ALABAMA SURVEY ON PRIVATE FLOOD MARKET PROMPTS LEGISLATION TO ENCOURAGE INSURER PARTICIPATION

Alabama Department of Insurance (ALDOI)

Roy

The Alabama Department of Insurance (ALDOI) released results of a survey taken to understand the private flood insurance market in the state. The ALDOI commissioned Milliman, Inc. (Milliman), a premier global consulting and actuarial firm, to survey flood insurance industry stakeholders and understand their concerns and perspectives around writing private flood insurance in Alabama, and ways to overcome regulatory, technical, and consumer-focused challenges.
 


Alabama Proof Of Citizenship Requirement of Licensing

Source: Alabama Department of Insurance

CADO Admin
For INITIAL Application: Effective December 15, 2015, ALL Individual Resident and Non-Resident Alabama applicants must submit proof of citizenship by clicking here before their license is issued. This will also apply to Amendments and Reinstatements.

Alabama Independent Adjuster Requirements

Source: ALDOI

CADO Admin
Definition

An "independent adjuster" is a person who, for compensation as an independent contractor or as an employee of an independent contractor, undertakes on behalf of an insurer to ascertain and determine the amount of any claim, loss, or damage payable under a contract of property, casualty, or workers' compensation insurance or to effect settlement of such claim, loss, or damage. Ala. Code § 27-9A-3.

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