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Last Post 06/02/2009 1:04 PM by JimGary

auto flood adjusting

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southpaw21
Guest

Guest
Posts:5

06/01/2009 2:06 PM
hello i am anew adjuster and could someone help me with adjusting auto flood claims as it is not covered in pathways , i understand you manually enter it in but what are the price guidelines and what do you code in on pathways.........thank you

Medulus
Moderator

Veteran Member
Posts:786

06/01/2009 4:03 PM
Not familiar with pathways, but I do know this: If the water got in under the dashboard, total the sucker. If you don't, the electrical problems that will develop over the next year or so will make you wish you had. Steve Ebner CPCU AIC AMIM "With great power comes great responsibility." (Stanley Martin Lieber, Amazing Fantasy # 15 August 1962)

ChuckDeaton
Life Member

Senior Member
Posts:1110

06/01/2009 7:28 PM
Automobile policies do not cover "flood" per se, flood coverage for a vehicle is included in the "comprehensive" coverage. And Steve is right, most automobile computers are in the dash and dirty water in a powered up computer usually totals it. Then corrosion from the water, especially salt water damages every sensor and connection. "Prattling on and on about being an ass with experience doesn't make someone experienced. It just makes you an ass." Rod Buvens, Pilot grunt

HuskerCat

Veteran Member
Posts:762

06/02/2009 12:25 AM
What Chuck & Steve said....flood is comp. Now, it's been a few years since I did auto, but I did use Pathways, CCC, and another program I can't specifically recall. But whether it's fire, water, whatall, the program....a heavy water loss is gonna total most vehicles if not today then a few weeks down the road when more and more problems arise.

JimGary

Member
Posts:470

06/02/2009 1:04 PM
Posted By southpaw21 on 01 Jun 2009 02:06 PM hello i am anew adjuster and could someone help me with adjusting auto flood claims as it is not covered in pathways , i understand you manually enter it in but what are the price guidelines and what do you code in on pathways.........thank you Look closer, R&I seats, carpet, console, trunk trim if affected, replace jute 1-2hr + $50. If high end veh, carpet & pad may be bonded, then carpet may need to be replaced. Clean and grease electrical connections .5 ea, give dry time. Depending on who and where you are working will determine what is allowed. Email me if you need further help. PM me and I'll send you email address. I know the voices aren't real, but sometimes they're right!

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