I have been an adjuster for 38 years; 20 staff, 18 IA There are costs on both sides of the issue to consider.
CAT work comes if Mother Nature is working, if not, like now no Hurricane it can be rough, If you take the CAT route start with a good vendor and stay with them, if they like your work you have a better chance of staying busy most of the year but expect many dry spells of no work and that can be stressful You can gross more money in CAT but you will have all the expenses to pay + qtrly taxes and if you want benefits you have to pay the full cost
Staff you have day to day work with a Salary + paid benefits + maybe a car if it is Crawford and outside work. Those latter two will cost you big if you stay with CAT
You need to weigh your options Are you single or married? If the latter, do you have children, if so take the staff job you only see those kids once & trust me your wife will appreciate the thought. It cost money to remain CAT all the expenses for travel, taxes, equipment, vehicles are yours
Comes down to this if you have a family and would like to keep them and want a stable environment take the staff job. If you like serious risk take the CAT
I have worked with and for Crawford. They are stable and will not be bought out any time soon. For a young person Crawford has worldwide options that you could reach. Crawford is also big on CAT and if you are strong as Staff you will likely have CAT as well, might be best of both worlds in this uncertain world.
Best of luck to you either way