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Last Post 09/18/2008 11:24 PM by  okclarryd
IDL in texas on monday?
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jimmyb
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09/12/2008 3:53 PM

    i have applied with pilot calims for adj job and they want me to be in arl tx on monday 4a  idl training - i have never been a adjuster just found thru a frnd with state farm about all the $ u guys are making during the season. question.. am i crazy to drop everything and go? they said take the idl and u r pretty much guarenteed a job , but what else is needed , state lic? training? ......

     

    steph9176
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    09/12/2008 8:51 PM

    Sounds like you have no idea what you are getting into. You are in it for the wrong reason

    okclarryd
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    09/12/2008 10:25 PM

    Jim,

    I think step A is to learn "spell check" and use grammer and punctuation that you should have learned in school.

    Larry D Hardin
    MalviLennon
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    09/13/2008 8:27 AM

    Hi:

    Would you drop everything and rush off to perform open-heart surgery? Why not? heart surgeons make a lot of money.

    Malvi

    wscook
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    09/13/2008 9:43 AM
    By interfering with Mr. Brannen's opportunity, you may be interfereing with other folks opportunites.
    William S Cook
    Public Adjuster
    William S Cook Public Adjuster/Umpire/Appraiser
    MalviLennon
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    09/13/2008 12:19 PM
    william:

    Your apparent support of Mr. Brannen speaks for itself.
    malvi
    Tom Toll
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    09/13/2008 4:22 PM

    Jim, there is never a guarantee of income in this business. Some adjusters brag about how much they have made, but most are very exaggerated. You can make a decent living if you know what your doing and can contact, scope, write the estimate, and report on a timely basis. If this intrigues you, then give it a go. Pilot is good to start with, as they have people who are willing to help you. Naysayers very seldom succeed.

    Success is not final, failure is not fatal: it is the courage to continue that counts.
    moco
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    09/13/2008 6:02 PM

    I sense there will be extra money to be made, in CLEANUP.

    Tim_Johnson
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    09/13/2008 6:21 PM
    LOL. I think you are correct GW
    Tim Johnson
    moco
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    09/13/2008 6:21 PM

    Posted By william cook on 09/13/2008 9:43 AM
    By interfering with Mr. Brannen's opportunity, you may be interfereing with other folks opportunites.
    William S Cook
    Public Adjuster

     

    Well, can't blame Mr. Cook, and believe i see where he is coming from. After all, newbies can be manipulated easily to include that wear and tear damage, poor maintenance damage etc. I worked a loss in Florida, and the insured hired a PA. Hall had damaged wood laminate and the PA tried to argue that the floors were engineered solid wood flooring, and had to be taken out throughout due to extended damage caused by  removal. Little did he know i was smart enough to lift a piece and document that it was a floating laminate floor. He sent in pixs from another property or something saying it was the property in question flooring. I told him i would be coming back to re-inspect, and advised him that i knew this flooring was floating laminate.Few days later he suddnly determined he was wrong LOL, coincidently before i went back after arguing with him for 1.5 weeks about it. Point being, if i had of been new when i inspected  and not familiar with wood flooring vs. laminate flooring installation i may have been persuaded by him that i was wrong, and took the bait.

    rbryanhines
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    09/13/2008 9:44 PM
    Steph, he is right where you were not too long ago. If he is in it for the money than he must be in it for the right reason. I don't know anyone who would be a cat adjuster for free.

    Larry, while I agree that if you are going to be an adjuster you should be able to write reports with correct spelling. I'm not sure the majority actually do. Give the guy the same break that many extend to long time posters on this site. They seem to be able to butcher a post and no one says anything.

    Malvi, Mr. Cook stated a fact nothing more. I have had the pleasure of meeting Mr. Cook and he knows more concerning policy interpretation and construction than 5 average cat adjusters put together. How do you know Jim won't make a fine adjuster? Most carriers during a major cat are just trying to get their phone to quit ringing. It seems many adjusters don't think a person can make a good adjuster unless they follow in their footsteps.

    GW, I understand your point but let’s be honest. Most cat adjuster are not true adjusters. They typically are very weak in policy interpretation and are typically weaker than daily claim adjuster.

    Jim, if you are going to give this a try I would suggest working claims for someone other than State Farm or Allstate. Try to find a carrier with just a few file requirements. There are many carriers that only require an estimate, photos, claims summary report. On your first storm try to keep it simple. Find out the carriers expectations and meet them. I would recommend not taking on too many claims at first. Only set a few appointments each day and make sure you meet any expectation you’ve made to the policy holders. As you get some claims under your belt you should be able to set more appointments and pick up the pace.
    Good Luck
    okclarryd
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    09/13/2008 9:52 PM

    By interfering with Mr. Brannen's opportunity, you may be interfering with other folks opportunities.
    William S Cook
    Public Adjuster

    Mr. Cook

    By interfering  with my supper, you may be interfering with my well being and my personal health.

    Perhaps if we "interfere", Mr. Brannen may not make a huge employment mistake.  Matter of fact, since you seem to be overwhelmingly concerned with Mr Brennan and his welfare and employment opportunities, why don't you put him to work?

     

    Larry D Hardin
    okclarryd
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    09/13/2008 9:56 PM

    Good post, Brian.

    If I gave the impression that he should stay home, I apologize.

    It's just one of my pet peeves that folks that should know how to spell, don"t.  And, don't seem to care.

    Adjusters are gonna be in demand for sure after today.

    Larry D Hardin
    moco
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    09/13/2008 10:03 PM

    Posted By Bryan Hines on 09/13/2008 9:44 PM
    Steph, he is right where you were not too long ago. If he is in it for the money than he must be in it for the right reason. (Agree 100%) I don't know anyone who would be a cat adjuster for free.

    Larry, while I agree that if you are going to be an adjuster you should be able to write reports with correct spelling. I'm not sure the majority actually do. Give the guy the same break that many extend to long time posters on this site. They seem to be able to butcher a post and no one says anything.

    Malvi, Mr. Cook stated a fact nothing more. I have had the pleasure of meeting Mr. Cook and he knows more concerning policy interpretation and construction than 5 average cat adjusters put together. How do you know Jim won't make a fine adjuster? Most carriers during a major cat are just trying to get their phone to quit ringing. It seems many adjusters don't think a person can make a good adjuster unless they follow in their footsteps.

    GW, I understand your point but let’s be honest. Most cat adjuster are not true adjusters.  (Matter of opine, but depends on experience. Some on this site are highly experienced with a wealth of knowledge)They typically are very weak in policy interpretation and are typically weaker than daily claim adjuster.

    Jim, if you are going to give this a try I would suggest working claims for someone other than State Farm or Allstate. Try to find a carrier with just a few file requirements. (Being his first time, i doubt he is able to pick and choose who he will work for.)There are many carriers that only require an estimate, photos, claims summary report. On your first storm try to keep it simple. Find out the carriers expectations and meet them. I would recommend not taking on too many claims at first. Only set a few appointments each day and make sure you meet any expectation you’ve made to the policy holders. As you get some claims under your belt you should be able to set more appointments and pick up the pace. (I recommend to scope a day, next day no scoping and complete reports. Day three scope, day 4 complete reports.)

    Good Luck

     

    MalviLennon
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    09/13/2008 10:21 PM
    Brian:

    Mr. Cook offered an opinion, and so did I. However, you are right; I do not know that Mr. Brennan will not one day make a fine adjuster, but first he needs to figure out if licensing and training are a job requirement. For the Ike event he should do everyone (himself included), a big favor and stay home. Regarding your description of Mr. Cook's expertise, I am awed.
    Malvi
    HuskerCat
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    09/14/2008 12:01 AM

    Jim...you can choose to listen to these opinions with a grain of salt, and either be encouraged or discouraged.  If I were you, and I'm not, and I don't know what kind of employment or experience you have.  But, if you have a chance to go to the IDL come Monday a.m., go for it and then make your decision.  During the canes of 04 & 05, I saw many raw talents thrive.  Also saw many more sink.  Do you have more to gain? Or more to lose by trying?  

    Roy Estes
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    09/14/2008 12:46 AM

    Jim, Pilot is an excellent company to start with. A Mega Catastrophe is an excellent opportunity to get employ. I can truly say if you are a dedicated person to the industry, ethics, honesty and a great deal of knowledge; Then you should do very well.

    As Mr. Toll has kindly offered to you, "there is never a guarantee of income in this business. You can make a decent living if you know what your doing and can contact, scope, write the estimate, and report on a timely basis. If this intrigues you, then give it a go. Pilot is good to start with, as they have people who are willing to help you." 

    I say Very well put!

    However you must beware as you may encounter a "PUBLIC ADJUSTER" who will OVER SCOPE, as most Public Adjusters do, Try and pencil whip you as most Public Adjusters do, Over interpret simple HO policies, and cost the Insureds a fee they were SOLD, that they really did not need to pay. But, I can also say, and with all due respect, Pa's have their place in the industry.

    Or you may encounter Multiple Policies, and very likely in the coastal communities Of "Ike" where the Insured has Filed a claim with the Ho carrier, when in Fact the claim should have been filed with TWIA, or NFIP such as we have seen in most all coastal events as Ike is.

    These are just a minor few things you will likely encounter Jim. Know your policies, Know your Peril, Practice safe, empathetic, sympathetic & energetic scoping, document your claims to the max, and sell your estimates and scopes to the Carriers and your immediate Independent Firm, such as Pilot ..... let them see it as if they were there themselves.

    And oh of course politics, you could be working for a person like a an "UN named poster" to this particular subject, disrespecting other people opinions, and obviously has issues with the "Long Timers on this Site". When in reality he should probably be a little less aggressive, and a little more respectful in his opinions and allot more attentive to the "long timers butchering post's" they have opinions and rights to post as we all do.

    I personally know many of the posters on this Site, and We too know as much as Public Adjusters. Thats is simply wonderful in fact. So much wisdom, and excellent and diverse opinions and advice for the new adjusters who come into here for some opinion or advice. All opinions and advice is good as far as i am concerned.

    Oh and BTW for Brian, lighten up man, as there are people who are as knowledgeable as 5 adjusters, care as much as, or possibly more than you do about our industry, Have mentored many an adjuster, cared about people and things effecting our industry, donated, helped, advised, practiced ethics, morals, empathy for all, employed new adjusters, Honestly you simply have no Idea.

    Just my opinion is all ............ Good luck out there and please be safe

    All the Best to you Ladies & Gentlemen.

    "Each of us as human beings has a responsibility to reach out to help our brothers and sisters affected by disasters. One day it may be us or our loved ones needing someone to reach out and help." RC ESTES
    rbryanhines
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    09/14/2008 11:26 AM
    Roy
    I agree Pilot is a great company to work as I have worked for them for many years. However anyone who has worked in the cat business for any amount of time would agree that your first storm is overwhelming enough without the added pressure of extra file requirements that come with State farm.

    "However you must beware as you may encounter a "PUBLIC ADJUSTER" who will OVER SCOPE, as most Public Adjusters do" I would stay away from that sort of blanket statement. There are bad PAs just like there are bad IAs. Do you want our industry to be stereo typed by our worst adjusters.

    If I'm the un named poster you've got it wrong. I have not disrespected anyone. I did not attack anyone for their post I merely pointed out a few facts. For example: I replied to larry that if he is going to correct someone's post he should take the same line with long time posters likewise. He seemed to have taken my point and I'm sure I didnt offend him. I know a number of seasoned adjusters on this site and they know my reputation. I am not aggresive and very respectful of others.

    The reason I made a comment about Mr Cooks knowledge is because he was being disrespected by a member of my industry.

    I find it funny that you accuse me of being disrespectful and say nothing to the first three replies of the original post . I was merely trying to cut a new guy some slack who was belittled by the first three posters.

    And BTW I do have an ideas/opinions of this industry they just don't seem to mirror yours.
    Roy Estes
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    09/14/2008 12:13 PM

    Brian,

    Your so professional & your point / opinion taken. Good to see you work hard at being what you are. Be safe out there & have a nice day sir.

     

    "Each of us as human beings has a responsibility to reach out to help our brothers and sisters affected by disasters. One day it may be us or our loved ones needing someone to reach out and help." RC ESTES
    malvi
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    09/14/2008 12:43 PM
    Mr. Cook wrote, "By interfering with Mr. Brannen's opportunity, you may be interfering with other folk’s opportunities”. William S Cook Public Adjuster".
     
    Brian:
    How does telling Mr. Brannen there is more to this profession than making money interfere with "other folk’s opportunities"? What “other folks” is Mr. Cook referring too? It cannot be the insured because they will not derive any benefit from an inexperienced adjuster. It is not the vendor because the storm supervisor will have to spend more time training, and teaching than what he or she has. It is not the industry because when insured’s’ encounter an adjuster who does not know what he or she is doing the perception is “all adjusters are the same”. That misconception makes all our jobs much more difficult. There is only one possible remaining group of “other folks”, PUBLIC ADJUSTERS.  Therefore, I repeat my statement “Mr. Cook’s apparent support of Mr. Brannen speaks for itself”. The truth may be ugly, but it is still true.
     
    One more thing, you wrote, “Most cat adjuster are not true adjusters”‘. Making such a "blanket statement", you have the audacity (can’t use the more appropriate word) to be self righteous about “respecting" public adjusters”? You have some nerve. Then maybe your remark is not meant as disrespect, and it only illustrates the fact that you have just worked with "adjusters" who believe that because they climb a roof they are adjusters.
     
    Malvi Lennon
    Lennon Claims Service
    Windsor CT
    rbryanhines
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    09/14/2008 2:15 PM
    Malvi
    Sorry to have started something. I'm sure Mr Cook was in a way teasing about "others opportunities" and was not defending his statement. His statement was true it does not need defending. We all know its true yet the carriers and vendosr keep on calling them out and not doing anything to find a solution to an age old problem. Reread my post we agree I just call it like I see it. So in short Mr Cook was joking . Check his posts you will see that he knows his stuff and that he is a good guy. Some on this site even go to him with questions. I was defending him against a statement made against him. I would do (and have done in the past)the same for anyone else on this board that I respect.

    "Then maybe your remark is not meant as disrespect, and it only illustrates the fact that you have just worked with "adjusters" who believe that because they climb a roof they are adjusters" Be careful I've worked with some of the seasoned adjusters on this board. Go into any cat office for Ike and test the adjusters on policy and construction. Most of the adjusters that strictly work cat will be weak on policy matters some even weak on construction. I have not stated that it is bad to just be a cat adjuster. It is what it is unless a cat adjuster has worked as a staff adjuster,handled overflow claims as an IA or pushed himself do learn more policy info/adjusting procedures than they will always be a little weaker.

    The bottom line is like Larry ,I have a pet peeve. It is when people judge others on their professionor place in life rather than their character and performance.

    Take Care
    rbryanhines
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    09/14/2008 2:17 PM
    Roy
    Good luck to you and may these storms be good to you.
    Take Care
    kmerian
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    09/15/2008 3:12 PM

    If you write your reports and diary entries the way you wrote your question, this will be your first and last cat.  And, if you know nothing about file management, roofing, water damage, etc, you will be way over your head in no time.

    You have a lot of training to do. 

    CATdawg
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    09/16/2008 6:22 AM
    Posted By jim brannen on 09/12/2008 3:53 PM

    i have applied with pilot calims for adj job and they want me to be in arl tx on monday 4a  idl training - i have never been a adjuster just found thru a frnd with state farm about all the $ u guys are making during the season. question.. am i crazy to drop everything and go? they said take the idl and u r pretty much guarenteed a job , but what else is needed , state lic? training? ......

     

    Classic "troll post". Where's the ignore button?

    Oops, I forgot this isn't a chat room...

     

     

    Lee Norwood, aka "CATdawg"
    okclarryd
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    09/18/2008 11:14 PM

    I wish Roy would bring the "Red Hand" back.

    I could ignore all kinds of folks that way.

    Larry D Hardin
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