Brisco County Guest Posts:3  
| 06/19/2009 12:31 PM |
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I'm in Austin, and the roofing sales market is now saturated with competition. I've been inspecting roofs for two months and practicing with XM8, so I'm wondering if this would be a good time to get certified as a cat adjuster. The insurance companies are currently sending adjusters from other parts of Texas that are hours away to look at my roofs.
Since I live in the affected area, would this be a good opportunity? I'm single and I like traveling, so I'm looking at this long term.
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| 06/22/2009 7:15 PM |
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no
I want to die peacefully in my sleep like my grandfather, not screaming in terror like his passengers.
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Brisco CountyGuest Posts:3
| 06/25/2009 3:34 PM |
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Why? Maybe if you understood my plan you'd think differently.
First, adjusting is easy. All you do is climb on the roof and buy it for market value. Job done, collect $500.
Second, for every roof that I would inspect, I can "assign" them a "company certified" roofer. I would send my partner from the roofing company to manage the project, and we split the commissions. That way, I have two revenue streams and everyone involved is happy.
Third, my roofing partner would estimate the job based on his rates.
There is so much money to be made doing this, and it's way more cost effective than bribery.
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BobH Veteran Member Posts:759 
| 06/25/2009 3:42 PM |
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Posted By Brisco County on 19 Jun 2009 12:31 PM
...so I'm wondering if this would be a good time to get certified as a cat adjuster.
No.
Bob H
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| 06/25/2009 5:29 PM |
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I am speechless.
Prank? Joke?
Maybe this thread should simply be deleted.
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MedulusModerator Veteran Member Posts:786
| 06/25/2009 5:33 PM |
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I'm wondering if this would be a good time to get certified as a cat adjuster.
Hmmm, let me think about this......
NO!
Steve Ebner CPCU AIC AMIM
"With great power comes great responsibility." (Stanley Martin Lieber, Amazing Fantasy # 15 August 1962)
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Brisco CountyGuest Posts:3
| 06/25/2009 6:03 PM |
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I'm thinking that you're all jealous of my industriousness. Maybe you lack the creativity to increase your revenue because you're so comfortable doing things the only way you know how. Let me give you some advice: If you're looking for new ways to get ahead in your industry, stay on the porch.
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BobHVeteran Member Posts:759
| 06/25/2009 6:22 PM |
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Posted By Brisco County on 25 Jun 2009 03:34 PM
...Second, for every roof that I would inspect, I can "assign" them a "company certified" roofer. I would send my partner from the roofing company to manage the project, and we split the commissions. That way, I have two revenue streams and everyone involved is happy.
Let me give you some advice, the last person I ran into who tried something like this went to Jail in Louisiana in 2006. He had been sitting right across the table from me doing claims for months prior to that point. You can read about him in this newspaper article http://www.lsp.org/pdf/ifuVol2Issue1.pdf
Perhaps you would do a better job, and give the customer what they paid for. But during times of large volume claims most Insurance companies do not recommend even their "preferred contractors" because they would get overloaded and provide poor service.
The basic concepts of Insurance adjusting are founded on honesty and integrity, not kick-backs or biased arrangements.
Bob H
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Tom TollModerator & Life Member  Senior Member Posts:1865 
| 06/26/2009 11:13 AM |
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Bob is correct. What your intention to do is collusion. Don't do it, you will get caught.
Success is not final, failure is not fatal: it is the courage to continue that counts.
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Ray HallSenior Member Posts:2443
| 06/26/2009 12:27 PM |
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I have seen several adjusters indicted for deals and kickbacks. Some spent time in jail or orison, but the minimum was a plea deal to get out of the adjusting business for life and never engage in any practice of "adjusting"
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| 06/26/2009 12:57 PM |
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"Industriousness" is one way to look at it.... built in conflict of interest is another. I'd recommend picking one side or another and stick with it. Otherwise, you could feel motivated to make conclusions that could benefit you at the expense of the insured or the insurer - your fiduciary. No need for the potential conflicts, and ultimately it will probably lead to your undoing, certainly in adjusting if not the other venture.
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| 06/27/2009 4:51 PM |
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SURELY THIS GUY IS JOKING BUT IN THE EVENT UR NOT ,,,,,U WONDER WHY INSURANCE IS SO HIGH NOW DAYS ,,,COME ON DO US ALL A FAVOR AND STAY UNDER THE ROCK UR UNDER NOW ,,ID BE THE FIRST TO VOLUNTEER TO BE JURY PICKED ON UR CASE ,,,AND THEIR WILL BE A CASE AND A JURY I PROMISE U ,,,,JT
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| 06/27/2009 8:47 PM |
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No, No, no, guys. Let him do it. Then we will have one more inmate to giggle at while he gets a whole bunch of new boy friends at the local penal colony. I think he should go whole hog on this deal. Does anyone have the phone number for the Travis County District Attorney?
Ol' Ghost
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| 07/07/2009 3:31 AM |
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Should I switch from roofing sales to adjusting?
NO!
I do it because I want to provide a better life for my family than my parents could provide for me.
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claims_ray Member Posts:293
| 09/13/2009 11:04 PM |
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I think that without giving a full answer to the second response from this con... contractor some of you may have just encouraged him to go ahead and seek out a license just to spite you.
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Blitanicle99Guest Posts:11
| 09/14/2009 9:44 AM |
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If your good at Sales and your making bank, don't do it.
Also, if you plan on splitting this comission with your buddy... Good luck lasting in this business. It seems as if this business is based on honesty and hard work not short cuts and schemes. |
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| 09/14/2009 6:30 PM |
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This has got to be a JOKE. |
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| 09/15/2009 10:32 AM |
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Posted By Brisco County on 25 Jun 2009 06:03 PM
I'm thinking that you're all jealous of my industriousness. Maybe you lack the creativity to increase your revenue because you're so comfortable doing things the only way you know how. Let me give you some advice: If you're looking for new ways to get ahead in your industry, stay on the porch.
Thanks, after 25 years in this business your wise words are an inspiration.
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