Posted By 72tree on 31 Mar 2009 08:43 PM
Would the cat adjuster give the list knowing that they could get in and out with a 24 hour production crew...
We don't really have "lists of houses with trees on them". Each claim is an individual focus, and the scenario you hope for may be best achieved by working with agents - they get that first call when the loss is called in and have a different relationship.
Personally, I never give out personal info (address, names would qualify). And I ask the homeowner to select their own contractor.
Maybe I have 50 claims and am scrambling to make contact and schedule the first weeks inspections. The homeowner has a single house, single claim, with this big tree sitting on his house. They will come up with a solution after making some calls out of the phone book and asking around.
If a homeowner still has trouble finding a contractor, even just for the emergency service of yanking a tree, and I knew of someone who could help them, I will give them the contractor number and have them make the arrangement. I would not give the homeowner info to the contractor unless the homeowner asked me to.
Think of it this way, adjusters need to make a fair settlement ASAP and allow for reasonable and needed emergency repairs to prevent further damage. It isn't our job to arrange logistics with contractors, it is writing checks.
In a catastrophe, contractors commonly hand me (and other adjusters) a stack of business cards and think they are going to get passed around. You would be surprised where those cards end up. It's just not our job to find a vendor for the Insured, most adjusters would prefer an "arms length" relation with a contractor selected by the homeowner.