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2 Replies and 3064 Views
Presumption Of Fraud 3064 2
Started by JimWil
An interesting bit of reading as the spring court cases come about...
3/15/07 Latha Restaurant Corp. v. Tower Insurance Company
Appellate Division, First Department
Dramatic Overstatement of Property Claim Raises Presumption of Fraud; Here, Presumption became Conclusive Since No Explanation Offered for Gross Disparities
Property claim with plaintiff’s proof of loss statement including duplicative items, and property in which insured had no insurable interest. It ...
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by Ray Hall 03/24/2007 1:02 PM |
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9 Replies and 6634 Views
Catastrophe Adjuster Conferences 6634 9
Started by Jud G.
I'd like to hear from those who have been to conferences in the past and had good experiences with them. Please indicate why they were beneficial.
The last one I went to was the Windstorm Conference in Orlando last year. They had the Umpire Certification course offered for those who wish to do this in Florida. The General Session speakers were fantastic and entertaining.
This conference had a pretty even mix of people from both the Carrier and PA sides. I saw this as a ...
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by Jud G.03/22/2007 3:38 PM |
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5 Replies and 3617 Views
30 Year 3-D Comp. Roof Life 3617 5
Started by Ray Hall
My wife is a Realtor and is always asking me how long the roofs in our community (Kingwood, TX) are supposed to last. Most have adequate attic ventalation.
Need answers from consumers, roofers and adjusters about how long a shingle like this should last before being replaced. All the roofs are steep 7/12 and up. Some have trees overhanging.
Many of the houses are 12, 15, 18 years old. I contend and my experience is all they will turn water for a least 20 years, more...
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by jamesbarlow03/19/2007 4:56 PM |
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1 Replies and 3386 Views
Anybody heard of Walker Group????? 3386 1
Started by TXhouston123
Hey everyone, I was just wondering if anyone has heard of Walker Group I have heard some bad things about them. If anyone has had a bad ordeal with them, can you please let me know or reply to this bulletin and post what it is Or if you know anything about them. Thanks for everyone's help.
David Smith
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by host03/03/2007 8:27 AM |
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7 Replies and 3949 Views
Ice on sidewalk and driveway. 3949 7
Started by BillyDell
Homeowner has a basic ho policy written by Colorado SF. Ice acculumlated in front of residence full length. Aprroximately 2-3inches thick. City unable to clear. Houses on either side the ice melted due to direct rays of sun. Insured unable to break up ice with pick and shuffle. Poured ice melting chemicals across the side walk to insure safer passage of school students in neighborhood. Chemicals damaged side walk and driveway causing a crazing and loosning of concreate surfaces to entire a...
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by Deleted User03/02/2007 5:32 PM |
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3 Replies and 3682 Views
E & O Insurance 3682 3
Started by Mr Rob
Hi Y'all!
I am looking around for E and O insurance, it can get very expensive, anyone out there know of an agent to talk to I can get quotes on the Net, but most of it is for Real Estate Reps or Ins Agents...
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by weadjust02/22/2007 6:11 PM |
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0 Replies and 3509 Views
Federated Claims 3509 0
Started by floradjuster
Anybody ever hear anything or work for Federated claims
Moved to the Vendor Feedback Forum.
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02/21/2007 8:51 PM |
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14 Replies and 5969 Views
Total vehicle miles driven during 2005 5969 14
Started by strayycats
I'm new to the game, hoping like everyone else that 07 turns out to be a profitable year. Just interested in how many miles people ended up logging during 2005.
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by Fishhead02/20/2007 10:47 PM |
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30 Replies and 9049 Views
Liability Insurance? 9049 30
Started by TXAD
As a new adjuster, I'm trying to get all of my ducks in a row before
I'm needed. I know I'll need liability insurane (O&P) but I
was never told where to get it. Is that something that me regular
provider, i'e' State farm, would carry
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by Tom Rongstad01/22/2007 12:25 PM |
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2 Replies and 3102 Views
what it takes 3102 2
Started by cthomps81
I going to get straight to the point my questions.
1. What it takes to become successful in this business
2. Can a this become one's career and how
3. What is the best way to start out
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by Medulus12/28/2006 1:15 AM |
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28 Replies and 24416 Views
Does anyone know anything about the CPCU certification? 24416 28
Started by Jason355f1
Hey Guys, I'm pretty much new to the biz. I've been doing insurance remodel work; fire, flood, etc... for a couple of years now and just recently took the vale property adjusting course. I have been having difficulty finding a job in the industry so I am trying to further my education and strengthen my resume. Has anyone had any experience with the cpcu certification I am currently looking at starting the adventure and was wondering how long it took to complete the certification and if this des...
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by mbrew.212/27/2006 7:14 PM |
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6 Replies and 4373 Views
contractor reconciliations 4373 6
Started by earthwindnfire
Hi All- I've been at this for quite some time now, but I always am interested in fine tuning the techniques. Please weigh in on how you would deal with the following adjuster/contractor scenarios:
1: The contractor has "advised" the insured on what they "should get" if the adjuster is fair with them, before you ever get there. In other words, this contractor is acting somewhat like a PA. They have overscoped, and want to be with you and the insured when you scope so ...
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by Deleted User12/27/2006 1:18 PM |
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0 Replies and 3931 Views
Article-FL revises emergency adjuster process and PA rules 3931 0
Started by Dimechimes
Title: Florida Revises Emergency Adjuster Regulations by Foley & Lardner
Date: 20 December 2006
Written By: Foley & Lardner from United States
You can view this article on the web at by following your personal link below:
http://www.mondaq.com/friend.asplo=01vmf087D&ef=28944
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12/27/2006 1:02 PM |
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1 Replies and 3503 Views
Harmonizing Adjusters' Lives 3503 1
Started by host
The below is from a article on www.canadianunderwriter.ca website posted in July of this year with the same title. Sounds like a good plan would it work the US Any thoughts
HARMONY ON THE HORIZON
Heading into its annual general meeting last September, the CIAA developed a strategic plan. Not surprisingly, the key priority moving forward is the issue of harmonizing independent adjusters nationwide.
'Harmonization with respect to independent adjuster licensing is the first and forem...
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by host12/13/2006 11:24 PM |
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10 Replies and 4045 Views
Citizens for a better Citizens upcoming FL Meetings 4045 10
Started by Dimechimes
http://www.floir.com/pdf/CitizensforaBetterCitizens.pdfI'd encourage anyone near by to attend these meetings in your area as they are coming up in the next few weeks in Pensacola and Largo. It says a 3rd is planned but I think that is the Key West meeting already held and on the front page of the DFS website but don't know for sure. It will be interesting to see the new Citizens customer service focus report due out in January from these meetings.Here is also a link to the story about the progra...
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by Jud G.12/12/2006 5:51 PM |
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1 Replies and 3798 Views
Glossary of Roofing Terminology 3798 1
Started by Tom Toll
These terms and commentary could well help you with reporting and/or determining loss issues. I would suggest you save them in bookmarks or print to take with you in folder.
Glossary of Roofing Terms
Architectural – A steep slope system
that is used for visual impact or aesthetics and typically require a
supporting deck with a minimum slope of 3:12. Architectural panels
usually have low seam heights of 1 inch to 1-1/2” inches and do not use
sealant between seams. Due to t...
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by Deleted User11/30/2006 10:58 AM |
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17 Replies and 4541 Views
Claim Scenario for Discussion 4541 17
Started by Janice_Toll
Forum Transfer; First posted by Janice Toll
The following scenario is presented for discussion: Ms. Insured notices that the shingles on her roof are in pretty bad condition, and being one who likes to keep her home in top notch condition, asks some friends to assist her in replacing the shingles. The friends are not roofing contractors and will not be paid for their work. Ms. Insured checks the weather Friday morning and finds that the outlook is for three days of sunshine ...
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by leaanddan11/30/2006 10:27 AM |
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7 Replies and 4162 Views
what to do, what to do 4162 7
Started by DougMc
Greetings all, --- i have not posted since the format change, but my previous CADO handle was simply 'Doug'.
Anyway, it is slow out there for 75 (or more) of the independents right now- no surprise there. Consequently i have applied for staff/office positions at one of the majors. I have been informally accepted for a 'telephone auto adjuster' position handling entry level auto claims, and have also interviewed for a property job as well.
...
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by Deleted User11/23/2006 10:07 AM |
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4 Replies and 3089 Views
Grad School choices ? 3089 4
Started by DougMc
In a previous thread, (2 threads in 1 day - a record for me) i posted about potentially working staff and how that would give me an opportunity to finish my educational goals.
Previous thoughts were 'Geez, i wish i had stayed in school and got my MBA' because that seemed to be a good path for reasonably consistent money, but now that i am entrenched in the insurance adjusting profession ---- i don't know if thats a good fit or not.
&n...
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by Deleted User11/23/2006 9:56 AM |
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7 Replies and 3691 Views
Picture pages . . . 3691 7
Started by we2
Years ago I had a template in Excel into which I could place pictures and label them. It had a header for each page with a place for Insured's name, claim , policy number & DOL, and (I think) a place for the adjuster's name; it was set up the size of a letter page (landscape) & would allow four pictures per page. It's been rather slow this summer and I am no longer leasing an estimating program, so don't have SimSol or IntegriClaim to fall back on. I have just been assigned a ...
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by PORTASATGUY11/16/2006 11:59 PM |