"In some parts of northern California, the storm produced sustained, hurricane-force winds of 78 mph and one gust of 147 mph in the Sierra. There were flash flood warnings in several parts of the Bay Area, and part of major highways were closed due to flooding."

Repeated Red Flags In How Insurance Companies Have Handled & Denied The Claims Of Sandy Flood Victims For Damage To Their Homes.

The above is a quote from the article on LongIsland.com

(photo from the Gallery)

Texas Law360
November 14, 2014

Quote above from the article

"Allstate was the one company that was the exception to this rule. Any water that comes in contact with the ground and then enters the home is classified as 'ground water', according to Allstate. This is reason enough for them to deny a claim. Other insurance companies view the sprinklers as part of the plumbing of the home, and would extend coverage if a sprinkler pipe broke and caused damage to the inside of the home, provided the water entered through a window well or stairwell and not through the foundation."  

quote from the article on:  http://newswire.net/

(photo from the Gallery)

This post comes from the forum that we had during the years 2004 -2006.  We lost the forum but not the data.  The  discussion below is related to the killing of an adjuster doing her job 10 years ago on this date,  

"On this Veterans Day, let us remember the service of our veterans, and let us renew our national promise to fulfill our sacred obligations to our veterans and their families who have sacrificed so much so that we can live free. " ~~ Dan Lipinski

A swarm of hundreds of earthquakes in Nevada has intensified recently, prompting experts to warn people to be ready in case larger ones hit.

Starting in July, some 750 earthquakes, mostly magnitude 2.0 to 3.0, have struck a corner of the Nevada desert near the Oregon border, according to several reports. Scientists believe groundwater is slowly percolating along the faults and building up pressure, making movement on the faults much easier, the Los Angeles Times reported.

As of October 15, 2014, Governor Neil Abercrombie signed an emergency proclamation in anticipation of the arrival of Tropical Storm Ana, which is forecast to impact the state this weekend, possibly as a hurricane. 

State of Emergency Declared

Date: Sun, 24 Aug 2014 10:20:44 UTC
Lat/Lon: 38.2153/-122.318
Depth: 10.7

Pursuant to Hawaii Revised Statutes (“HRS”) § 431:9-201(b), Insurance Commissioner Gordon I. Ito has determined that nonresident adjusters can operate in the state without a Hawaii license to assist with the anticipated amount of work that could be more than current capacity in the islands. 

The Insurance Division wants to ensure that adjusters and insurance companies will be able to respond to the homeowners' needs within a reasonable time.  Nonresident adjusters must comply with the following in order to operate in the state without a license pursuant to this statute for up to 30 days from the date of registration:  see the attached pdf for additional details

“The last hurricane that hit Hawaii was Hurricane Iniki in 1992, and Kauai took the brunt of the damage,” said Insurance Commissioner Gordon Ito. “Hurricane Iniki caused almost $2 billion in damages, which is about $3 billion in today’s dollars. It can take just one major storm to cause severe property damage, and we urge you to be prepared.”

"Heavy rainfall over the weekend in southeast Saskatchewan has some communities struggling to keep up with the influx of water.

It's led to dangerous travel conditions after some highways were submerged or washed out, and several states of emergency were declared. 

The city of Melville called a state of emergency just before 9 a.m. CST after significant rainfall in the area.

Up to 15 other communities have also declared states of emergency."

The repair vs replacement debate continues.

"Wirth said a contractor quoted him $32,000 to repair the entire roof. But his insurance company, American Family Insurance, offered $8,000, telling him it would only repair the shingles that were actually damaged."

"They feel that it can be repaired and new shingles can be blended into old, which is entirely wrong," Wirth said.

The purpose of this bulletin is to outline procedures your company will need to follow if a catastrophic event were to occur in North Carolina. NC Emergency Management staff will not allow any adjuster access to a declared disaster area unless the adjuster is carrying proper identification.