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1 Replies and 2729 Views
How dumb is dumb? 2729 1
Started by ALANJ
I was hanging out at the courthouse yesterday and heard a story I had to share. An insured gave a EUO to a major insurance carrier concerning a fire loss. Nothing in the EUO really hurt the insured as far as the fire claim went. However, this guy was so dumb he admittrd to committing three different felonies during the EUO and didn't realize it. The carrier and their SIU unit turned the EUO over to the local prosecutor. Needless to say I'm pretty sure this guy is going to get nailed.
I just h...
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by CatAdjusterX 10/20/2010 7:57 PM |
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7 Replies and 2952 Views
Adjusting Vehicle & electronic equip. Ins. Coverage 2952 7
Started by Goldust
What kind of insurance do you carry on your adjusting vehicle Liability, Full Coverage,
What coverage do you have for your equipment such as , Computer, Gps tracker system, Printer, Etc.
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by JimGary10/20/2010 12:04 AM |
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7 Replies and 3183 Views
Taking my ladder out of my truck 3183 7
Started by Goldust
Well doesn't look like anything happening soon maybe if I take my ladder out of my truck something will take place.
Lets try a little reverse psychology on these storms.
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by Goldust10/15/2010 9:45 PM |
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3 Replies and 2929 Views
UUUUGGGGGG Frustrating 2929 3
Started by Cat 5 Greedy
The worst thing about a season like this is there's absolutely nobody to blame. It is like there is some force field around the U.S. this year, INSANE!
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by claims_ray10/14/2010 12:54 AM |
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5 Replies and 3552 Views
Daily Work--Insure-Aid 3552 5
Started by SweetHomeBamaGOM
Hello Everyone,
I have been waiting for a storm all year and of course we haven't had a large event affecting the CONUS. However say a prayer for those in Mexico and the Caribbean that have been adversely affected by tropical cyclones this year. The year is not over but with this trough over the SE it doesn't look good....
Anyhow my question has to do with the validity of an independent adjusting firm who has sent me a packet to fill out prior to being...
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by sstrauss10/12/2010 5:30 PM |
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1 Replies and 3165 Views
Adjuster Networks? 3165 1
Started by lawrence260
The company that I work for has been doing claim work just for our clients which is the multi family industry, and have done a hand full of houses off referrals.
Now we are looking to take this division to the next level hopefully.
I am simply looking for any input on how to work with adjusters, from pulic, independent, to company direct.
Other than Crawford connection, what others are out there in order to obtain more business.
Are there any companies that its easi...
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by lawrence26010/08/2010 7:13 PM |
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37 Replies and 10941 Views
Tear off of composition roof layer. 10941 37
Started by Ray Hall
Lots of opines on this subject. The one in this discussion is the following: Does tearing off one or more layers of composition shingles enhance the property in any way. The answer is yes. If property is enhanced in any way then the soft word for depreciation is used, betterment. The betterment definition is subject to a depreciation in all states that I am aware of. (Leave CA. out) Now don,t fall back on the company policy is.... what ever the carrier tells me to do.... just try t...
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by okclarryd10/08/2010 12:21 PM |
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15 Replies and 3302 Views
This does not sound good. 3302 15
Started by host
From NHC related to area 2.
THIS DISTURBANCE IS SHOWING NO SIGNS OF ORGANIZATION...AND UPPER-LEVEL WINDS ARE EXPECTED TO CONTINUE TO BE UNFAVORABLE FOR DEVELOPMENT.
How does that saying go.. it ain't over until .. Is she singing yet
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by JimGary10/08/2010 11:23 AM |
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6 Replies and 3107 Views
subrogating against minors 3107 6
Started by Leland
If a kid spray paints the insured's house, do you send a subro demand addressed to the kid or to the parents of the kid, or both
I know it is important to be cautious dealing with minors. I would not want to interview a minor without another neutral adult present. Same reason I don't go inside a home when the only person home is 16 years old.
Anybody ever deal with this
Are the parents legally liable for the actions of the minor, ie could you legally sue the parents if neccesary (d...
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by ALANJ10/07/2010 11:15 PM |
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0 Replies and 3500 Views
Update Completed 3500 0
Started by host
Update completed.
If you have any problems with the site please post them in the Support Forum or use the Contact Us form.
Thanks,
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10/05/2010 9:42 PM |
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36 Replies and 13212 Views
Is the Independent Adjuster Fast Becoming Obsolete? 13212 36
Started by CatAdjusterX
I have written&160; more than few times about with Satellite roof technology , the fact that Xactimate is now fully integrated with EagleView and with Sketch , once the adjuster enters the sketch properties, that building is forever archived and future measurements are but a few keystrokes away from a desk adjuster's viewing.
Are we in someway the architects of our own demise I mean think about , every home we diagram today is one less home that will need an adjuster to physically measure it...
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by Ray Hall10/01/2010 11:38 AM |
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6 Replies and 3025 Views
Cant stand this waiting anymore 3025 6
Started by Cat 5 Greedy
Somebody please tell me how to get some steady work doing daily stuff! I have some daily work but my bread and butter is CAT adjusting I cant take it anymore especially after this year of 100 near misses this is insane.Please someone post some info on daily work or at least how do I get in on a few small storms per year
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by linhoch10/01/2010 10:26 AM |
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3 Replies and 2915 Views
Would you consider buying a policy that did not cover roofs for a 50 reduction in premiums? 2915 3
Started by Bobabooey
I hope this never happens because it would severely affect my income. But, roofers, PA's, and filthy lawyers are driving up the honest customers prices. See, in insurance, the crook commiting fraud wins. The old couple that pays premiums every year for their entire lives that does not want to take advantage of their insurance company loses because their premiums go up too even though they dont file claims. They are FORCED to pay for the roofer who pulls up shingles and ca...
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by Ray Hall09/29/2010 4:36 PM |
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0 Replies and 6849 Views
Adjuster Den Access 6849 0
Started by host
I have received many requests from users of the site about the Adjuster's Den.&160;
The Adjuster's Den is designed to be a private forum for professionals in the Claim Handling Industry. The Den includes the following Forums;
Storms, Hurricanes and Weather
Tools of the Trade
Employment
Vendor Feedback
Ethics Corner
Hail Claims
Man Made Cats
Flood Claims
Earthquake Claims
Hurricane Claims
The Claim File
Commercial Policies
Resid...
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09/26/2010 10:02 PM |
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6 Replies and 3413 Views
Things you are sick of hearing contractors say 3413 6
Started by Bobabooey
1. 'I ain't even making no money off this job.' 2. 'my bid is not too high, I'm using xactimate prices.' 3. 'you are the only adjuster I have met that are denying these roofs' 4. 'farmers state farm and all state are buying all of these' 5. 'it has severe wind lift' Just a few I can think of off the top of my head.
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by linhoch09/26/2010 4:21 PM |
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13 Replies and 3822 Views
Matthew 3822 13
Started by host
&160;The image below is from Stormpluse and shows the forecast for Matthew 117 hours out.
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by Ray Hall09/26/2010 9:29 AM |
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1 Replies and 2552 Views
carriers using their own adjusters 2552 1
Started by Goldust
&160; Can anyone tell me why we aren'T getting the business we usually get from the Carriers because they are using staffers. They are going to have up to 2/3's the supplements on these claims they usually have when experienced adjusters complete them. it just doesn't pencil !!!
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by Ray Hall09/25/2010 3:18 PM |
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38 Replies and 7223 Views
Septic tanks now outlawed in Malibu: 7223 38
Started by Leland
&160;
News Flash: Septic tanks now outlawed in Malibu:
http://latimesblogs.latimes.com/lanow/2010/09/state-water-board-outlaws-septic-systems-in-much-of-malibu.html
Let's say a home has a septic system like most Malibu homes in the hills.
There is $50,000 of code upgrade coverage. New codes require 'no septic' which means a sewer line must be dug. The house burns down and the septic system is damaged. (Malibu has big wildfires every few years). Coverage features 5 debris removal (additiona...
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by Leland09/24/2010 1:19 PM |
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6 Replies and 10393 Views
Coinsurance on ACV basis even if the insured has RCV 10393 6
Started by Leland
I mentioned this on another topic but I did not give an example. I think I was misunderstood. So here is the the full explanation with an example.
Coinsurance can be calculated on an ACV basis even if the insured has RCV coverage. If an ACV coinsurance calculation pays more to the insured than an RCV coinsurance calculation, settlement can be made using the ACV coinsurance calculation. (If the carrier agrees)
Here&39;s how it works:
The insured has 4 very old printing presses...
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by Ray Hall09/24/2010 8:34 AM |
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4 Replies and 2762 Views
Two catastriphic hail events within three days 2762 4
Started by anythingweather
Some BIG hail the past week in Kansas and Missouri.&160; Record hail stone in KS last Wednesday and another huge round of storms in the western Kansas City area on Saturday night. We have analyzed both of these storms and show thousands of homes affected by large hail.&160; In interested in feedback and areas that had the largest hail.&160; We have had feedback that hail went through roofs in Wichita but only 3-4 stones per roof with no other hits.&160;
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by CC09/24/2010 4:33 AM |