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Last Post 08/21/2010 10:17 AM by  ChuckDeaton
How much experience
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host
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08/19/2010 11:41 PM
    How should experience be counted?  For example if someone handled claims for 2 months in 2009 and 2 months in 2010, do they have 2 years of experience or 4 months? 
    ChuckDeaton
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    08/19/2010 11:55 PM
    What kind of claims, Multiline, hail, wind, flood, mold, same carrier, different carriers, cat claims, daily claims, 4 months or two years of two months experience.
    "Prattling on and on about being an ass with experience doesn't make someone experienced. It just makes you an ass." Rod Buvens, Pilot grunt
    host
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    08/20/2010 12:25 AM
    Chuck, in this case say I only worked hail claims for two months in 2009 for West Texas Insurance and hail claims for two months for the same insurer in 2010, can I now put on my resume that I have 2 years of experience working hail claims or should it be listed as 4 months. Or does it even matter?
    ChuckDeaton
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    08/20/2010 7:53 AM
    Let me preface remarks by saying, I don't know. The river is deep, dark and wide.

    I do know what I do and what has worked for me thru lots of years. My resume lists, in chronological order, with start and finish dates, companies and a description of work accomplished. After 35yrs the job list is substantial.

    My opinion is that anybody with 4 months experience as a residential roof jumper handling hail is experienced. 4 months should equate to several hundred residential hail claims and enough experience to see most of the variations. And with little or moderate difficulties encountered, an inexperienced person needs guidance, I would think that 4 months experience qualifys the applicant as "experienced" as experience relates to residential hail roof claims.

    Listing, as I do on my own resume, jobs in chronological order shows honesty and allows the employer to assess, for themselves, whether the applicant meets their need for the job at hand.

    Your specific question has to do with 4 months experience vs. 2 years experience and which should be listed on a resume. Directly my opinion is that 4 months should be listed. In my experience, as relates to jobs, absolute honesty is not only the best policy absolute honesty is de rigor. If it is stated on my resume you can book it and take it to the bank. If anything I consistently underestimate my lever of experience. Confidence is the only thing that leads anyone to hire another for a difficult assignment.
    "Prattling on and on about being an ass with experience doesn't make someone experienced. It just makes you an ass." Rod Buvens, Pilot grunt
    Ray Hall
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    08/20/2010 10:50 AM
    The adjusters and vendors should set a standard for cat. only adjusters. It should be the number of claims closed. If you closed 500 in 2005 in Katrina in 2 years that has a greator impact on one's ability to work cat. claims than working 50 roof claims in 10 years.
     
    Lets assume all cat. claims are not flood claims. Give the number of roof claims worked in a calander year. The same for roof and interior and then add in ALE and contents. If you have more than 500 VERIFIED closed losses you are an  experienced cat. adjuster etc.

    In the old days (40-50) years ago many storm troopers would work 1500 hail losses in a year. (A VERY BUSY) year and hoped they could average $100.00 a house their part.
     This biz needs to be cleaned up and adjusters must keep good records of the type losses and the number to give to carriers, BEFORE they are deployed. I have been beating this drum for 10 years and I will not stop, or shut up.
    Medulus
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    08/20/2010 12:23 PM
    Four months or two years? It depends on what you did with the down time. Did you spend it getting more training, working on a business plan, getting up each morning and getting on the internet and the phone trying to line up the next job? Or did you do other work or just take life easy? There is, as anyone in the business long term knows, more to being a catadjuster than the actual adjusting of claims. If you were employed by a carrier on staff they would count education and training and the time you spent on the phone unsuccessfully trying to negotiate a settlement as work time. We should too. When I was independent, this was a full time (x 2) job whether I was deployed or not.
    Steve Ebner CPCU AIC AMIM

    "With great power comes great responsibility." (Stanley Martin Lieber, Amazing Fantasy # 15 August 1962)
    Ray Hall
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    08/20/2010 3:23 PM
    Steve when you speak, every one listens. I am not green as a gourd, but I am still astounded by "new people". The qualifications to become a good catastrophe adjuster DOES NOT have to be five years of staff adjuster training. But the insurance carriers think so. Well some of us know very good catastrophe adjusters as good as the five year staff trained But less than 1% of the thousands of cat. adjusters fit that mold.
     
    I would like some people who were great  in their other "life" tell us why  they made the switch. Was is this burning desire to help others..... or it just does not take as much study, reading, form and informal OJT to be one. I disagree I really think it does take as much.
    Ray Hall
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    08/20/2010 4:03 PM
    This is my first stab at  a cat. adjuster qualification for deployment:
     Date               Type Loss            Location             Number Closed           Vendor          Carrier
    Andrew92           Cat 4                   S, Florida            100                             xyz               State Farm   (staff adjuster)
    2/2010            Baseball hail         DFW                    100                            ABC               State Farm
    7/2010            Flood                   Ohio Valley             40                            NFIP              NFIP
     
    Now this person is a real catastrophe adjuster(how can I find him/her)
    Bobabooey
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    08/20/2010 10:51 PM
    Put 5 years experience. No one checks anyway.
    ChuckDeaton
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    08/21/2010 10:17 AM
    What down time? I am working Katrina claims and Ike claims are looming, the oil spill is providing work and then we have a big one coming off of Africa. A flood in Iowa and a flood in Tennessee and North Alabama. Trying to learn how to measure the dome on the Super Dome is taking up time.
    "Prattling on and on about being an ass with experience doesn't make someone experienced. It just makes you an ass." Rod Buvens, Pilot grunt
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