Posted By Hager on 07 Mar 2013 01:15 PM
Hi Newbie here,
Wanted to know if some of you seniors can give me any advise as to the best way to procure placement on rosters?
Here's a little background:
AS-legal studies; BA-business management; 10 yrs of insurance and legal experience;16 yrs of customer service; bi-lingual (eng/spa); 2.20 FL license; and FL all-lines adjuster license
I am going this weekend to the NFIP conference; am scheduled to take my SF auto exam on the 21st; and SF property exam on the 28-29th. Am I on the right track here?
Any comments and suggestions are greatly appreciated. Thanks a bunch, have a wonderful day!
In addition to my other posts, I wanted to put something else on your radar. Being that you hold a 4 year degree, you should at the very least consider applying directly with a carrier as a staff adjuster trainee. In the CAT industry for independent adjusters, the learning curve is very steep and is sink or swim. Hence the reasoning for most rookie independent adjusters failing on their first and only event (Upwards of 60%+). Make NO mistake, some rookie adjusters will not only survive but thrive.
The single most common cause for adjusters quitting or being asked to leave their first event is the lack of fundamentals in regard to their estimating software (in the CAT industry that is XM8). So if you choose to go the independent route, my advice is to ONLY spend money on one thing after you are initially licensed, XM8.
I am NOT a fan of most certifications, yet I strongly believe there is one certification that will make a rookie adjuster's resume stand out from their peers and will actually GET them deployed whilst most importantly KEEPING them deployed:
The XM8 Level 3 certification
I would advise that you do NOT accept any deployment offer until you have at least an XM8 level 2 knowledge/certification. But having the level 3 certification is hugely important.
In addition (for the IA) policy is important to understand. Granted most carriers do NOT want their IA's talking policy with the insured, yet you don't want to recommend replacing a roof based upon deferred maintenance. You need to understand the HO-1/2/3/4/etc.... (Homeowners) series of policies (HO-3 being the most common) as well as the differences from Schedule A/B/C/D/E/etc....... You should also understand the DP 1/2/3/etc...series of policies (Dwelling Policy)
You can learn about them and download examples of all of the above at:
The best part about this knowledge is it can be learned at NO cost to you
Although getting the State Farm Auto and Residential certifications will greatly help you get your foot in the door (SF is one of the largest carriers with the most PIF's in the nation), many folks including myself would NEVER work for them again. Simply put, the paperwork burden is somewhat antiquated and believe it or not up until recently they still used a form of DOS. It's just not conducive to efficiency. It is my understanding that they are overhauling their claims management system and that can only be a good thing. Just remember although many rookie adjusters get their start with SF, they are not the only game in town.
Before you get the SF deal, you should seriously consider going the route of a staff adjuster trainee. Going that route will allow you to earn whilst you earn. You are paid to learn, they will train you. That would be my most fervent recommendation. Doing so will also give you a nice consistent income. The life of a CAT adjuster is one of feast or famine, especially in the early years of your career as an IA