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Last Post 05/06/2009 1:38 PM by  Ray Hall
Public Adjusters Refused Admittance to Arkansas
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Medulus
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05/04/2009 11:29 AM
    This item just crossed my desk in an email.  I'm not sure of the source of the information, however.  Tom Toll or others who are familiar with Arkansas -- Is this true?  Or is this a myth?
     

    Arkansas Refuses Entry to Public Adjusters

    >

    > Arkansas Insurance Commissioner Jay Bradford issued a

    > reminder in the wake of recent violent weather that public

    > adjusters are not permitted in the state. Only adjusters

    > whose salary is paid by the insurance company he or she

    > represents are allowed.

    >

    > The department said it has received reports that public

    > adjusters have approached citizens in Mena following last

    > week's storm. Adjusters requesting payment from the insured

    > for their services are not permitted in Arkansas.

    >

    > In the aftermath of a catastrophic event such as a tornado,

    > the insurance company will assign an adjuster to process

    > one's claim.

    >

    > “I advise everyone to request the identification of

    > anyone approaching them claiming to be an adjuster,”

    > Bradford said. He also advises consumers to call their

    > insurance agent with questions “as he or she is the first

    > link between you and your insurance company.”

    >

    > Reports of adjusters operating without a license or trying

    > to seek compensation from an insured for their services

    > should be reported to the Arkansas Insurance Department at

    > 501-371- 2820.

    Steve Ebner CPCU AIC AMIM

    "With great power comes great responsibility." (Stanley Martin Lieber, Amazing Fantasy # 15 August 1962)
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    Janice R. Martin-Toll
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    05/04/2009 2:00 PM
    Steve, the info you received is fact, not myth. Public Adjusters are not allowed in Arkansas.
    Janice R. Martin-Toll
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    Ol' Ghost
    Advanced Member
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    Posts:279


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    05/04/2009 4:56 PM
    Truly, this is the most awful news to pass over my desk today. What is this world coming to when that champion of the downtrodden public cannot be save, (less a well earned, legitimately honest, professional fee), Mr Insured from the ravages of the contract he paid for?

    If the other less civilized 49 states get wind of this, is it possible they might gang up on the Great State of Arkansas to correct this legal abomination? I can only hope so.

    Ol' Ghost
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    ChuckDeaton
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    Posts:1110


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    05/06/2009 9:20 AM
    Jay Bradford is a former State Senator and an insurance agent from Pine Bluff and is a well known figure in Arkansas. I have no doubt that Mr. Bradford will go after Public Adjusters operating in Arkansas.
    "Prattling on and on about being an ass with experience doesn't make someone experienced. It just makes you an ass." Rod Buvens, Pilot grunt
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    Ray Hall
    Posts:2443


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    05/06/2009 12:13 PM
    This reminds me of the only lawyer in town story that was starving until the second lawyer moved to town and both did very well. I had a multi thousand machiney loss many years ago with an 80% co-insurance clause. A good PA from out of town was hired by the insured. After a good battle and lots of documents the penalty for non compliance was thrown out. I have a differant outlook now. I make good fee,s on these type losses.
     
    Whats to stop any loss consultant from flying into Arkansas , inspecting and concluding from any place in the world. All the consultant needs is a visitors visa, nothing more and not work on a contingecy of the loss amount.
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    Ray Hall
    Posts:2443


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    05/06/2009 12:22 PM
    Storm adjusters should not be working represented insureds on losses. This should go to the "men" in the business.
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    Medulus
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    05/06/2009 12:36 PM
    I can see it now. Roadblocks set up by the state police at the Arkansas border checking everyone's ID to make sure they aren't letting any public adjusters in.

    Ray,

    Depends on the storm adjuster, man or woman, whether they ought to be assigned represented losses. I usually had fairly good experiences working on represented losses, even when I was primarily a catadjuster. Sometimes they know less than the catadjusters; sometimes they are more bluster than substance, and if you are lucky you get to work with a public adjuster who is as fair and honest and knowledgeable as you are.
    Steve Ebner CPCU AIC AMIM

    "With great power comes great responsibility." (Stanley Martin Lieber, Amazing Fantasy # 15 August 1962)
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    Snappy
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    05/06/2009 1:30 PM

    Anybody know the history of Arkansas's outlawing

    or not allowing  public adjusters?

    (Local or foreign.)

     

    Was it the insurance companies' influence? 

     

    Or a plum to the lawyers shutting out  competition

    in that activity?

     

    I would bet on the lawyers.

     

    Snappy

     

    Drink up Shriners.

     

      

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    Ray Hall
    Posts:2443


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    05/06/2009 1:33 PM
    None of my broad statements apply to the likes of you and the rest of the top 10%, Steve.

    Steve I was an auto adjuster in my first 3 years and I can still remember turning down legally parked autos on the streets that was sideswiped by a rich insured at night . We would turn down the rental car required for the poor" guy to go to work..... why.... because he would not sue. The insurance carriers did not make the changes in the Texas Law. The very good plaintiff attorneys did. I have many more memories. Walking on steep roofs will end someday.... soon I hpe.
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    Ray Hall
    Posts:2443


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    05/06/2009 1:38 PM
    I think many public adjusters and plaintiff attorneys have as much integrity as the xmate and water sucker bunch of leachs, who state its the only data base that is accurate. 
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