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10 Replies and 5109 Views What I learned from a Public Adjuster  5109  10 Started by  Leland We all know horror stories about public adjusters, and many of us have seen strange and inflated estimates. At the risk of being controversial, what has anyone learned from a PA that helped increase their knowledge Has a PA ever asked for something that you thought was bizarre and later you realized it was actually fair I know that on some claims, with some PAs, I have to be on my toes and thinking harder than usual. What is the most creative thing a PA ever asked for, that was ultimately appr...
10 5109
by  Ray HallJump to last post
11/07/2007 12:48 AM
28 Replies and 18854 Views 25 yr old felony conviction, problem for Texas Adj App?  18854  28 Started by  turbocycle
(Topic has multiple pages1 2 )
Just wondering if anyone has any feedback for me on this I have a 25 year old felony theft conviction that was for a few hand tools -- shouldnt have been close to a conviction but had court appointed attorney at the age of 18!   Well anyway, wondering if I could get the Texas adjuster license with such a record  I know I can explain it all when I submit the app but wondering if anyone on here has been denied for same reason Think my 20 years in management which included carry...
28 18854
by  okclarrydJump to last post
10/29/2007 9:23 PM
26 Replies and 18938 Views Depreciation of roof Labor on ACV policy  18938  26 Started by  john960bell
(Topic has multiple pages1 2 )
New forum member here. I was wondering if anyone could please give me any input as far as the following. In Calif., it is clear that labor cannot be depreciated (see below from Calif Code of Regulations).  Are there any equivalent laws in LOUISIANA  Can anyone provide any citations to relavent case law or even just anecdotal cases Thanks (1) Under a policy, subject to California Insurance Code Section 2071, where the insurer is required to pay the expense of repairing, rebuilding ...
26 18938
by  Ray HallJump to last post
10/29/2007 6:54 PM
40 Replies and 13152 Views Paper pushing file reviewers-slowly ruining the claims adjusting job  13152  40 Started by  Bobabooey
(Topic has multiple pages1 2 3 )
I remember the good old days of getting hired to go look at a claim, write an estimate, and close the file.  My main responsibility was to make correct coverage decisions and write fair and reasonable estimates.  If contractors or insureds submitted higher invoices, then it was my job to meet and discuss the invoices with them and come to a fair conclusion. It was my job to make decisions-that is what i was hired to do.  I adjusted claims and enjoyed it.  On a good day I...
40 13152
by  Ray HallJump to last post
10/27/2007 1:04 AM
13 Replies and 5878 Views Brinkman Claim Service  5878  13 Started by  sldavi40 Anyone ever worked for Jeff Brinkman, Brinkman Claim Service  Just trying to apply the Know Before you Go!
13 5878
by  Deleted UserJump to last post
10/23/2007 1:00 PM
29 Replies and 11181 Views Adjusting/Estimating conflict  11181  29 Started by  mistyrain
(Topic has multiple pages1 2 )
I'm just wondering if there is anything unethical about doing private estimates for homeowners who are not happy with their settlement offer while also working for various claims agencies as an IA I know of guy that was encouraged to get into the adjuster biz and work as an IA sub for another IA, but ended up mostly doing these private estimates (he did 80-100 out of about 400 the boss IA did). They weren't cheap - $2000 - $10,000. The newbies name is on many of those estimates (done in X-...
29 11181
by  okclarrydJump to last post
10/18/2007 8:42 PM
5 Replies and 3791 Views Competition in the roofing business  3791  5 Started by  Ray Hall DFW area and Houston area have always had very good roofing contractors who made a living off regular local event like 50-60 MPH spring, fall or winter winds. Hail from pea size to quarter size. This was in the days of the HOB which had RCC. The salesmen were contingency paid. No new roof, no job and no pay. Most of the salemen were under 35 and could climb a roof like a mountain goat.The large companies would sent out 6-8 for a sub division and leave door hangers, then follow up with door...
5 3791
by  Ray HallJump to last post
10/16/2007 2:02 AM
9 Replies and 4721 Views Unreturned Phone Calls/emails  4721  9 Started by  JimGary At any orientation we attend, one the major topics discussed is returning phone calls. We are told "if you do not return your calls, you will be sent home". That has always been harped on to me by carriers and vendors, whether I was staff or independent. And it is an important point to make. I personally am fanatic about such things, I hate having anyone wait on me for a returned call. I have been amazed though at the number of unreturned calls or emails that go unanswered by IA vendo...
9 4721
by  JimGaryJump to last post
10/02/2007 10:50 AM
5 Replies and 11734 Views Aircraft Adjusting  11734  5 Started by  flaporte I am an experienced auto, RV and mobile home adjuster. However, I am interested in becoming an aircraft adjuster. I am an aircraft owner and have been flying for over 20 years. Does anyone know  who  I can contact for this
5 11734
by  flaporteJump to last post
09/19/2007 9:38 AM
6 Replies and 4137 Views Thar She Blows Contest  4137  6 Started by  sbeau4014 Are there any winners  Couple hit the state, none hit the name of storm and 100 picked a date before September.  A lot of high hopes out there for the date this year, thats for sure.
6 4137
by  MedulusJump to last post
09/14/2007 1:11 PM
32 Replies and 11767 Views 2007 Version of Know before you Go.  11767  32 Started by  Ray Hall
(Topic has multiple pages1 2 )
My opine is not as good as the experts; but I think a monster hurricane will hit Texas or Florida with in the next 50 days. All new and old adjusters try not to be cheated by the known and not surfaced vendors and subs of venders and the subs of the subs. Ask more questions. Keep a copy of ever file that you submitted for payment on PAPER with the date the computer printed it out. This file is your evidence you did the work . Make the vendor sign a release allowing you to contact the carrier d...
32 11767
by  Jud G.Jump to last post
09/11/2007 1:10 PM
3 Replies and 3213 Views Trouble posting  3213  3 Started by  host When I added the "search box" to the forum page it caused a javascript error that prevented posting.  I have removed the search box for now. Sorry for the trouble.
3 3213
by  hostJump to last post
08/31/2007 9:23 AM
6 Replies and 3892 Views Just deal with it  3892  6 Started by  ntzjazz Nothing like being an independent adjuster.   New assignment—per the carrier “Please provide Full Adjustment with Photos” -----------------------P.S. Do not discuss the policy provisions, scope of loss, estimate/repair evaluations or coverage with the insured or any representative.   Drive 210 miles and get it done!
6 3892
by  01SnakeJump to last post
08/25/2007 6:32 PM
3 Replies and 6667 Views Drawing unemployment during down times  6667  3 Started by  Todd_Summers Just curious about this subject.
3 6667
by  swink_dJump to last post
08/23/2007 10:30 PM
7 Replies and 5021 Views Adjuster Commission Rate  5021  7 Started by  Gamegetter 1. What commission rate do you feel an experienced and proven adjuster should be paid 50........60..........70..........    
7 5021
by  Ray HallJump to last post
08/23/2007 12:43 PM
5 Replies and 3887 Views Nationwide Insurance  3887  5 Started by  jclstorm Does anybody know which I.A. firms have contracts with Nationwide Insurance
5 3887
by  01SnakeJump to last post
08/23/2007 12:02 PM
3 Replies and 3941 Views Current Fee Schedules  3941  3 Started by  sbeau4014 I know that there has been very few changes in fee schedules in recent years and have reviewed the comparison that Clayton put together back in 02 or 03.  Besides Citizens NFIP and the Texas Wind Pool, does anyone know of any other carriers that have revised their fee schedules since then  If so, and you have a copy of it on a format that can be emailed, could you email me a copy of what you have for review purposes  If you have the 3 mentioned above, I'd appreciate getting copi...
3 3941
by  hostJump to last post
08/17/2007 7:12 PM
22 Replies and 8707 Views Something to think about for you want-to-be-independents  8707  22 Started by  Bobabooey
(Topic has multiple pages1 2 )
I was sitting here going over my finances and added up what I have made so far this year.  So far this year, I have made 24k (this could change anytime depending on the weather) Then I started adding up my expenses, (I paid 7k for a car (that is right 7000 bucks) after mine dropped dead at 210k miles) i have paid $2100 in computer programs, $4550 in health insurance (which covers nothing) , $1300 on a new computer, roughly $2,000 in gas, $1500 in hotel expenses, $210 in oil changes, $200 o...
22 8707
by  DougJump to last post
08/17/2007 12:26 PM
8 Replies and 4858 Views Things to do before you leave on a deployment  4858  8 Started by  swink_d As i am double checking everything to make sure I have everything in order for another deployment. I began wondering what others are doing to get prepared. Today I got the fiver out and was checking everything out and discovered that the reigniter electrode went out for the water heater. It sure would be trouble finding one after leaving home. Also discovered the person that normally forwards our mail will be unavailable for a cpl months  so I have to get someone else Always something&nb...
8 4858
by  RockeyJump to last post
08/17/2007 1:30 AM
26 Replies and 11777 Views HOW SLOW IS IT???  11777  26 Started by  Catmannn
(Topic has multiple pages1 2 )
I HAVE BEEN RUNNING THE ROADS FOR 12 YRS.  UP TO THIS POINT EVEN THE SLOW YEARS TREATED ME OK.THIS YEAR HAS BEEN MY SLOWEST EVER.  NONE OF MY ROAD FAMILY ARE OR HAVE BEEN WORKING.  WHAT ARE YOUR THOUGHTS, HAS IT BEEN A GOOD YEAR OR HAVE I STEPPED ON A LOT OF TOES   HOUTZ      
26 11777
by  CatmannnJump to last post
08/16/2007 5:25 PM
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