Do not get to upset about plaintiff's and their lawyers. When I started working auto liability claims in the middle 50's many practices were very unfair to the common working man. The following are examples.
A very drunk insured would be returning to his home after an evening of drinking and driving and wipe out the left sides of four to five cars properly parked on the street of asleep working people. The hard nose insurance adjuster (me) would not pay for a rental car, OR assume liability for the damage and pay the PD straight foward, as no injuries were involved. The plaintiff bar changed this abuse.
A powerful white mans son and a poor blacks mans son in a red light swearing match crash, with the old PU was the only way of producing income for the tenant farmers family was destroyed. I investigated and had to make the wrong call.
When 1% of contributory negligence could bar the plaintiff from ANY recovery, not changed in Texas until the 1960's.
Just remember if it was not for good plaintiff lawyers, you would not even have a job. The insurance company's would have a very small claim department in the home office and make you send in your proof of loss by mail to be accepted or rejected. Who got the unfair claims practice law's inacted in each state? One guess.