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Last Post 05/18/2010 2:42 AM by  suzukini
Hail damage question
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suzukini
Member
Member
Posts:44


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05/10/2010 11:19 PM
    Can someone please explain to me what "shadow hits" are when calling hail damage?   I am an IA with 2 years experience, a newby to many, but feel that I know what a hail hit is compared to normal aging/wear & tear, blistering, etc.  I inspected a house and found what I considered to be minimal damage (3 hits per SQ on right slopes, aging and normal granule loss on the front and back slopes, nothing on the left) and called for repair.  Insd complained and got a reinspection.  I checked on the claim to see the results of the reinspection and the second adjuster said there are "shadow hits" on the front and back slopes and bought the roof.  What did I do wrong?  I checked the matting on the backs of the shingles on all the slopes and was sure the only potential damage was on the right.  Any information to help me is appreciated.
     
    Confused IA in the south
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    CatAdjusterX
    Senior Member
    Senior Member
    Posts:964


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    05/16/2010 9:07 PM
    You didn't do anything wrong my friend, what you just went through is called experience and a learning lesson, keep it up !!
    "A good leader leads..... ..... but a great leader is followed !!" CatAdjusterX@gmail.com
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    ddreisbach
    Member
    Member
    Posts:172


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    05/17/2010 8:41 AM
    Yeah...  What "X" said. 

    They decided to buy the roof to keep the customer happy and came up with some mumbo-jumbo to justify it.
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    Ray Hall
    Posts:2443


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    05/17/2010 1:36 PM
    I saw the same thing happen in 1955 and 2010, nothing new, its adjusting 102. Opps 101.05
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    suzukini
    Member
    Member
    Posts:44


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    05/18/2010 2:42 AM
    Thank you all. I have been worried that I completely missed something in training. =) I feel much better now. Have a great week!
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