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18 Replies and 3461 Views Update to the Forums  3461  18 Started by  host Hi, I will soon be installing an update to the CADO forums.&160; The update will contain the following; New search capabilities multiple filter and criteria options.&160; Points and rewards system. Improved forum navigation with AJAX&160; Printer friendly option for topics. Email topic to a friend. Tag topics with keywords. Who’s Online with up to the minute accuracy. Improved upload capabilities for topic attachments. Use Quick Reply to quote...
18 3461
by  hostJump to last post
09/14/2008 10:57 PM
2 Replies and 3022 Views 9/11  3022  2 Started by  jlombardo Let us take a moment to remember the folks lost on this day seven years ago......let us also remember all their loved ones....... Please also remember all those that SERVE THIS COUNTRY.....past, present and future and remember that those who have served, are serving and will serve have stepped up to the plate and written a check to this Great Country and that the check was written for the amount 'UP TO THE GIVING OF THEIR LIVES' so that our Democracy can survive........
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by  cowboy26995Jump to last post
09/12/2008 1:35 PM
4 Replies and 8419 Views Materials Depreciation  8419  4 Started by  TempestGirl Hi, does anyone have information on general depreciation (years of useful life) guidelines for building materials&160; Any information would be greatly appreciated.&160; Thanks. TG
4 8419
by  mhillsJump to last post
07/08/2008 7:19 PM
3 Replies and 3305 Views Happy and Safe Memorial Day Week End  3305  3 Started by  Tom Toll A Tribute To Old Glory by Cynthia Groopman In the soft gentleness of the dawn's early light, My eyes are dazzled by an enchanting breathtaking sight. For regally gracing the clear early morning sky, Is Old Glory cheerfully waving so very high. For dear red, white and blue you symbolize a nation of heroes Who are so loyal, brave and true. Like a dove of peace, your stripes are of a snowy white, Symbolizing freedom's preciously shining eternal light. A bright red is as fiery as...
3 3305
by  Deleted UserJump to last post
05/26/2008 9:39 PM
12 Replies and 3532 Views Is this covered on any policy?  3532  12 Started by  steph9176 A friend allowed their neighbor to bring their fence up to their house because there is only a foot between the back of their house and neighbor's back yard. Neighbor's yard is higher up, has railroad ties along the actual property line.The foot of land behind the friend's house acts as a drain for water to go out into the street. Friend's neighbor had some landscaping done after the fence. Her gardeners dumped a bunch of soil they dug up next to my friend's house in that drain. It eventually b...
12 3532
by  steph9176Jump to last post
05/08/2008 9:10 PM
0 Replies and 3125 Views Happy ST. Patricks Day  3125  0 Started by  Tom Toll May the road rise to meet you, May the wind be always at your back. May the sun shine warm upon your face, The rains fall soft upon your fields. And until we meet again, May God hold you in the palm of his hand. May God be with you and bless you: May you see your children's children. May you be poor in misfortune, Rich in blessings. May you know nothing but happiness From this day forward. May the road rise up to meet you May the wind be always at your back May the warm rays of...
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03/17/2008 3:13 PM
2 Replies and 3060 Views TWIA  3060  2 Started by  SSADJUSTER-25 Hello All! Anyone going to TWIA workshop in Houston, Texas on May 29 Would like to see some CADO Folks! &160;
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by  SSADJUSTER-25Jump to last post
03/08/2008 11:33 AM
1 Replies and 3837 Views Typo-Squatting  3837  1 Started by  host Have you ever typed in a web site address and ended up at&160;the wrong site or a site with just a bunch of links.&160; Well I have but I never thought much about it and did not realize it had name, 'Typo-Squatting'. Click here for an article&160;by McAfee on the subject.
1 3837
by  OdieWyattJump to last post
03/06/2008 12:45 PM
2 Replies and 3022 Views Houston, TX area  3022  2 Started by  Adjust2this &160;I just moved here to work for a new Company.&160; I dont have Xactimate updated yet. Can anyone tell me how much a square of 20yr 3 -tabs are going for around the Houston area &160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160;&160; Thanks...&160;&160;&160;&160;&160; Adjusting4him
2 3022
by  Adjust2thisJump to last post
02/21/2008 8:05 PM
1 Replies and 2954 Views Well It Was Bound To Happen.......  2954  1 Started by  JimGary Yep it was bound to happen. I got a email from a vendor with basically a network marketing 'opportunity'. You know things are slow when vendors are looking 'at other options' for you. &160; Thought it was funny, JWG
1 2954
by  JimGaryJump to last post
02/06/2008 4:37 PM
11 Replies and 3339 Views Networking at the NFIP Seminar  3339  11 Started by  Medulus I went to the NFIP seminar in Ontario, California, on Tuesday.&160; Little did I know that I would meet such luminaries in the CADO firmament as Bob Harvey and Steve Beaumont for the first time.&160; And I think the convenor considered Leland to be a bit of a troublemaker when it came to discussions of marble countertops.&160; It's great to be able to put a visual with the names I've seen so often on CADO.&160; I excused myself from the seminar in the late morning to make a phone call and a...
11 3339
by  MedulusJump to last post
02/04/2008 8:20 PM
4 Replies and 15632 Views Explaining Recoverable Depreciation  15632  4 Started by  Boone 1. Does anyone else get frustrated trying to explain recoverable depreciation and holdback to the insured 2. How about trying to negotiate a&160;repair cost with&160;a contractor that has never prepared an insurance repair estimate. Do you get frustrated with it 3. Supplements, What is standard procedure Do you always go back for re-inspection and if you do you bill for it Do you run every move you make by the staff adjuster Whew!!! This stuff drives me crazy. Theres got to be an easie...
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by  BobHJump to last post
02/02/2008 10:27 AM
0 Replies and 3058 Views Super Bowl XLII - Who will win poll   3058  0 Started by  host
0 3058
01/30/2008 3:51 PM
10 Replies and 3083 Views Deductible  3083  10 Started by  Ray Hall This was supposed to be a poll . 1. To keep small losses from being reported. 2. To encourge policyholders to be more careful. 3. To reduce the amount of the net payment. 4. To get the full cooperation of an insured on a subrogation claim. 5. To be waived by the contractor if a yard sign can be placed for a month or so. 6. Has their been a time when the deductible could disapate by the size of the loss 7. Reasons not brought up.
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by  Ray HallJump to last post
01/20/2008 12:59 PM
21 Replies and 8160 Views Shingle Guage?  8160  21 Started by  weadjust
(Topic has multiple pages1 2 )
I recieved an assignment to inspect a claim with wind damage to the shingles. The examiner requested photos of the shingles with a shingle gauge. I have been an adjuster for 17 years and have never heard of a shingle gauge. A google seach shows Haag engineering sales a shingle gauge.&160; Link http://haageducation.com/pub_view.aspproductID=1&160;&160; This is new to me. Anybody else getting requests for photos of shingles using a shingle gauge
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by  MMELLCJump to last post
01/17/2008 2:15 PM
1 Replies and 3191 Views Anyone going to NACA this coming week?  3191  1 Started by  host It's in Myrtle Beach, SC this year, I hope to see you there.&160; http://www.nacatadj.org/Convention08/Conv08TopPage.aspx Take Care,
1 3191
by  Gale HawkinsJump to last post
01/12/2008 1:09 PM
10 Replies and 3938 Views Fireman's Fund-Hiring Process Question  3938  10 Started by  CarJacker Trying for staff job since hurricane season was a bust.  I have an interview with Fireman's Fund next week.  Does anyone know what the hiring process is and what I can expert  The position is for Auto/Liability Adjuster. I have over 30 years experience. Is there testing I just want to be prepared. Thanks, Shell
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by  Gale HawkinsJump to last post
01/12/2008 1:03 PM
25 Replies and 18605 Views Overhead and Profit - Construction Cost Adjusting Factors  18605  25 Started by  Dales Consuelo
(Topic has multiple pages1 2 )
Covering business operation costs (all overhead), and making a reasonable net profit (the financial reward after all overhead is paid), is proper for any "mom and pop" and/or  "big business" endeavor to realize. Some insurers, as some here well know, have publically created a false premise which implies that damage to a property must be 'complex enough' and/or involve 2-3 or more trades for repair,  to justify the "need" for a general contractor. As a &q...
25 18605
by  claimbuddyJump to last post
12/04/2007 10:17 AM
3 Replies and 3249 Views Gas & Fees  3249  3 Started by  gordon1 How is everyone handling the adjuster's fee schedule in regard to mileage & fees, particularly in light of ever increasing expenses with stagnant wages Gas here (on Long Island) is about $3.40/gallon. Adjusting Companies are still charging 45-50 cents/mile, which was the rate when I 1st started in 1991. They are also still agreeing to give 50-100 miles for free. Is anyone turning down work because Mickie D's or the Big W pays more :) Has anyone noticed that the hourly rate for a demo per...
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by  MMELLCJump to last post
11/30/2007 11:46 AM
5 Replies and 3134 Views Works of Art by Adjusters  3134  5 Started by  host I found this article about an adjuster who  created "a series of painstakingly decorated underground tunnels and chambers that make up the so-called “Temple of Damanhur" in Northern Italy.” The author states;   "The mastermind of this operation Not a long-dead civilization, but a 57-year-old former insurance adjuster who calls himself “Falco.” He claims to have experienced visions of past lives from an early age, and the temples represent ...
5 3134
by  StormSupportJump to last post
11/29/2007 1:00 PM
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