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Last Post 06/26/2008 11:19 AM by  johnpostava
simsol vs xactimate concerning contents
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rbryanhines
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Posts:119


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06/19/2008 7:30 PM

    I know some of the vendors are now using xactimte instead of simsol to write flood structure estimates.  Does anyone have any feed back concerning how this is going?

     

    For the vendors that now require xactimate. What are the requirements for writing up the contents? Are they requiring xactimate contents program or can you use any type of estimating? Iquess my question is will they allow you to use simsol for the contents?

     

    Thanks

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    Tom Toll
    Moderator & Life Member
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    Posts:1865


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    06/21/2008 12:06 PM

    The really sad point, and its probably political, is that Simsol, by far, is the best flood estimating program out there. Something just is not right with the companies forcing us to use Exactimate, which is a contractors program. Something is not right in river city, folks.

    Success is not final, failure is not fatal: it is the courage to continue that counts.
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    Ray Hall
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    Posts:2443


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    06/21/2008 2:51 PM

    If its true that the file reviewer can change the estimate that has the inspectors estimate(adjuster-contractor) this should be brought out in all the litigation of the last storms and all the litigation on future storms. This could be the deal breaker on the xactimate domination of insurance loss estimates as the most reliable. I still remember Isabel 2003 when Simsol was blamed for the low ball offers that congress investigated for one year. It was not Simsol that held the gun, it was the field adjuster, the file reviewer and most culpable has to be the carriers, who have the final say. Some day soon a person will prove to a jury that page after page of a hand written estimate of damage in more accurate than xactimate or any other software program. Each page would be numbered, with sub totals and adding machine tapes. Just like it was done 45year ago.

    The software programs are tools that should be used like adding machines and word processors, nothing more. Stop trying to replace knowledge and experience with spyware

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    Tom Toll
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    06/22/2008 10:40 AM

    Well said Ray. You, I, and a number of others have completed hand written estimates with the adding machine tapes, and polaroid photos, which acutally worked well. Estimating software is merely a tool to get you from point A to point B. The person behind the keys is the ultimate tool to properly scope and write a good estimate. Sofware are guidlines only and calculators only. The biggest problem I see is, some of the companies, not vendors, will not allow us to use current catastrophe prices. As we all know, within a few weeks of a major event, prices of material and labor go up, sometimes, way up, yet we are told to utilized the prices in the MS/B Integraclaim database, which usually, is not sufficient.

    We recently got an update through ComCentral of our price database. It increased shingles $1.59 a square. What a joke, when the shingles have gone up 10 to 20% due to the large numbers of hail claims in many areas. Yet, we are held to those prices. I do understand that if we used the realistic prices, it may throw the schedule into a higher amount, which may be the reason the companies are doing this.

    Success is not final, failure is not fatal: it is the courage to continue that counts.
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    Russ
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    06/23/2008 8:35 AM
    I've been lucky not to have to use xactimate, until now. I find it very adjuster unfriendly. Too many moves to create one report. Not only do I believe SIMSOL is a great flood program, but in all facets of adjusting I have found it to be the easiest to use and a time saving program. I will learn to use Xactimate proficiently, but will have more grey hair in the process. Have a great day and be careful out there!
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    we2
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    Posts:20


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    06/23/2008 1:08 PM
    We've avoided Xactimate with all our might for over 13 years [it's really new-user-]unfriendly to my mind, the Search module is confusing & strange, its report package is pitiful from what I can find, doing Contents seems as though it will be a real trial (per Bob Harvey's comments on the "Xactimate and Contents" thread above), there seems to be no option to create merge documents for reports or letters so as to avoid re-typing names, pol #s, & that info, and I'm NOT happy about having to learn 326,989 abbreviations so I can enter line items!] but, with more & more carriers requiring it, I'm afraid we may have to make the move (dragging our feet & complaining the whole way).

    Since that seems to be the case, does anyone have a "cheat sheet" or two with abbreviations for the most commonly used reconstruction items, or an easy way to find them? I spent over 12 minutes looking for the line for 'sliding glass door' (I'm working w/a x25 demo which I just loaded yesterday) & finally found that it's listed under Windows rather than Doors! Give me a break! No, give me SiMSOL! Please!!! Or IntegriClaim -- even the old DDS version I learned on (& loved!). Or just some suggestions to make my learning curve more gentle . . . Thanks!
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    Ray Hall
    Senior Member
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    Posts:2443


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    06/23/2008 1:28 PM

    Dan I leased xactimate in November and found the $39.95 download from xactimate very good(I printed the book). The reason I leased was all the "daily" advertizers required the program with the carriers profile. I have now let my 90 lease go into "default" and it will cost me  a giggie to reboot. Just make sure you get the volume to pay for the lease if you are trying to work daily claims for about  2 very low fee schedule out there, who want as much underwriting info as estimating info. Just the lease cost you about $5.00 per day and you would need one new loss a day to make as much as the Walmart greeter.

    Slip and fall Hall went back to my roots.

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    Tim_Johnson
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    Posts:243


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    06/23/2008 6:26 PM
    Dan,

    There is an area in Xmate that will give you the "most commonly used" items but dern if I can find it again. I just stumbled across it one day. So if you write 20 or 30 sheets it will give you a tic sheet of sorts of the items most commonly used in those sheets you have written.
    Tim Johnson
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    HuskerCat
    Veteran Member
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    Posts:762


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    06/23/2008 11:20 PM

    Does not the little blue picture book icon exist any longer?  Where you click on it & bring up an exterior/framing/roof/kitchen/bath/etc, and then click on that area to bring up your most common things?  Been a couple years since use X, but that was a handy icon...especially on the sliding glass doors that don't show up in doors but in the window category instead. 

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    BobH
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    Posts:759


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    06/24/2008 12:00 AM
    Posted By Leslie&Dan Lenz on 06/23/2008 1:08 PM
    ... the Search module is confusing & strange... Or just some suggestions to make my learning curve more gentle . . . Thanks!

    That place where you type in something to search is your flashlight in the darkness. Keep working with it, and you will get proficient with it.

    Mike's idea works (finding that graphic image to select repair items) but as a daily user, if I can't find something - I go to the search thing. Type a couple keywords, and make the software do the work.

    If you are working within the "sketch" window, the search thing is a small part of the window and kind of myopic. If you go to "estimate view" where you have more of the screen available to see your repair steps, the "search" area is bigger, you see more of the hits from your search, and can read more of the description to see if it is what you want or not.

    People curse Xactimate because the doorknobs and lock-sets are in "finish hardware" rather than doors.  The Search feature will cut through all that smoke, you just have to get used to it.

    When I was using Integra last year it had some similar issues where it was hard to figure out what category the repair items were located, and the Minimum charges were often not in the same category as the trade - that one drove me nuts until I found the advanced search in Integra.  It's not just Xactimate that has those issues.

    I have been using Xactimate since 1993, yet I recently spent about $80 to get the 2 disks to train on X-25 and found them helpful. This is not easy software, but very powerful. Same could be said of Photoshop, but professional graphics people take the time to master it.

    Bob H
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    BobH
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    06/24/2008 1:33 PM
    Posted By Leslie&Dan Lenz on 06/23/2008 1:08 PM
    We've avoided Xactimate with all our might for over 13 years ...doing Contents seems as though it will be a real trial (per Bob Harvey's comments on the "Xactimate and Contents" thread above)

    To be fair, I don't have the Contents module of Xactimate and the staff adjuster I was assisting really likes it - as explained in that other thread (click the link).

    I was simply filling out the Excel import template for him.   It's not a bad concept, you can E-mail the blank spreadsheet to the Insured and have them fill it out.  Almost everyone has Excel.  Then you don't have to copy and past the items into your software, it is designed to read that excel form, puts it into the Contents module of Xactimate that will perform some features beyond a simple spreadsheet in terms of locating replacement quotes for those items.

    I notice that Simsol is advertising on this site their similar product that finds Like Kind and Quality pricing on the Web.  I haven't worked with either of these new products personally.  Maybe others can share their experiences with them.

     

    Bob H
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    johnpostava
    SIMSOL.com
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    Posts:141


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    06/26/2008 11:19 AM

    All,

    After almost 3 years of development and testing, Simsol officially rolled out our new web-based contents replacement solution, ContentsClaims.com, last Monday.  Since then several insurance carriers have signed up to demo the product.  by all early indications most if not all will become full time users.  It's a great way do complete contents inventories, is totally web-based (brand X is not) and the number of accessible contents items is almost unlimited.   We charge about ten bucks an inventory and the number of inventories users buy never expires.  To sign up for a 5-inventory (free) demo, contact Bob Dijordjevic at 1-800-447-4676 x328 for a secure user name and password.

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