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Last Post 06/13/2010 5:43 PM by  Ray Hall
Environmental Adjusting
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BFoard
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06/12/2010 10:26 PM
    Im interested in some additional information on what jobs may be available for environmental adjusters. As well as what classes/certification one would need to take in order to work these claims.
     
    Thanks in advance
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    ChuckDeaton
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    06/13/2010 11:26 AM
    To work environmental claims you just need to be hired to work environmental claims. When you apply the company will explain the requirements of and the qualifications for the job.
    "Prattling on and on about being an ass with experience doesn't make someone experienced. It just makes you an ass." Rod Buvens, Pilot grunt
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    brighton
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    06/13/2010 1:30 PM
    It depends on what you consider enviromental adjusting

    If you talking about the current oil spill then you need no experience as most are doing the intake of the claim. Taking the claim from the people and forwarding it up the line. Like Chuck said, the vendor will tell you their requirements.

    If you are talking about leaking underground storage tanks that have now impacted neighboring property and water (streams, ponds, etc.), buildings impacted by spills, fumes, fires that have released toxins, lead based paint claims or humans and animals that have been affected then that is a learning curve. Most are of the liability type of loss. You will need to learn to deal with enviromental engineers, state or federal enviromental departments, reports, state or federal certified clean up crews, long term testing and the list goes on. These type take time to learn as you will need to build up your base of names and possibly have to learn the coverages. Most of these type of claims today are handled by in house staff adjusters who specialize in these type of losses. There are those companies who will have an IA go to the site to verify certain things for the carrier. Some carriers will have the IA handle the loss. But again, most are in house today.
    Rocke Baker
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    Ray Hall
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    06/13/2010 5:43 PM
    Rocke is correct these are liability claims and the insureds are very large international or at least very large American Oil & Gas Operators. All these people have a risk management company that works its own claims in house. I worked probably 50-60 in the early 1990,s for the first million dollars of primary liability with a London Group. most were rather small in dollar amount for $50,000 to a million and it was usally for clean up and disposal cost of soil. Had one salt water spill that ran about 1/2 mil. but it was a BS claim that had salt water spilled on the same land for the last 40 years (down hill from a pumping well) during run off from heavyrains. Nost of the energy adjusters are in Houston and were petroleum engineers or geologist before getting into adjusting. Most  have some conection with marine insurance. Many of the street adjusters are retired Coast Guard Officers.
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