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Wind Speeds

  • Category One Hurricane - Sustained winds 74-95 mph
  • Category Two Hurricane - Sustained winds 96-110 mph
  • Category Three Hurricane  - Sustained winds 111-130 mph
  • Category Four Hurricane  - Sustained winds 131-155 mph
  • Category Five Hurricane  - Sustained winds greater than 155 mph,

2014 Storm Names

  • Arthur, Hurricane on July 3
  • Bertha, Hurricane on August 4th
  • Cristobal, Hurricane on August 25th
  • Dolly, Tropical Storm
  • Edouard, Hurricane on September 14th
  • Fay, Tropical Storm
  • Gonzalo, Hurricane October 13th 
  • Hanna
  • Isaias
  • Josephine
  • Kyle
  • Laura
  • Marco
  • Nana
  • Omar
  • Paulette
  • Rene
  • Sally
  • Teddy
  • Vicky
  • Wilfred

Photos from Members

110912 094
HWY 36 in Avon By The Sea NJ
Pass Christian
16th Annual Windstorm Insurance Conference

Hurricane Feed

Quiet Atlantic hurricane season - new surge forecast products debuted - Sail World
12/21/2014 9:56:38 AM Hurricane Season

Sail World

Quiet Atlantic hurricane season - new surge forecast products debuted
Sail World
The Atlantic hurricane season will officially end November 30, and will be remembered as a relatively quiet season as was predicted. Still, the season afforded NOAA scientists with opportunities to produce new forecast products, showcase successful ...

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Quiet hurricane season ends - Minuteman
12/18/2014 8:23:36 AM Hurricane Season


Quiet hurricane season ends
12/17/2014 - KEESLER AIR FORCE BASE, MISS. -- Members of the 53rd Weather Reconnaissance Squadron traveled to their forward operating location at Henry E. Rohlsen Airport, St. Croix, Virgin Islands, to close up their facility and officially end ...

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12/12/2014 9:31:00 AM CADO Hurricane Feed

The United States has had a remarkable lack of landfalling major hurricane  activity since Hurricane Wilma in 2005. None of the 25 major hurricanes that have formed since Wilma have made US landfall. The 20th century climatological average is that 29% of all major hurricanes that form make US landfall as major hurricanes, so assuming that each event is independent and using a binomial distribution, the odds of getting 25 major hurricanes with no US landfalls is approximately 1:5200. In addition, the nine-year period that the US has gone without any major hurricane landfalls exceeds the previous record of eight years set between 1861-1868.

Qualitative 2015 Hurricane Outlook Summary

Two of the major influences that need to be monitored during the winter of 2014/2015 are the state of ENSO and the strength of the AMO (THC). As mentioned in our discussion, we believe that we remain in an active era for Atlantic basin tropical cyclones, and consequently, if El Niño does not develop, an active 2015 season is likely.

However, given our current qualitative analysis and output from various numerical models, it appears that there is a moderate chance (approximately 50%) that El Niño will  persist through the 2015 Atlantic basin hurricane season. By early April of next year, we should have a better idea of the likelihood of El Niño persisting. Both dynamical and statistical ENSO forecast models show significantly improved skill for an August-October forecast by early spring. 

The above comes from the Department of Atmospheric Science Colorado State University Report release 12/111/2014,  The report has been attached below please see it for additional information.

(Photo from CADO Gallery)

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CBS, NBC Silent As Only ABC Notes End of 'Weak' Hurricane Season - NewsBusters (blog)
12/3/2014 11:16:32 AM Hurricane Season

CBS, NBC Silent As Only ABC Notes End of 'Weak' Hurricane Season
NewsBusters (blog)
The Atlantic hurricane season has ended on Nov. 30, and once again it went out with a whimper. That was good news for coastal residents in the U.S., since the “weak” 2014 hurricane season continued the nine year “drought” of major hurricanes making ...

and more »
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2014 Hurricane Season in Review: Eight Things We'll Remember | The Weather ... - The Weather Channel
11/30/2014 8:25:32 AM Hurricane Season

The Weather Channel

2014 Hurricane Season in Review: Eight Things We'll Remember | The Weather ...
The Weather Channel
On the one hand, the Atlantic basin, which includes the Gulf of Mexico and the Caribbean, produced the fewest tropical cyclones and fewest named storms since 1997. On the other hand, the Atlantic basin brought the strongest landfalling hurricane in the ...
Quiet 2014 Atlantic Hurricane Season Comes to a CloseLive Science
2014 Hurricane Season Recap: Quiet Atlantic and Very Active Eastern PacificABC News
Quiet Atlantic hurricane season — and turbulent Pacific one — near endLos Angeles Times
Florida Today
all 179 news articles »
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Quiet 2014 Atlantic Hurricane Season Comes to a Close
11/29/2014 4:27:00 PM CADO Hurricane Feed
The mellow 2014 Atlantic hurricane season ends Sunday (Nov. 30), marking another year without major hurricanes hitting the Eastern United States.

It has been a record-breaking nine years since a Category 3 hurricane (or stronger) made landfall along U.S. coastlines. The last was Hurricane Wilma in 2005 (Sandy was not a hurricane when it hit the northeast in 2012). The United States has never recorded a nine-year period without a hurricane touching its shores. The prior record for the longest stretch, from 1861 to 1868, was set during the Civil War, according to Colorado State University climatologists.

The above comes from an article on, click here to read the article.

(photo from CADO Gallery)

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Atlantic hurricane season stays quiet as predicted - NOAA
11/24/2014 12:24:26 PM Hurricane Season

CBS News

Atlantic hurricane season stays quiet as predicted
The Atlantic hurricane season will officially end November 30, and will be remembered as a relatively quiet season as was predicted. Still, the season afforded NOAA scientists with opportunities to produce new forecast products, showcase successful ...
Hurricane season along the East Coast, Gulf of Mexico set to end with a whimperCBS News
Quiet 2014 Atlantic hurricane season ends Sunday with 6 hurricanes, 2 major
Quiet Atlantic hurricane season spares US for ninth year runningReuters -WDSU New Orleans -Bloomberg
all 92 news articles »
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Hawaii and Hurricanes
7/27/2014 1:31:00 PM CADO Hurricane Feed

“The last hurricane that hit Hawaii was Hurricane Iniki in 1992, and Kauai took the brunt of the damage,” said Insurance Commissioner Gordon Ito. “Hurricane Iniki caused almost $2 billion in damages, which is about $3 billion in today’s dollars. It can take just one major storm to cause severe property damage, and we urge you to be prepared.”

Hawaii Insurance Division Reminds Public About Hurricane Coverage, Offers Tips

"Basic home insurance does not cover hurricane damage. Homeowners typically must purchase hurricane insurance separately. Also, not all wind damage is covered by hurricane insurance. The Central Pacific Hurricane Center of the National Weather Service must declare a wind-related event to be a hurricane for this coverage to become available. Banks usually require hurricane insurance as a mortgage condition.

Hurricane policies will cover water damage resulting from wind-related impairment of the home's exterior. One example would be if hurricane debris punctures the roof and rain water flows into your living room.  Other types of water damage (i.e., storm surge, cascading water or rising streams) are not covered by hurricane or homeowners insurance. Flood insurance provides coverage for these other exposures."  click here to read the source article

Here is some information related to adjuster licensing in Hawaii.


Before submitting your application:

Successfully pass the Hawaii Insurance License Exam. [1] Adjuster exam for independent or public adjuster, workers compensation adjuster exam for work comp adjuster, exam approved by the insurance commissioner for crop adjuster. Contact our exam administrator, Pearson Vue to register for an exam. Call toll free at 1-800-274-2608. View our Candidate Handbook at Pearson Vue’s website at: .

There is no reciprocity for adjusters. All individuals – residents and nonresidents – are required to successfully pass the Hawaii Insurance License Exam.

After the above has been completed, submit paper application.

Source of the above information on licensing:  The Hawaii Department of Commerce and Consumer Affairs

Hurricane Deductibles

Here is some information on when a Hurricane Deductible applies. The information below comes from the Insurance Information Institute. here is a link to the source page on their website;


'Hurricane deductibles are percentage or dollar deductibles that are higher than for other perils, or causes of loss. They are calculated as a percentage of the dollar amount of coverage on the dwelling. The trigger for hurricane deductibles, or the point at which they apply, varies by company. Triggers have some common characteristics: they generally go into effect only when the National Weather Service issues a hurricane watch or warning and remain in effect for a specified amount of time after the storm has passed. The intensity of hurricanes may also affect the trigger. Hurricanes are classified on a scale of 1 to 5 with 5 as the highest intensity. If the policy has a mandatory deductible, this means the insurer will not sell homeowners coverage without a hurricane deductible.  When a deductible is optional, policyholders may choose a higher deductible for a premium credit.

The Hawaii State Legislature created the Hawaii Hurricane Relief Fund in 1993 to provide compensation for windstorm damage from hurricane force winds in the wake of Hurricane Iniki which caused about $1.6 billion in insured losses when it occurred. After the homeowners insurance market stabilized, the fund was shut down and stopped writing coverage at the end of 2000. Most homeowners insurers provide property coverage for all perils and liability but exclude hurricane insurance.  Homeowners must purchase hurricane insurance separately from specialized companies.

Hawaii Property Insurance Association (FAIR Plan): The insurer of last resort for homeowners insurance. Does not offer hurricane coverage.

Here is a link to the source of the information provided above.

Eastern North Pacific Storm Names 

red = active

  1. Amanda
  2. Boris
  3. Cristina
  4. Douglas
  5. Elida
  6. Fausto
  7. Genevieve
  8. Hernan
  9. Iselle
  10. Julio
  11. Karina
  12. Lowell
  13. Marie
  14. Norbert
  15. Odile
  16. Polo
  17. Rachel
  18. Simon
  19. Trudy
  20. Vance
  21. Winnie
  22. Xavier
  23. Yolanda
  24. Zeke 
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