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8 Replies and 4338 Views E&O Info  4338  8 Started by  kiya21260 Hope this is in the correct forum. Can anyone give me some companies they know of that I can contact that provide affordable E&O Coverage for property adjusters  Thanks a bunch.
8 4338
by  RJortbergJump to last post
11/04/2009 2:05 AM
18 Replies and 5047 Views Do home and building inspectors have an inside track?  5047  18 Started by  blain0 It appears from the outside that building inpsectors and you have much in common. I guess the real question is how many of you are practicing certified building inspectors Or if you left the inspection field to become an adjuster why did you Could you maintain your inspection business or do you really have to be a full time wholly commited adjuster And lastly if&160; an inspector made a change what is a reasonable time frame to become productive as an adjuster given there are events to parti...
18 5047
by  Ol' GhostJump to last post
10/29/2009 9:31 AM
14 Replies and 3569 Views Going broke doing daily claims.  3569  14 Started by  Bobabooey Any of you guys make any money doing daily claims&160; My experience is that since I have experience, then I do the daily claims and make no money.&160; Our inexperienced guys get sent to do the CAT work like hail storms because all they really need to know is how to measure a roof and take pictures.&160; &160; The end result is that they make a ton of money measuring roofs while I work complicated daily claims and don't make squat.&160; Anyone else ever dealt with this before
14 3569
by  HuskerCatJump to last post
10/18/2009 10:51 PM
3 Replies and 2422 Views Stolen Shingles  2422  3 Started by  Tim_Johnson Who'd thunk it &160; Shingles prove to be gold mine for thieves By Andre Coe The Associated Press &160; &160;&160;&160;DA...
3 2422
by  okclarrydJump to last post
10/17/2009 3:10 PM
9 Replies and 21376 Views How long does it taske for mold to form on a wood baseboard  21376  9 Started by  nyjojo I have been trying to find information on how long it takes for mold to form on a wooden baseboard. The water leak was under a tub and seeped through the baseboard.&160;The tenant noticed a little bit of water every day but assumed it was from his 2 children under 5 yrs splashing water while taking a bath. Once he noticed black mold forming on the outside of the fnc b he notified the owner. I have tried to find some documentation from an engineers report or something else to support it but I ha...
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by  Ed BaileyJump to last post
10/15/2009 10:59 PM
0 Replies and 3004 Views Faulty Ford Part Could Cause Fire  3004  0 Started by  Leland I adjusted a commercial fire that appeared to be caused by one of these switches, be aware of this possibility when there is a Ford vehicle involved, be sure to think about c/o investigations and subro potential. The cruise control switch is always energized ('hot') and more volts are going into the Texas Instruments chip than it was designed for... brake fluid starts on fire. Preserve your evidence scene, tape it off until your C/o experts gets control of the scene... ------------------------...
0 3004
10/13/2009 8:19 PM
23 Replies and 7471 Views What is actually owed for?  7471  23 Started by  claims_ray
(Topic has multiple pages1 2 )
I was having a discussion&160; with a roofing friend of mine and he was asking advice concerning work that he performed on a house in the replacement of the shingles.&160; The original roof was a wood shake shingle and he replaced it with GAF Armor Shield shingles lifetime warrantied.&160; He wanted to know if he could send off an estimate to the insurance company showing that he went back with Shake shingles instead of the lesser costing Armor Shield shingles.&160; I advised him that he cou...
23 7471
by  okclarrydJump to last post
10/11/2009 8:04 PM
22 Replies and 4478 Views Health Insurance and the Adjuster  4478  22 Started by  christian
(Topic has multiple pages1 2 )
For Months now we all have been listening to the debate on health care reform. As adjusters it would seem that this would be a mute&160;topic given our industry. Of course, it's not. We all know how this works now, we cover everything out of our own pocket. If the goal is to insure those without insurance how will it effect&160;'at will' and IAs. My question is how it will work in the future Will IA firms be forced to provide coverage or pick up any expense Will we as adjusters be able to ...
22 4478
by  Ol' GhostJump to last post
10/11/2009 10:13 AM
7 Replies and 2618 Views Were you deployed on 4 key days  2618  7 Started by  Ray Hall About 20 years ago some of the old timers told me the people who make a good living in catastrophe adjusting have 4 key days and the deployments were roof claims for the most part and I think its a good gauge. Easter Sunday, Memorial Day, July 4th and Lqabor Day. It,s a fact a farmer will not have a good crop if it does bot rain enough or rains too much. Kinda like the cat. adjuster huh Needs weather events over large populated areas.
7 2618
by  catwomanJump to last post
10/09/2009 12:07 AM
6 Replies and 2165 Views Coverage C Deductible  2165  6 Started by  steph9176 OK, I'm going to ask a dumb question. I&160;have not dealt with property in a very long time. I'm a worker's comp adjuster. My boyfriend's home was burglarized a couple of weeks ago. I looked at his dec page and it makes no sense to me. Does the 1&160;deductible (1 of the entire home)&160;apply to the contents that were stolen&160; Or is it 1 of what he is claiming&160; Don't throw any fruit at me or anything. &160; Steph Worker's Comp&160;Adjuster who hasn't read a property po...
6 2165
by  okclarrydJump to last post
09/29/2009 7:25 AM
10 Replies and 6052 Views Cat vs. Staff  6052  10 Started by  Olegred So, here I am now in Crawford cat department. Doing pretty good, I have some work, and hopefully, will have some more. BUT!&160; I am starting to have some thoughts about going staff with Crawford, you know it's less money but more stable.&160; AND my goal is to reach EGA level in few years. &160; So, those of you who's been in business for years, do you mind giving me your opinion &160; Should I stay Cat and make more money in short run But with no guaranteed work and no benefits O...
10 6052
by  HuskerCatJump to last post
09/29/2009 1:19 AM
0 Replies and 2618 Views Adjusters needing help  2618  0 Started by  dale stafford Im an adjuster that is wondering if any other adjusters need help with scopes or writing up estimates.&160;&160; if you do please contact me dale.staffordyahoo.ca
0 2618
09/28/2009 3:17 PM
32 Replies and 12298 Views Scoping/Estimate writing  12298  32 Started by  ekraft
(Topic has multiple pages1 2 )
I had an incident come up today.&160; I got into a dispute with a company A about changing my estimate (written per my scope notes) based upon&160; two-dimensional photographs.&160; I acknowledge that when you are removing roof shingles and felt, you remove both at the same time.&160; Estimating A has a separate line entry for doing both, Estimating B does not.&160; Estimating B also states that if felt is being R&R, than add.&160; Also, a second or third layer of shingles requires an ...
32 12298
by  Ray HallJump to last post
09/21/2009 1:07 AM
4 Replies and 2449 Views Help, I do not have an answer  2449  4 Started by  Ray Hall In the last 5 years or so I have talked on the phone, net, given free boot camps made many post on this site that I thought would be helpful to adjusters with less experience than I have. This topic is about the new people who want to go into a new industry that some call a profession, Cat. Adjusting. I have offered on Cado and Claims Mentor to estimate imaginary damage on their own house that was caused by a large tree crushing the roof over the kitchen and resulting damage to the interior wal...
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by  Roy EstesJump to last post
09/20/2009 7:48 AM
3 Replies and 3610 Views Pricing issue, what price does your system show?  3610  3 Started by  dnjsdad I am attempting to remove and reset a 6' X 8' double entry door in Mahogany my system is pricing it just under $12.00. Thanks for all of your help, Jason
3 3610
by  dnjsdadJump to last post
09/16/2009 1:06 AM
11 Replies and 5006 Views FIrestone .045 rubber roof question......  5006  11 Started by  ekraft I am working a commercial loss in which insured alleges 'wind' damage to rubber roofing membrane around perimeter of roof.&160; Approx area is 355' x 78'.&160; 9' to 12' high parapet wall on front, 6' to 8' high on rear, and 4' to 5' high on both sides.&160; Parapet walls are 3T asphalt shingles attached to vertically with flashing at rubber membrane.&160; 3T attached with nails.&160; See photos. Insured alleges perimeter is pulling away due to 'wind'.&160; My argument is that 'wind' MAY ...
11 5006
by  RJortbergJump to last post
09/15/2009 6:22 PM
3 Replies and 2099 Views Newby question about mail?  2099  3 Started by  lenbetts Thanks in advance for any replies. &160; Been looking into entering the world of cat adjusting. I've been going over pros and cons and I have a question for you guys. If I do this it will be me and the wife. Which leaves no one at home. What do you guys do about mail and paying bills A couple of weeks is no big deal, but if your gone for 6-8 weeks it could. Will postal service hold mail that long Do I switch to on line bill pay What do you guys do to remedy this issue Thanks again. I ...
3 2099
by  lenbettsJump to last post
09/15/2009 4:28 PM
17 Replies and 4243 Views Should I switch from roofing sales to adjusting?  4243  17 Started by  Brisco County I'm in Austin, and the roofing sales market is now saturated with competition.  I've been inspecting roofs for two months and practicing with XM8, so I'm wondering if this would be a good time to get certified as a cat adjuster.  The insurance companies are currently sending adjusters from other parts of Texas that are hours away to look at my roofs.   Since I live in the affected area, would this be a good opportunity  I'm single and I like traveling, so I'm looking at ...
17 4243
by  FloridaBoyJump to last post
09/15/2009 10:32 AM
10 Replies and 2504 Views Blame it on the dog  2504  10 Started by  margar1 I was woking a water loss claim last week that was&160; doozie. The claim was local so I was able to inspect the loss just hours after the loss was reported. When I arrived for the inspection the insured stated that the neighbour called him while at work when he noticed water in his driveway. The insured had worked the night shift and a strong thundertorm passed through. The family dog who is terrified of storms was home alone to ride it out. When I entered the home drywall was collapsed from t...
10 2504
by  ddreisbachJump to last post
09/13/2009 12:14 PM
34 Replies and 14025 Views T-lock question?  14025  34 Started by  dcmarlin
(Topic has multiple pages1 2 )
Tell me what ya'll think. I went on an inspection today for&160;a&160;claim with a 2008 date of&160;loss.&160; There are no coverage issues.&160; There are twenty-five buildings, partial two-story, with two layers of t-locks and&160;40-50 squares per building.&160; I estimate the shingles are about 12 years old and in average condition.&160;&160;&160;The top layer is an off-white color.&160;&160;There is a total of about 1100 squares of surface area.&160; Each building has an av...
34 14025
by  GoldustJump to last post
09/13/2009 8:43 AM
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