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1 Replies and 2549 Views
Medical Alert 2549 1
Started by Tom Toll
All drugs containingPHENYLPROPANOLAMINE are being recalled.
STOP TAKING anything containing this ingredient. It has been
linked to increased hemorrhagic stroke(bleeding in brain )
among women ages 18-49 in the three days after starting use
of medication. Problems were not found in men, but the F DA
recommended that everyone ( even children ) seek alternative
medicine.
The following medications contain Phenylpropanolamine:
Acutrim Diet Gum Appetite Suppressant
Acutrim Plus Dietary...
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by host02/05/2008 5:49 PM |
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3 Replies and 2745 Views
Adjusting Agrigulture and Crop Losses 2745 3
Started by MBeckman
Does anyone have any tips or suggestions on adjusting crop losses&160; I have looked at some in the past, but it's been a while and I am not sure how the industry has changed.&160; Thanks.
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by BobH02/01/2008 10:06 AM |
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30 Replies and 18097 Views
Is the Insurance Carrier responsible for sheathing? 18097 30
Started by Doug Weaver
Is the Insurance carrier responsible for replacement of sheathing if it cannot be nailed to&160; I have a friend who's roof was totaled by the carrier.&160; When the roof was removed the sheathing was not rotted at all but was about 50 years old.&160; This was plank sheathing.&160; When the roofers tried to walk on it or nail it,&160; the sheathing would break due to brittleness.&160; Does the Insurance carrier have any responsibility for this&160;
Thanks for any input,
Doug
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by rbryanhines01/15/2008 12:46 AM |
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32 Replies and 8249 Views
Christmas time claims handling 8249 32
Started by Leland
Risk location is a two story residence with 25 yr asphalt comp roof. Insured claims that a big fat man yelling 'ho ho ho' somehow landed a sleigh with 12 reindeer on the roof, damaging it. The reindeer hooves dislodged several shingles.&160; At the time the weather was calm with no wind. A neighbor witnessed the fat man trying to enter the chimney. He was unsuccesful, but the blocking of the chimney caused smoke to fill the entire interior. The actual sleigh did not cause any damage to the roof...
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by HuskerCat01/05/2008 6:12 PM |
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19 Replies and 5466 Views
Deducting Roof Openings 5466 19
Started by joesmith
I have recently spoken with someone I have been helping who is just getting started in the business. He is doing a few oveflow hail claims directly for a smaller regional carrier near his home. He is being instructed to deduct ALL vent areas, skylights, and chimney openings without a SF threshold on re-roofs. He also has been instructed not to add anything for dormers. I suppose deducting the openings is techni...
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by Ray Hall01/03/2008 3:34 PM |
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23 Replies and 7268 Views
Adjusters policing Adjusters 7268 23
Started by Ray Hall
This topic is not discussed in public forums much, but it has been going on as long as I have been in the profession.
Workers Comp. Property Adjusters, Auto physical damage and Liability claims of all types come to mind as well as NFIP losses.
NFIP watchs for trends by certain adjusters and send a few adjusters to Federal prison over the lifetime of the program. In 2003 Texas Windstorm Insurance Association, hired an adjuster to check on some of their dedicated adjusters closed file...
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by BobH12/31/2007 1:26 AM |
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6 Replies and 3747 Views
Daily claims 3747 6
Started by Bobabooey
I am doing daily claims for a couple of companies, but I am not sure if they are even worth doing. I find that if I get a few claims, they are hours away from each other. Then I have supplements on older claims, have to get police reports, fire reports, have to get contents worksheets, have to reopen old claims for whatever reason. At the end of the week, I have worked 40-50 hours and then get a 2 week check for $800.
Do any of you make good mo...
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by yumadj12/21/2007 2:39 PM |
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45 Replies and 16030 Views
What Is The Definition Of Replacement Cost Coverage? 16030 45
Started by Ed The Roofer
I have another thread about a 2 layer Tear Off and 2 layers of illegaly installed plywood decking completeley broken through the rafters from wind damage from a very large tree falling on the house and detached garage structures.
Tha Good Hands Adjuster had the contract in his hands prior to work starting which listed per lineal foot and per square foot costs of various wood decking and rafter replacement that may have been required.
Now, 3 weeks since the job has been completed, he finally re...
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by HuskerCat12/17/2007 10:14 PM |
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by rickhans12/10/2007 12:32 PM |
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54 Replies and 14575 Views
Roof T.O. w/2nd Layer CDX 14575 54
Started by Ed The Roofer
Hi guys. I have lurked here for a while, just to learn about claims, but now I need some help to understand how to deal with the peculiarities of a current claim I am proceeding with regarding a roofing replacement.
By the way, if i posted in the wrong forum, please feel free to move it accordingly.
I am doing a storm damage tear-off and reroof of a home and detached garage which both were struck by a large tree from a wind storm recently.
Garage was bid for a 2 layer T.O. bu...
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by Ed The Roofer12/06/2007 1:56 PM |
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6 Replies and 3373 Views
More than one vendor / Mini IA firm 3373 6
Started by OdieWyatt
Does anyone (daily claim adjusters) work for more than one IA firm at one time (as an independent contractor) When it is so slow and this is your only job, is it better to try to work for two or more firms or get a second job at Home Depot
How many adjusters work as their own mini IA firm, that is just you or just you and your spouse, either directly for a carrier or for another larger IA firm If you work as an individual or as a mini IA firm, why do you choose the route you are t...
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by BobH12/02/2007 1:26 PM |
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14 Replies and 4736 Views
Claims pages censorship 4736 14
Started by ebrooks
You may be familiar with the Claims Pages--very useful, have tons of documents/forms, lots of jobs posted, etc.
A funny thing about them is they have a list of 511 forbidden words. If you type one of these words in a post, it will come out as X's.
For example, I wrote a post and used the word 'dope' at one point meaning 'information'--what's the dope or something like that.
I was surprised to see it reduced to 'xxxx'. Obviously impeded communication.
I wrote the editor, one Kay, who told me...
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by okclarryd11/29/2007 7:08 PM |
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48 Replies and 22718 Views
Estimating Questions 22718 48
Started by rbryanhines
When estimating a large loss and a GC is involved how do you account for project supervision When a roof requires deck and shingle replacement and is two stories and steep, do you allow 2 steep fees and 2 two story fees
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by BobH11/28/2007 11:46 PM |
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17 Replies and 3068 Views
Topics moved 3068 17
Started by flyingadjster
Posted By Roy Cupps on 11/18/2007 12:59 PM
Some of the post in this thread have been moved into a new thread located >> here
Your link is redirecting back to the index page. Even when I paste the address into the URL box, it is simply rerouted. Is there any reason this is happening besides the topic being deleted
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by Walt Rogers11/28/2007 10:20 PM |
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1 Replies and 2779 Views
Earthquake insurance, who really needs it? 2779 1
Started by host
From an article dated 11/21/2007;
"According to a report by the US Geological Survey, on the basis of the large area of damage (600,000 square kilometers or about 372,823 square miles), the widespread area of perceptibility (5,000,000 square kilometers or 3,106,856 square miles) and the complex physiographic changes that occured, the Mississippi River valley earthquakes of 1811-1812, otherwise known as the New Madrid, MO earthquakes, rank as some of the largest in US recorded history. &quo...
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by Tim_Johnson11/27/2007 2:19 PM |
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9 Replies and 3577 Views
Any Different On Your Side Of The Fence? 3577 9
Started by moco
Hi every one, i am new to the world of claims adjusting (1.5 years) and work daily claims only for a small IA. I have yet to work any cats, however i have been doing some marketing lately for other IA's to work for, or better yet, fill the void. My search and exploration of other IA's have revealed several things to me, one being that when it is slow it is slow industry wide, or at least seems that way, and the other thing i have observed is that it appears to me that the handling of cat losses ...
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by Deleted User11/21/2007 10:36 AM |
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2 Replies and 2816 Views
Underinsured (again) in California? 2816 2
Started by johnpostava
There was an article in the NY Times yesterday where the reporter interviewed an insured whose home burned to the ground. The article went on to say he was insured for approximately $230.00 a foot and preliminary bids were coming in from $350.00 to $500.00 a foot for a custom home like his.
You would think after the Oakland fires companies would start valuing homes better on the front end. Of course, if the agent would have valued this home at $500.00 a foot (and priced the premium ...
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by Nicka078211/18/2007 1:09 PM |
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2 Replies and 2934 Views
Sketchup.com 2934 2
Started by Tim_Johnson
This is a new diagraming tool from Google. It looks pretty interesting and powerful. There is a free version and a few demos.
FYI only
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by Adjuster36011/13/2007 11:41 AM |
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2 Replies and 3215 Views
Veterans Day 3215 2
Started by SSADJUSTER-25
This coming Monday is to be celebrated for “Veterans Day”, I for one would like to take this time to celebrate and salute all of our Veterans past, present and future. I give “Thanks” for your service to our Country and protecting us from harms way.
Be sure and go out Monday to Golden Corral and enjoy your dinner that will be free to you for your service to our Country. Don’t forget to take your Military ID. I have emailed my brother and nephew who just came back...
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by SSADJUSTER-2511/12/2007 10:36 AM |
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10 Replies and 4588 Views
What I learned from a Public Adjuster 4588 10
Started by Leland
We all know horror stories about public adjusters, and many of us have seen strange and inflated estimates. At the risk of being controversial, what has anyone learned from a PA that helped increase their knowledge Has a PA ever asked for something that you thought was bizarre and later you realized it was actually fair I know that on some claims, with some PAs, I have to be on my toes and thinking harder than usual. What is the most creative thing a PA ever asked for, that was ultimately appr...
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by Ray Hall11/07/2007 12:48 AM |