My son is now ready to go to college away from home and excluding approximately 21 months in an attempt to try something different in my life as a "financial planner", I have been adjusting, supervising or investigating claims for almost 27 years. By the way, I have worked my share of hail, wind, tornado and hurricane cats for other carriers so I know from whence I speak. Even during the time while I was trying to become a "financial planner", I supplemented my income with adjusting temp jobs and contract adjusting work.
An opinion by Phillip Crimaldi
"I’m fairly certain, at least from my own research, that a few things happened somewhere around the post-Katrina era. First, a handful of hardworking independent adjusters made a bunch of money. The adjusting companies who had the contracts for those claims made millions, and some of them made successful businesses that continue to provide claim services under catastrophe and structural loss circumstances. The remaining folks either went belly up or decided to start selling a rather poorly designed training service. This attracted every Tom, Dick, Harry (and Sally) who wanted to “Get Rich from Adjusting Claims!”. Storm chasing contractors and adjusters came out of the wood-work after spending their savings, assuming they could also make a lot of money. The percentage of catastrophe claims is way down and the story goes the market is now flooded with a bunch of folks who preach their ability to adjust claims by merely taking a software estimating class and passing Texas or southern license exams which really don’t encompass the business of adjusting. Some are smart enough to suggest they would be willing to shadow for a claim or two, but most of those folks literally have palm trees on their resume heading, as if they’re already on retirement island! The rest seem to be convinced they are “ready to go”, and all of them want to be “deployed” on some sort of “roster”, yesterday. Who knows where these terms even surfaced. - See more at: http://independent-adjuster.com/flooding-the-market-cat-adjusters-training/1243/#sthash.K8QwERg6.dpuf
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