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Last Post 01/09/2009 10:00 AM by  Tom Toll
UPP Inventory Cos.
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Tim_Johnson
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01/07/2009 6:41 PM
    If possible, please direct me to a company or service that can inventory the complete contents of a 4,000 S.F. custom built home. This is a unique complex claim that the homeowners refuse to do the inventory. This is a third party claim so we have no contract, i.e. policy, with the homeowners that would say they have to prove up their own claim.
     
    Thanks
    Tim Johnson
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    LarryW
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    Posts:114


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    01/07/2009 7:56 PM
    Tim,
    I would think any contents restoration company could be engaged to perform a contents inventory. With a 3rd party claim you have something even better than a policy which requires a claimant (homeowner in your scenario) to prove up their claim, it is called called the law. Having handled more 3rd party liability claims than I care to admit, the position I have always taken when a claimant refuses to prove up their claim is that they will either prove it to us or prove it to the court. The courts will always require them to prove it up.
    That being said, if you don't trust the claimant to provide a fair and accurate inventory, you might be better off hiring it done. That way you will have something to counter with if they present a bogus or bloated claim.
    No one is absolutely worthless, at the very least you can serve as a bad example.
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    ChuckDeaton
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    Posts:1110


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    01/07/2009 9:51 PM
    If you put together a list and price it you have just set the floor for the amount of the claim. I agree with Larry, the claimants can either provide a verifiable list now or they can provide a verifiable list in mediation on their way to providing a verifiable list to a court. A court will also make them provide access to the contents for viewing and cataloging.

    I don't know what state you are in, but the Louisiana state courts would be unlikely to allow a third party claim over contents to go to trial.
    "Prattling on and on about being an ass with experience doesn't make someone experienced. It just makes you an ass." Rod Buvens, Pilot grunt
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    nixonjf
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    Posts:20


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    01/08/2009 10:19 AM
    If the contents are still in-place, you might look to a local estate auction house to do the inventory. Local estate attorneys would have contacts.
     
    Situation doessn't seem dissimilar: occupant is unavailable and out-of-state relatives would engage local estate attorney/auction house to inventory and liquidate the assets.
     
    Good Luck.
    John Nixon
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    Tim_Johnson
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    Posts:243


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    01/08/2009 4:24 PM
    I received an email from a CADO member that gave me what I needed. http://www.enservio.com
    I have been in touch with these folks and have them lined out on this loss.

    Thanks
    Tim Johnson
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    Medulus
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    01/08/2009 6:23 PM
    If you plan to take salvage on the items for which you pay, salvage companies such as Stoner and Company are a viable option. Most of these companies will inventory for a price even if they are not handling the salvage. National Vendor (a replacement service) also has an inventory service for a cost even if they are not doing the replacement.
    Steve Ebner CPCU AIC AMIM

    "With great power comes great responsibility." (Stanley Martin Lieber, Amazing Fantasy # 15 August 1962)
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    Tom Toll
    Moderator & Life Member
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    01/09/2009 10:00 AM
    Tim, sorry, had a brain toot. Enservio will do a good job for you. I have used them in the past for several large losses. Good luck, my friend.
    Success is not final, failure is not fatal: it is the courage to continue that counts.
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