|
|
|
|
|
|
4 Replies and 3382 Views
Personal property under water 3382 4
Started by Ray Hall
Just read a post by Blackmon & Mooring in Houston about their state of the art cleaning to the customers satisfaction. I will not dispute their claim; however I have NEVER had ANY personal property cleaned. NFIP and all the WYO,s I have worked flood losses with have never questioned total out of all contents under the water mark, and SELL the salvage back to the insured, with all serial numbers in the file.
|
|
|
|
4 |
3382 |
by Ray Hall 03/16/2010 1:31 PM |
|
1 Replies and 3321 Views
Wind vs. Water – Adjusting Practice 3321 1
Started by host
Below is an excerpt from a 3/4/2010 WYO (Write Your Own) Bulletin from FEMA.&160; The full document is attached below.
In previous bulletins, FEMA discussed wind and flood investigative tips and a logical approach in addressing claims that involve both perils. Attached for your review are previous bulletins that address adjusting practices: WYO Bulletins W-08008, dated February 25, 2008 “Wind/Water Investigative Tips”; and W-08070, dated September 25, 2008 “Flood Insurance Claims Guidance.”
T...
|
|
|
|
1 |
3321 |
by ddreisbach03/10/2010 9:28 AM |
|
6 Replies and 3342 Views
I Am In the Food Business 3342 6
Started by Shredmonster
I have been buying 'distressed' inventory for a very long time.&160; Started back in 1984.&160; Normally I buy from manufacturers but I&160;occassionally will see insruance claims.
Please get in touch with me if you are looking to move your inventory or if you have any contacts you would recommend I get a hold of.
&160;
Thank you
|
|
|
|
6 |
3342 |
by Shredmonster03/02/2010 11:52 PM |
|
1 Replies and 3710 Views
Flood adjusters in and out 3710 1
Started by Ray Hall
Flood losses were always a differant animal to the wind adjusters and it probably still is. I have flown into a city, rented a car and inspected 20 flood losses and fly back home and did all the paper work and settled all the losses.&160; Really nothing wrong to work this way. You can not do this on roof claims, but 6 foot of mud or water isa mess.
|
|
|
|
1 |
3710 |
by KLS07/27/2009 3:02 PM |
|
2 Replies and 4126 Views
Flood Certification Status 4126 2
Started by adjusterclay
Is there a web site where I can check on the status of my license application I took the Pilot flood course a couple of months ago and have not heard anything
|
|
|
|
2 |
4126 |
by rickhans07/01/2009 12:42 AM |
|
4 Replies and 3390 Views
auto flood adjusting 3390 4
Started by southpaw21
hello i am anew adjuster and could someone help me with adjusting auto flood claims as it is not covered in pathways , i understand you manually enter it in but what are the price guidelines and what do you code in on pathways.........thank you
|
|
|
|
4 |
3390 |
by JimGary06/02/2009 1:04 PM |
|
23 Replies and 11414 Views
NFIP Workshops 2009 11414 23
Started by yumadj
I don't see any dates for 2009 workshops. Anyone know why not
|
|
|
|
23 |
11414 |
by okclarryd04/02/2009 11:27 PM |
|
2 Replies and 3332 Views
Flood VS Windstorm Claims Best Choice ???? 3332 2
Started by texasbbj
I am a experienced outside property adjuster who has primarily worked windstorm claims for 5 years. With the 'Ike' damages in the Houston area, I have a opportunity to work Flood Claims (Have NFIP lic.) and I would like experienced adjusters thoughts and views on working the flood claims aspect vs the windstorm claims. Thoughts on pay of course, but also thoughts on the time frame to close claims in flood vs windstorm as well as any others wisdom/experience/suggestions thoughts you may have to...
|
|
|
|
2 |
3332 |
by iCAT12/29/2008 12:46 AM |
|
2 Replies and 4281 Views
Flood On The Coast 4281 2
Started by ILBCNU10
I have handled flood claims for years and have handled coastal flood (elevated buildings) in the past.&160; However it has been at least 5 years.
I currently have a number of claims on elevated buildings.&160; The Dwelling SFIP policy clearly tell us that coverage is afforded for things such as A/C's, Freezer, Electrical, Water Heater.&160; We also know it pays to replace drywall nailed unfinished.
&160;
However NO WHERE in the dwelling policy are coverages discussed for the walls of that...
|
|
|
|
2 |
4281 |
by roni10/31/2008 11:18 AM |
|
4 Replies and 6275 Views
Storm Surge Potential, Galveston TX 6275 4
Started by KLS
&160;http://prtl.uhcl.edu/portal/page/portal/FAO/Student_Tab_Related/Students_Tab_Images/Surge20Galveston20Texas20City.pdf
&160;
I'm always interested in how surge effects&160;coastal areas.&160; Here are forecast aerials for the Texas City and Galveston area.&160; Edouard is expected to bring a 5 foot surge -- but it probably will make landfall at high tide or shortly after.&160; These depictions are based on mean sea level rather than high tide.&160; Based on these aerials, there m...
|
|
|
|
4 |
6275 |
by Ray Hall08/16/2008 6:49 PM |
|
17 Replies and 5190 Views
Midwest Floods 5190 17
Started by catabeme
Is anyone working the floods yet&160;&160;My cat employer called to deploy me to WI, but I couldn't go at that moment, so now I'm waiting for the next round of deployment.
I would love to hear about conditions, and of course the work to be had.
&160;
|
|
|
|
17 |
5190 |
by catabeme07/09/2008 10:53 AM |
|
1 Replies and 4073 Views
NFIP Adjusters Web-Based Tools 4073 1
Started by Ray Hall
ALL NFIP FLOOD ADJUSTERS MUST REQUEST AN ACCOUNT BY JUNE 30, 2008 Many of you have received instructions from one of your vendors. If not go to www.NFIPBureau.FEMA.gov. or NFIP IT Manager at jack.waydhs.gov. if you have any questions.
*** Just applied for my new account, go to first address above and look over in the left corner and request an account, then fill pout the person info that fits you, then scroll down to ez claims-adjusterconsole and then finish the app. says it takes 10 days to g...
|
|
|
|
1 |
4073 |
by katadj06/26/2008 2:02 PM |
|
11 Replies and 7654 Views
simsol vs xactimate concerning contents 7654 11
Started by rbryanhines
I know some of the vendors are now using xactimte instead of simsol to write flood structure estimates.&160; Does anyone have any feed back concerning how this is going
&160;
For the vendors that now require xactimate. What are the requirements for writing up the contents Are they requiring xactimate contents program or can you use any type of estimating Iquess my question is will they allow you to use simsol for the contents
&160;
Thanks
|
|
|
|
11 |
7654 |
by johnpostava06/26/2008 11:19 AM |
|
1 Replies and 3740 Views
Useful Forms 3740 1
Started by cowboy26995
The following website has forms that would be of benefit to the consumer as well as the users of these forums.
http://pixi.com/~mlsmith/Homepage.htm
|
|
|
|
1 |
3740 |
by tonyd4606/26/2008 7:12 AM |
|
16 Replies and 7592 Views
Drying Equipment Sizing and Quanity Validation Tool - Excel Based 7592 16
Started by catconsultant
I wanted to share this with the group, I use this tool for validation purposes and it's popularity is growing.&160; I know that I have negotiated prices on equipment and then find out that I was paying probably more.&160; How without this type of tool and/or knowledge on how to size and quanitify Drying Equipment then how do I know if the contractor agreed to lower the price and then just add additional equipment&160;
With this tool I can now atleast check it against the recommendations an...
|
|
|
|
16 |
7592 |
by cowboy2699506/22/2008 10:28 AM |
|
5 Replies and 3664 Views
Flood Precautions and Dry Out 3664 5
Started by Tom Toll
Never assume that a water-damaged house is safe. Going into a building that has been flooded, even after the water is gone, can present a wide variety of hazards that can cause injury, illness or even death. Do not allow children in the home after the flood or while it is being cleaned, inspected or repaired.
Electrical hazards - Do not enter a flooded or wet building if the power is on. If any electrical circuits have gotten w...
|
|
|
|
5 |
3664 |
by cowboy2699506/19/2008 10:55 AM |
|
7 Replies and 5357 Views
Who's got the $$ to pay the insured, the IA comapnay and the adjuster, NOT NFIP 5357 7
Started by katadj
And "the rest of the story" Like, who's got the $$ to pay the insured, the IA comapnay and the adjuster, NOT NFIP>
Flood insurance overhaul stalls
BEN EVANS
Associated Press Writer
Publication Date: 08/27/07
WASHINGTON -- Despite promising changes, Congress has shown little enthusiasm for taking the unpopular steps that experts say are necessary to fix the nation's main flood insurance program.
Recent flooding in the Midwest has brought the issue back to the f...
|
|
|
|
7 |
5357 |
by Ray Hall04/09/2008 3:15 PM |
|
1 Replies and 3828 Views
Is anybody working the Missouri/Arkansas mess ? 3828 1
Started by Doug
Just wondering if i am the only one sitting at home --&160;&160;&160; If it is even a large NFIP exposure, or are the WYO's just handling it with staff
I had my canoe strapped to the top of my Blazer last week just in case -- but no dice.
&160;
&160;
|
|
|
|
1 |
3828 |
by Janice_Toll03/26/2008 5:07 PM |
|
1 Replies and 3913 Views
Arkansas Floods (Historic) 3913 1
Started by Tom Toll
Parts of Arkansas are under deep flood waters from the white river, red river and several others. We went to Batesville to work a claim and when crossing the white river bridge was astounded at the water almost to road level. There were many businesses and homes under water. When we left there to go to Hoxie to work a large fire loss, we had to divert 40 miles or so, because roads were under water. We saw some pretty sad stuff. I understand that about 10 of the people near these river had flood...
|
|
|
|
1 |
3913 |
by sbeau401403/24/2008 9:41 AM |
|
5 Replies and 3645 Views
CA U.S. District Court says Katrina storm surge .. 3645 5
Started by host
is not excluded by excess policy's flood exclusion.
In the Insurance Coverage Law Blog (located here), the author David Rossmiller reviews the August 16 decision in Northrop Grumman v. Factory Mutual Ins. Co., lawsuit.
It appears that the decision was at least in part based on the lack of the phrase "whether driven by wind or not,"
Some good reading if you get a chance check it out.
|
|
|
|
5 |
3645 |
by LarryW08/28/2007 8:30 PM |