2022 NACA Convention


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CADO Admin
Description: NFIP Facts and Statistics provided by  the  Insurance Information Institute
URL: http://www.iii.org/media/facts/statsbyissue/flood/

NFIP Dwelling Form

CADO Admin

Subject: Policy: NFIP Dwelling Form
Description: Quote from FEMA;

The Dwelling Policy Form may be issued to homeowners, residential renters and condominium unit-owners, owners of residential buildings containing two to four units.

In communities participating in the NFIP Regular Program* or Emergency Program** the dwelling policy provides building and/or contents coverage for:

  • Detached, single-family, non-condominium residence with incidental occupancy limited to less than 50% of the total floor area;
  • Two- to four- family, non-condominium building with incidental occupancy limited to less than 25% of the total floor area;
  • Dwelling unit in residential condominium building;
  • Residential townhouse/rowhouse
  • Manufactured mobile homes

NFIP Adjuster Fee Schedule

CADO Admin

The information below comes from the May 2020 NFIP Claims Manual

9.7 NFIP Fee Schedule

Adjusters may bill based on the current NFIP Adjuster Fee Schedule:

• Current Adjuster Fee Schedule effective August 24, 2017
  (CADO note, the May 2020 Manual refers you to "Appendix A" but the link to the fee schedule returns a page not found so we have added the fee schedule as a download below.)

• For ICC claims, use the ICC fee schedule effective September 1, 2004 (See Appendix B of the May 2020 Manual)