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0 Replies and 2694 Views get out and VOTE Today!!!  2694  0 Started by  Goldust Lets all get out there and vote today. Whether you are unhappy or Happy about the United States Of America's affairs it is your freedom to vote. If you don't you know who to blame when things go down River!!
0 2694
11/02/2010 9:10 AM
17 Replies and 3782 Views What's For Dinner?  3782  17 Started by  catwoman There are a lot of cooks in this kitchen! Many of us have had to get creative on the road. Before we got our RV, &160;I was cooking on hot plates and ironing boards in hotels. Post your favorite meals and recipe ideas&160;here for others to try and enjoy.&160; Also, any memorable places you have eaten in your travels.
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by  GoldustJump to last post
11/02/2010 8:29 AM
1 Replies and 2549 Views Chicago, Illinois area ?  2549  1 Started by  caryhecker Hello...I just need to chat with some adjusters that know Xactimate in the Chicago, IL area.  Call me at 561-809-2441 thanks.
1 2549
by  catwomanJump to last post
11/01/2010 8:36 PM
21 Replies and 5438 Views Contractors inspecting on behalf of carriers ???????  5438  21 Started by  swink_d
(Topic has multiple pages1 2 )
NC Statute is below. How do they work around this having contractors  go examine losses and submit photos and and estimates 58&8209;3&8209;130.� Agent, adjuster, etc., acting without a license or violating insurance law. If any person shall assume to act either as principal, agent, broker, limited representative, adjuster or motor vehicle damage appraiser without license as is required by law or, pretending to be a principal, agent, broker, limited representative, adjuster or li...
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by  rickhansJump to last post
10/24/2010 2:19 AM
4 Replies and 2406 Views Ray Hall ? Where are you ? Miss you input  2406  4 Started by  Goldust Does anyone Know where Ray is Haven't heard from him in a few days.
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by  Ray HallJump to last post
10/20/2010 8:47 AM
1 Replies and 2161 Views Going hunting Again  2161  1 Started by  Goldust Well no luck on the antelope yet .Leaving end of week to get elk & maybe some antelope. Doesn't look I will miss much pretty quiet right now. Time for some 'BackStrap Baby!'
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by  GoldustJump to last post
10/17/2010 12:37 PM
12 Replies and 2531 Views Going Antelope Hunting  2531  12 Started by  Goldust   Well it's that time of year when us poor adjusters go to the hills and shoot our meat. Will fill you in on the details when I return. Looks like the storm in the caribbean  is headed for England any way.
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by  GoldustJump to last post
10/13/2010 2:26 PM
27 Replies and 6123 Views I'm Gonna do It!  6123  27 Started by  Goldust
(Topic has multiple pages1 2 )
Well it's bow season up here in the north. I am going after the Elusive 'Wapiti,' (Elk ) I just can't bear to watch Cantore stand out in the wind all weekend. &160; My son just returned from bow hunting Elk and he called in a 390 class bull for his hunting buddy.&160; 7 x 7&160; weighed in at over 600 . Now thats some serious back strap baby!!!! The best part was they only had to pack it 200 yards to the p/u. I would be happy to e-mail the photos to any of you out there interested in hun...
27 6123
by  claims_rayJump to last post
09/22/2010 6:21 PM
1 Replies and 2674 Views The contract packets are getting ridiculous  2674  1 Started by  swink_d Why do some companys insist you fill out the same 20 page contract with work history EVERY&160;YEAR &160; &160; &160;
1 2674
by  GoldustJump to last post
09/07/2010 3:38 PM
2 Replies and 2784 Views Forum Changes  2784  2 Started by  host We made some changes to the forums today (5/30/2010), the main changes was merging the two forums we had.  Before today we had a group of forums that we called the Community Forums.  These forums were on a separate page and separated from the main forums.  As of today they have been merged into one area.   I tested the forum after making the merge and have not found any problems.  Please let me know if you find a problem are have trouble with the forums.    P...
2 2784
by  hostJump to last post
07/24/2010 11:36 PM
9 Replies and 3327 Views Nationwide  3327  9 Started by  mcgrawreed I recently attended a certification testing for Nationwide in Fort Worth. There was an orientation presentation prior to the test by the Driector of Claims and the head QA guy. While going over settings for Xactimate the comments were made that the Base Service Charges should be turned off and that Nationwide, just about like everyone else, does not allow minimum charges. My question is: let's say part of the claim involves minor damage to drywall that can be reparied with one sheet (32 SF). If ...
9 3327
by  NateJump to last post
07/23/2010 1:32 AM
7 Replies and 2878 Views Most Good Agents Know More About Coverage Adjusters  2878  7 Started by  insprojohn &160;Hello all the infrequently employed IAs who believe they are coverage experts. How can you seriously believe (with your infrequency of employment) that you remotely know as much about insurance coverages as a person who sells the same products every day and must have E&O forms signed proving that they fully explained the coverage to the customer. As well as giving the customer a complete risk management consultation. &160;An agent sells this stuff 8 hours per day, 5 days per week. &...
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by  stormcrowJump to last post
05/31/2010 10:57 AM
5 Replies and 6432 Views Worley Assessment  6432  5 Started by  Quinny I'm looking for some information on the Worley skills assessment. I'm attending next month and would like to know what to be ready for. Anyone have some information to share
5 6432
by  Ray HallJump to last post
05/30/2010 5:25 PM
0 Replies and 2568 Views LOSSES NOT INSURED ANY ANSWERS TO THIS?  2568  0 Started by  insprojohn &160; State Farm HO 7955 Policy &160; Section 1 - Losses Not Insured pg 9. 1. We do not insure for any loss to the property described in Coverage A which consists of, or is directly and immediately caused by, one or more of the perils listed in items a. through n. below, regardless of whether the loss occurs suddenly or gradually, involves isolated or widespread damage, arises from natural or external forces, or occurs as a result of any combination of these: m. birds, vermin, rodents, inse...
0 2568
04/04/2010 1:13 AM
4 Replies and 4226 Views Insurance fraud by insured  4226  4 Started by  insprojohn &160;I want to assist in the prosecution of an insured for insurance fraud. &160;I am hopeful that this parasite will go to jail. &160;What occurred is that I am working as a rare entity an &91;Honest roofing salesman&93; I know there are very few of them out there. &160;Many of you are still hoping to actually meet one. &160;Anyway... here is what I wrote up in my contract: &160;Full Scope of Your Insurance Proceeds Your $1,000 deductible. &160;When the Allstate insurance company bre...
4 4226
by  insprojohnJump to last post
04/03/2010 12:31 PM
0 Replies and 2639 Views Ray Hall Sbeau Roy Cupps  2639  0 Started by  insprojohn Dear Ray, Roy and Sbeau, This little note started out as a reply to Sbeau regarding my post about agent's coverage knowledge versus an adjuster's coverage knowledge and turned into an apology letter for some of my abrasive behavior. &160; If I can be of any service to anyone in this community please feel free to let me know &160; Sbeau - Well I do not disagree with you at all. &160;I was very annoyed when I made this post about a lot of my personal experiences in the insurance and con...
0 2639
04/02/2010 2:54 PM
2 Replies and 2014 Views Roy - Final Question U Need to Consider Facts  2014  2 Started by  insprojohn &160;Roy, I will not dispute that my getting ripped off motivated me to pursue a direction that could benefit myself as well as insurance carriers. &160;While you may not agree with the concept of reality with regard to the principle of indemnity due to the point of origin in my posts. However, there is NO escaping reality regarding what I posted about the concerns of agents and insurance carriers. &160;I do see my ideas as being something that have merit and I am NOT asking people for advi...
2 2014
by  insprojohnJump to last post
04/02/2010 1:26 PM
2 Replies and 2561 Views Question for Roy Cupps On Indemnity    2561  2 Started by  insprojohn Roy, This is an issue of indemnification and insurance fraud.&160; My background:&160;I&160;first passed the 200 hour FL&160;agent licensing exam in 1990.&160; Not a 40 hour adjuster licensing class.&160; Currently I am a licensed Property-Casualty Agent and Adjuster in FL and have a non-resident GA&160; adjuster license. When I pass AIC 36:&160;Liability Loss Adjusting then I will have my AIC&160;designation.&160; What is my point&160; Well I got into roofing sales because I did n...
2 2561
by  adminJump to last post
04/01/2010 11:26 PM
1 Replies and 2353 Views Roofer -Insurer SIU Partnership Combat Fraud  2353  1 Started by  insprojohn Why not a partnership&160;&160;If I had to choose between reporting a scumbag insured for insurance fraud, helping the insurer get restitution, and possibly get paid a percentage; if not most of the RCV&160;money&160;for the&160;roof job the insured refuses to me for&160;I would gladly do that; instead of just putting a mechanic's lien on a home and hoping to get paid.&160; On my way to the court house to file my mechanic's lien I will stop by the district attorney's office to file frau...
1 2353
by  hostJump to last post
04/01/2010 9:14 PM
4 Replies and 2534 Views Thanks for 15 Years  2534  4 Started by  host Did you know that this October will mark CADO's 15th year online! In one way you could say it was born from the rubble of a catastrophe. CADO was created while I was working as a Cat Adjuster handling claims from the Northridge earthquake in 1994. Of course 1994 was way to busy to do anything but take care of the claims. But by the summer of 95 I found some time to explore a very young web. My interest in the web had started on another catastrophe in Alaska, in the spring of 1989, the Exxon Val...
4 2534
by  hostJump to last post
03/25/2010 2:42 PM
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