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Last Post 01/06/2009 1:22 PM by  BobH
This is how I learned Cat Adjusting - IKE! - Check out these shots.
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atlantaguy
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10/21/2008 12:53 PM
     
     This is how I learned Cat adjusting. A few weeks ago, I packed my bags and left Atlanta to come to TX and learn this business. My old neighbor was here working wind claims for Allstate in Houston, so I stayed with him. I have real estate appraisal experience and home rehab and construction experience, so this kind of work comes natural. We're using MSB and I also bought SIMSOL since someone else recommended it. As soons as I got here, we were deployed to Crystal Beach TX to work wind claims for Texas Wind. Here are some shots of the destroyed homes and neighborhoods. We couldn't get a hotel for days, so we spent the nights in the truck. We're doing total losses (just slabs and plings and wind (higher areas where there was no storm surge) - about 50/50.  

    I love this business. We are rapping up about 25 claims right now. Not sure how many more will be coming down the pike, but If anyone needs good adjusters, let us know. My buddy is National flood certified as well. I live in Atlanta.
     
    Tags: Getting Started
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    nanderson
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    10/27/2008 3:18 AM
    I went on several of these similar total loss inspections with my instructor...did about 5 in an hour. However I beleive there is a large amount of follow up work involved with the Wind side of coverage. Including eyewitness statements, photos of the dwelling before the loss, written statements...and the list could go on for days. My instructor estimated 40 hours of additional work in putting together the correct material to submit the file - for each claim (Beleive you get compensated $105 an hour for additional work labor...But if your pumping out that many in a day, you might have a large amount of catch up work to do. Please let me know if this is different, I began working on my own assignment before I saw him start to work on any of these type.
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    Ray Hall
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    10/27/2008 7:50 PM
    "wave wash" has not changed in 50 years or so. The wind adjuster will try very hard to seperate the wind from the surge. It takes a lot of stick building to make it look like something it's not. But if it's settled thats good for both sides. NFIP got smart and pays a flat fee on slab claims that take about 5 hours each. The wind adjuster works his fingers to the bone on a "slab" claim that pays about as much of a fee as a 60 square 3 D roof claim with baseball size hail, that is a walk on. It,s called the luck of the draw
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    Ray Hall
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    10/27/2008 7:53 PM
    It's not my finger and the time is 6.52 CDT
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    HuskerCat
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    10/27/2008 8:58 PM
    That's what the clown said...but I cannot and will not repeat that joke here!  Ray, I think if I were you I'd get them mold police out there & check out that line to your 'puter....it's just a doggone nuisance what them water suckers have done to your connectivity!
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    HuskerCat
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    10/27/2008 9:30 PM
    Mr Anderson...I'll be the first to jump in and ask...you did 5 of those inspections in about an hour with your trainer?  Either you were very fortunate that they were all next door to each other, or you just underestimated the time you actually did spend.  Then again, with the washouts & gone and gone's, I'd think you'd still have to take a little bit more time (actually a lot more time) looking for evidence of some substance.  If I'm the carrier adjuster reading your post here, and then later looking at your reports, estimates, and T&E bill...I probably want your T&E bill showing .2 for inspection.     
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    HuskerCat
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    10/27/2008 9:33 PM
    And as an added note, Mr Anderson...this particular thread carries an appropriate title 
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    LarryW
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    10/27/2008 10:46 PM
    25 slab claims and you want to know if someone needs a good adjuster? Good thing they didn't start you out with the easy ones. Oh, and your buddy is NFIP certified? That should place you in high demand. Atlanta? I love this business too.
    No one is absolutely worthless, at the very least you can serve as a bad example.
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    LarryW
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    10/27/2008 11:16 PM
    To keep it on topic, allow me to share how I learned Cat Adjusting:
    Having spent 13 years as a multi-line adjuster, I became a " Cat Adjuster". At no time during those 13 years did I hold myself out to be a "good adjuster" because I was always surrounded by people who had far more experience and who had far more claims knowledge than I. I was continuously in the presence of good adjusters. I learned from them each and every day. I only aspired to become one of them. After 35 years adjusting claims, I still do not claim myself a "good adjuster", that is a label which must be bestowed by others. My opinion doesn't matter. But I can provide references.
    No one is absolutely worthless, at the very least you can serve as a bad example.
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    HuskerCat
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    10/27/2008 11:43 PM

    Well put, Larry...as well as giving me a little more perspective too...but our history is very similar on the front end except you have 35 years altogether while I'm about half that.  Thanks for confirming that I haven't seen, heard, or learned it all... and never will.  Somebody told me that a long time ago, and then a whole bunch more told me it later times.  Just starting to sink in that they were all correct. 

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    okclarryd
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    10/28/2008 7:13 PM
    Me and Larry is beginners. Just about the time we begin to figure out something.............up jumps another change.

    I'm beginning to think what I thought I used to know is......uh,........never mind.
    Larry D Hardin
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    LarryW
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    10/28/2008 8:43 PM
    Larry,
    What you thought you used to know has more to do with the faulty memory of an old fart.
    No one is absolutely worthless, at the very least you can serve as a bad example.
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    HuskerCat
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    10/28/2008 10:42 PM
    Hi, my name is really Darryl...that was my brother Larry and my other brother Larry.
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    Tom Toll
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    10/29/2008 11:19 AM
    Good adjuster, what exactly is a good adjuster. I have been in this business for 40 years this past April. Does that make me a good adjuster, I don't think so. I know several adjusters that have been around a long time and still don't have a clue as to what a good adjuster is, nor are they. Knowledge, training, and attitude plays a key role in making a good adjuster. This is a complex business and should not be taken lightly. Even after the years I have dedicated myself to this business, I still learn from others. When you quit learning, your defeating your purpose.
     
    A good adjuster is knowledgeable of his trade, has a good attitude, puts others first, knows construction, law, ethics, plumbing, landscaping, roofing, electrical, concrete, windows, trusses, and knows when to keep his/her mouth shut. Time and experience is not necessarily the teacher, you are a student 24 hours a day. Learn, Learn, Learn, then you may be able to call yourself a good adjuster.
    Success is not final, failure is not fatal: it is the courage to continue that counts.
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    JustBoB
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    11/02/2008 11:08 PM
    Hats off to you gentleman, this is a great forum to get info.My background is an optician I got burned out after 30yrs and a friend of mine got me into adjusting , I have been under his wing for 3weeks now doing IKE. I Did one of those 2 week Classes including Xactimate. Step by step he is teaching me, Diagram roofs, measure roofs, scoop inside for damages only. And most importantly notes on photos.He tells me He learns from teaching. my advise is to shadow for 2 months and have good customer service.To me as I helped people see, now I'm helping put back what they have lost. Thank you
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    okclarryd
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    11/04/2008 9:08 PM
    Happy trails to ya, J
    Larry D Hardin
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    okclarryd
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    11/04/2008 9:11 PM
    I have no idea how that happened
    Larry D Hardin
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    okclarryd
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    11/04/2008 9:12 PM
    happened
    Larry D Hardin
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    HuskerCat
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    11/04/2008 9:32 PM
    I tell ya', we're doomed!!  It's the mold police, Larry...first Ray, then you, who's next? 
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    HuskerCat
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    11/04/2008 9:33 PM
    ...first Ray, then you, who's next??
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