricane that runs through
this oil slick?
• Most hurricanes span an enormous area of the ocean (200-300 miles) — far wider than the current size of the spill.
• If the slick remains small in comparison to a typical hurricane’s general environment and size, the anticipated impact on the hurricane would be minimal.
• The oil is not expected to appreciably affect either the intensity or the track of a fully developed tropical storm or hurricane.
• The oil slick would have little effect on the storm surge or near-shore wave heights.
 
To read more you can download the pdf below. 

URL: http://www.noaa.gov/
Source: NOAA
Related File: NOAA_fact_sheet_on_hurricanes_and_oil_spills.572167
Site Section: Cane
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The NHC

Subject: The NHC
Description: 

National Hurricane Center Home Page


URL: http://www.nhc.noaa.gov/
Site Section: Cane
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FAQ

Listed below are some links to other blog post and articles on other sites.

Dimechimes ClaimSmentor Adjuster Information Blog 
 Organization Chart for the Claims Handling Blame Game- A Humorous Graph -A Serious Look at Claim Bad Faith Issues
 On the page the above link takes you to you will find links to some of her other articles at the end of the above article.
  

WHAT MAKES A GREAT CAT ADJUSTER?
Article written by John Postava
On the Ryze Claim Solutions webite

You can find additional post from John and Dimechimes in the CADO forums, they have made many post over the years contributing to the community by sharing their knowledge and experiance.

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