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14 Replies and 4765 Views
Red Flags / Uncooperative Insureds 4765 14
Started by greenmachine
Sandy was my first flood event, and what an event it has been!
I have an insured whose behavior has been questionable, to put it mildly. Sandy was his fourth loss that I am aware of.
The PA, who also worked the insured's Irene claim, sent me an extraordinarily over-inflated estimate that included a large amount of items
that were paid for after Irene, but not replaced. Of course, I excluded those items from my own estimate, even though they didn't volunteer ...
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by greenmachine 06/17/2013 4:40 PM |
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5 Replies and 3814 Views
New site ripping content from CADO 3814 5
Started by AcceleratedAdjuster
Site is www.stormadjuster.com
I love free advertising, and since I have an ad here, it is there, along with every other ad on CADO, and that is all the site really consists of. That said, if someone created a site and used only info from my site, I would probably want someone to tell me so that I could decide how to handle it.
So, you have been advised.
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by AcceleratedAdjuster04/17/2013 12:22 PM |
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23 Replies and 6681 Views
Portable Adjuster's Field Desk for Sale 6681 23
Started by Leland
This desk is designed for an adjuster between 5'5 and 6'2. Quick, intuitive setup- no more fumbling around with wrenches or dangerous telescopic legs. Made from 100 recycled materials, so you can work knowing you are helping the environment. Experienced adjusters will recognize the desktop is made of water resistant material. Adjuster seat is priced separately.
Sorry for putting an ad in the discussion forum, I just don't have any money left after all the motel bills etc.
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by Leland04/06/2013 2:22 PM |
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9 Replies and 4985 Views
California Newbie 4985 9
Started by Auc31978
I got offered a job opportunity from a Partner in a claims co. and did a week ride a long with an adjuster. I'm in California which I am under the companies umbrella so don't have to get a CA. Liscense. I need to get a Texas liscense but with the new Texas law I can't get it without a CA liscense. Any suggestions
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by CatAdjusterX04/05/2013 12:59 AM |
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12 Replies and 5615 Views
How many miles per day do you drive? 5615 12
Started by John Velella
(I did some searches and didnt come back with the right info so I am just going to ask)
I am looking at my new vehicle for residential catastrophe adjusting (I am just starting out), and am trying to figure out how many miles on average I will be driving per day. I know that some jobs will be closer than others and some will be out in the county with long drives to each property, so just a general guess. I am doing some math out on gas mileage and what car makes the most sense for me to pur...
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by hailking04/02/2013 9:27 AM |
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6 Replies and 4570 Views
Eberls - SF Auto Certification March Exam 4570 6
Started by jghager
Hi Newbie here,
Wanted to know if some of you seniors can give me any advise as to the best way to procure placement on rosters
Here's a little background:
AS-legal studies; BA-business management; 10 yrs of insurance and legal experience;16 yrs of customer service; bi-lingual (eng/spa); 2.20 FL license; and FL all-lines adjuster license
I am going this weekend to the NFIP conference; am scheduled to take my SF auto exam on the 21st; and SF property exam on the 28-29th. Am...
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by jghager03/20/2013 7:19 PM |
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by Jud G.03/18/2013 11:42 AM |
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8 Replies and 3303 Views
Underground cable claims 3303 8
Started by kevinbti
I have been 'selected' to handle underground cable claims our named insured accidently cut. Has anyone handled thes types of losses Suggestions on how to investigate to determine liablity thanks
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by Jud G.03/11/2013 8:59 AM |
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26 Replies and 9007 Views
Setting up our storm team ops 9007 26
Started by kevinbti
I work with an insurance company and have been asked to revamp our storm team ops What suggestions do you have to make the teams most efficent I think a requirement of 60 claim inspection for every 12 days worked is a fair requirement What do you think What requirements would you have in place What would you like to have in place for first team responders ettc; Thanks for any suggestions.
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by dpadjuster02/27/2013 12:04 PM |
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20 Replies and 6387 Views
Ride along 6387 20
Started by Adjuster Don
I am in Vero Beach Florida and would be willing to ride along free of charge to get a perspective of the day to day activity. I have a Florida License all lines and various other certs. I once trained people in my previous company over the last 30 years and willing to start over from the bottom
Don
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by Adjuster Don02/07/2013 5:28 PM |
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18 Replies and 3861 Views
Search and Rescue Damage 3861 18
Started by Medulus
When handling a fire, it is my experience that insurance carriers generally consider damage done to a structure by the firefighters to be part of the fire loss. My question is similar, but much more complex. I would be especially interested in hearing from those who have encountered scenarios like the one I am about to describe while working on Hurricanes Katrina or Sandy. This is a hypothetical, though I have no doubt that there are many actual claims out there that would fit ...
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by Medulus02/07/2013 10:42 AM |
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10 Replies and 3628 Views
Ride along and learn the ropes 3628 10
Started by dama
Hello everyone!
I have recently gotten my all lines license and looking to get into the business. My parents drive the mobile offices and my brother has worked a few of the big storms, which is what got me interested in starting myself.
Being that I have no prior experience I was planning on applying for Allstate or State Farm as I meet all qualifications and like the idea of training, perks and certificates this avenue can bring, however, I have recently learned about RIDE ...
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by HuskerCat02/05/2013 11:03 PM |
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10 Replies and 3538 Views
Adjusters copyrighting work 3538 10
Started by stormy56
Situation: Some adjusters believe that copyrighting their work will ensure payment from the vendor (adjusting firm).
Problem: Copyrighting your work discloses confidential claim information to the public. Yes, the author/adjuster can claim copyright protection if they are the one who physically creates the work. But in the copyright process, you are disclosing information that the Insured and Carrier likely does not want publically disclosed: private photographs of their house; comments ...
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by stormy5602/02/2013 10:32 AM |
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12 Replies and 4097 Views
Why are Flood Claims so different 4097 12
Started by paulvon
Let me start by saying that I know you have a hard job and I understand that.
I am trying to understand why flood claims that have the same damage are treated so different.
A row of five town houses are hit by 8 feet of water by Sandy. The ceiling on the first floor is 8' 3' so it was missed. The lowest level is slab on grade, it is garage and entrance.
Two people who had the same flood coverage structure only are provided with documents showing damage of 6k at one place and 9k at...
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by Medulus01/30/2013 9:13 PM |
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35 Replies and 8583 Views
NFIP as the underlying 8583 35
Started by HuskerCat
This question is for you that handle flood losses. I'm now in the boat of handling a couple of 'excess flood' coverage claims. Having never handled an NFIP loss, I'm not 100 on what may or not be covered. To explain further, this is a commercial loss. I've been able to find the personal lines flood coverage form, but not the commercial. And, as an indy inside examiner, you come here or there for the expert answers (um, C Deaton, maybe (see if he's still up, no it's not ...
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by Jud G.01/30/2013 3:59 PM |
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5 Replies and 4690 Views
Cunningham Lindsey not paying 4690 5
Started by Gsbear
Be careful if you are working for Cunningham Lindsey with Sandy. Slow pay or no pay and a lot of bogus excuses like difficulties with processing.
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by Tim Wieneke01/21/2013 9:03 AM |
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7 Replies and 14720 Views
FEMA Insurance Jobs 14720 7
Started by Goldust
howdy,
Does anyone know where to go to sign up for Fema DutyI haven't had much luck on search engine.
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by R_Smith01/18/2013 10:07 AM |
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8 Replies and 4387 Views
Adjuster Rights.... 4387 8
Started by AdhusterForAll
Hello fellow adjusters,
I have been adjusting for over 25 years and have seen a increase in workload without any increase in compensation.
Not to mention the complete disregard for you as a person and adjuster.
Your safety is being completely disregarded and it's all about profit to the claims company and carriers you are working for.
I feel it is time to set some things straight in our industry and stop being taken advantage of by standing together.
If you have been in this business for ...
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by AcceleratedAdjuster01/15/2013 7:18 PM |
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84 Replies and 24722 Views
Sandy Discussion 24722 84
Started by Alex_Chernov
So, here we are Sandy is here. It is really funny how changing jobs from commission to salary changes the perception. When I was a salaried road warrior, I used to beam with joy while seeing those clowns on Weather Channel acting like it's the end of the world. Now, I am a salaried guy working for a large IA firm and I am frowning at the same TV clowns. And out of all possible places, I am a staff guy in New York. So, what is the real damages are going to be it is hard to say. ...
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by Torrential01/10/2013 11:50 PM |
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17 Replies and 4599 Views
Hypothetical Question for Discussion 4599 17
Started by mcgrawreed
The following is hypothetical but based on actual claims.
Coverage: The insured has an ISO HO-3 with 04/90 endorsement and coverage for sewer/drain backups. Home is insured to 80 of value and maintenance/housekeeping is above average.
Loss: On 01/01, the insured had a backup of the toilet in the guest bathroom and called her contractor. Contractor arrived and cleaned up the sewer water on the tile floor, placed air movers and dehumidifiers for three days, and ran a sna...
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by pondman01/09/2013 10:38 AM |