Friday, June 8, 2007

Florida Focus---Changes in the Wind?

Author: Roy
Some of us reside in Florida.  Many more of us have served time here with a stint or two following catastrophes that impacted the Sunshine State.  In the aftermath of Andrew;  the 'four in 2004', and then Wilma, old-timers and rookie adjusters alike saturated the fourth largest state and served for weeks and months.
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Categories: CADO Blog

Tags: Citizens

Thursday, August 16, 2007

Catadjusting and Crisis Intervention

Author: Roy

This is an article I have considered writing for years, one that deals with some of the emotional/psychological elements of working with people who have experienced personal crisis as a result of a catastrophic event, especially with regard to what this means for effective claim settlement.

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Categories: CADO Blog, Cat Adjusting

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Friday, June 8, 2007

Using the Summary Matrix to change Base Service Charges

Author: Roy
In this blog we will show you one way to change the base service charges using the Summary Matrix.
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Categories: CADO Blog

Tags: Xactimate

Friday, November 23, 2007

State of the Industry

Author: Roy
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Sunday, July 6, 2014

Cat Adjusting as a Profession (Is It For Me?)

Article Archive

Author: Roy
From the Article Archive 
Title: Cat Adjusting as a Profession (Is It For Me?)
First Posted: Friday, November 26, 2004
Author: Gary White

My son is now ready to go to college away from home and excluding approximately 21 months in an attempt to try something different in my life as a "financial planner", I have been adjusting, supervising or investigating claims for almost 27 years. By the way, I have worked my share of hail, wind, tornado and hurricane cats for other carriers so I know from whence I speak. Even during the time while I was trying to become a "financial planner", I supplemented my income with adjusting temp jobs and contract adjusting work.

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Friday, March 30, 2007

Ladder Safety

Author: Roy

This is a repost of the article. We are moving all articles from the old format to the new format.

As hail season approaches we want to remind everybody to think ladder safety each and ever time you grab that ladder. OSHA has reported that the most recent accident statistics suggest that the working men and women in America abuse and misuse ladders in the workplace as a rule rather than an exception.

 

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Categories: CADO Blog

Tags: Ladder Safety

Friday, June 8, 2007

Using the Square Break tool to add roof extensions

Author: Roy
Have you ever seen an estimate tree in Xactimate where the roof section is listed as Roof1, Roof2, Roof3 and so on? Well in most cases this occurs when the estimate writer uses the "roof icon" or the f key to add the extensions to the main roof diagram in Sketch, when a better option would be to use the "Square Break" tool to add extensions to the roof.
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Saturday, March 31, 2007

Do it right the first time and reduce re-opens

Author: Roy

This article was moved from the old system. It was written by George Mullet in 2000.

The primary thing an adjuster needs to do is communicate with the insured. I cannot emphasize that enough. We do not know if there is an error, an oversight or what, until we get out there. The adjuster is always supposed to communicate the proposed settlement with an insured and many people tell us they never heard from the adjuster after he was out there. Whether that is true or not is not the issue. If the adjuster is overly clear not only on the amount of the settlement but exactly what he is recommending, it leaves little room for misunderstandings. Further, if he/she is extremely clear, people will not have the tendency to want to say they never heard from the adjuster.

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Categories: CADO Blog, Cat Adjusting

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Tuesday, October 2, 2007

CADO is turning 12!!

Author: Roy
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Number of views (13898)
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Friday, February 29, 2008

Common Estimating Errors

Author: Roy

By John Postava;  First posted in the forum.

"They say there have been more mistakes made by computers than Tequila and Hand Guns combined.  That being said, with the help of one of the top trainers at Vale National Training Center we published a white paper on what we feel are some of the top ...

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Categories: CADO Blog

Tags: Software, Estimating

Friday, February 16, 2007

They don't just hand you the keys.

Author: Roy

This article comes from a forum post that was made by rass3742 on 9/12/2006

One thing I’ve noticed is the incessant struggle between newbies and veterans of our industry, as they scrimmage to identify the paradigm of CAT adjusting.  As a veteran of claims adjusting myself, I have taken the long road here and know that I am better for it.

I have just recently become “active” in reading and posting comments; as such, I hope I am not breaking the rules of CADO by bringing the bulk of a post I already made into this thread.  I just think it’s a topic at the front of so many minds here that it might be of interest as its own discussion.

What I’ve been seeing, in a lot of the posts in the CADO community, are seasoned adjusters who are struggling with the seemingly never-ending complaints of start-up adjusters who aren't being handed a living on a silver platter.

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Categories: CADO Blog, Cat Adjusting

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Tuesday, January 1, 2008

2008 and Cat Adjusting

Author: Roy
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Wednesday, September 17, 2008

IKE LOSSES MAY PUT A MAJOR STRAIN ON TWIA

Author: Roy

State-run insurer of last resort bears much of coastal cost

By Mary Williams Walsh
© 2008 The New York Times,
Reproduced under license from
the Copyright Clearance Center

Hurricane Ike caused as much as $16 billion in property damage, by some estimates, but the state-led insurance pool that will ...

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Saturday, September 8, 2007

What are they saying about us

Author: Roy
Recent articles published by Bloomberg a copy of which I've posted in the forums completely disparage the work we do. We are seen as mere puppets who foolishly obey our carrier and vendor masters with no forethought or ethics.
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Categories: CADO Blog

Tags: Adjusters

Friday, June 8, 2007

Use Sketch Templates to save time and increase production

Author: Roy
The template tools in "Sketch" allow you to create diagrams and reuse them in other claims. You can even share them with other adjusters. In this blog we will show you how to create a template and load it.
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Categories: CADO Blog

Tags: Xactimate

Saturday, April 17, 2010

House Fire--A simulated claim for discussion

Source: Forum Post Started by Racko on 9/19/2006

Author: CADO Admin

 To kill some time in this lull period & spread some knowledge, here is the scenario (or scenarios) as you see fit to make it. I will lay out the limited info as follows, and let's see where it goes.

Heavy fire loss occurs in a single family dwelling. Cov is HO-3, no issues with eff dates. Insureds have just left home about 6:00 p.m., a couple hours before fire breaks out and is discovered. High winds fan the flames and each house on either side sustain heat/smoke damage before the fire is brought under control. Let's say both neighboring houses now have some melted vinyl siding, one sided 2 years ago and the other 12 years ago. The elderly neighbor next door initially beat on the insured's door trying to see if they were OK, and burned his hand. He then rushed home to get his wheelchair bound wife out of their house, but she spends a week in the hospital with smoke inhalation related complications.

The insureds are a young couple, both smokers, with a 6 year old son. They just moved in about 2 years ago, only work in the house since they came was replacing the kitchen flooring, and adding a center island with a new cooktop on it. These were professionally installed within the past 6 months.

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Categories: CADO Blog, Fire Claims

Tags: Fire

Friday, June 8, 2007

Florida Focus---Big "AA" meeting scheduled forTallahassee

Author: Roy
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Number of views (9147)
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Monday, April 19, 2010

Quick Tip - Xactimate 27, Training Book

Author: Roy

 If you are currently working with Xactimate 27, then you may wish to get the Training Workbook.

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Categories: CADO Blog

Tags: Xactimate

Monday, August 27, 2007

CADO March 2007 Update

Author: Roy
Comments about the updates to the CADO site.
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Tuesday, August 7, 2007

View From the Slough, Too - The Art and Science of Branch Assist

Author: Medulus
View From the Slough, Too
The Art and Science of Branch Assist
By Steve Ebner (Medulus@aol.com)
 
I originally wrote this article back in 2001, and hundred of people read it on CADO, but at some point the link to the article became bad. So, for years I have not even been able to access it. I thought the article was lost for good until I recently discovered it on an old backup data disk. Because the conditions in catadjusting in 2001 and 2007 are so similar, I thought it would be a good time to update and revise the article to make it more current and to repost it on CADO. I know there is a danger of sharing too many secrets about how to get by in this business, especially when so many thousands have been added to our ranks with the storms of 2004 and 2005. But it is mainly those with experience and knowledge that will be able to benefit from this information. And I have always been willing to help those who deserve to be helped.
 
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Categories: CADO Blog, Cat Adjusting

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Forum Topics

Question about Pilot Catastrophie Services - Please / Thanx!

Does Pilot withhold income tax from commision checks for independent adjusters? Thanks in advance!  

Posted: 11/04/2007 1:29 PM Replies: 47

TWIA

http://www.dailytexanonline.com/news/2011/07/28/texas-windstorm

Posted: 07/28/2011 4:41 PM Replies: 0

Rusty Cat Adjuster has questions

hello, i use to work for a carrier : (  a few years ago.. I have some questions as I've never worked for an independent firm.   1. do you report to anyone on site?  if you have questi

Posted: 06/11/2008 9:38 AM Replies: 2

Opinion or a statement? Watch what you say.

I ran across an article on a defamation lawsuit against an adjuster for what he told the insured\claimant. The lawsuit was first thrown out by a lower court that stated the comments that were made&nbs

Posted: 11/06/2006 6:54 AM Replies: 11

HONEY DO TIP

WELL, Wife put me to work cleaning the blinds. Was going to slow so i devised a new way to speed things up a little.   Fill wife's jet tub w/ hot water put a few caps of ammonia in then lay bli

Posted: 02/01/2011 4:21 AM Replies: 1

State Income Tax

Since tax time is here, I have a question concerning individual state income taxes. For years I worked for a major IA firm who paid by W-2 and held out federal and state income taxes for the indi

Posted: 02/05/2010 2:47 PM Replies: 18

Does anyone know anything about the CPCU certification?

Hey Guys, I'm pretty much new to the biz. I've been doing insurance remodel work; fire, flood, etc... for a couple of years now and just recently took the vale property adjusting course. I have been h

Posted: 10/17/2006 8:59 AM Replies: 28

Experienced large loss adjusters in short supply

Skill shortage delays claims settlement: Panel By Stuart Collins July 23, 2008 LONDON—Settlement times for complex claims could rise if the insurance industry does not tackle a looming shortage

Posted: 07/23/2008 6:07 AM Replies: 16

Who are we, Really?

Written by Craig R. Smith of World Net Daily  The other day I was reading Newsweek magazine and came across some poll data I found rather hard to believe. It must be true given the source, right

Posted: 06/08/2007 3:12 AM Replies: 2

Scoping/Estimate writing

I had an incident come up today.  I got into a dispute with a company A about changing my estimate (written per my scope notes) based upon  two-dimensional photographs.  I acknowledge t

Posted: 08/25/2008 7:54 PM Replies: 32