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2 Replies and 3055 Views Presumption Of Fraud  3055  2 Started by  JimWil An interesting bit of reading as the spring court cases come about... 3/15/07 Latha Restaurant Corp. v. Tower Insurance Company Appellate Division, First Department  Dramatic Overstatement of Property Claim Raises Presumption of Fraud; Here, Presumption became Conclusive Since No Explanation Offered for Gross Disparities  Property claim with plaintiff’s proof of loss statement including duplicative items, and property in which insured had no insurable interest. It ...
2 3055
by  Ray HallJump to last post
03/24/2007 1:02 PM
9 Replies and 6628 Views Catastrophe Adjuster Conferences  6628  9 Started by  Jud G. I'd like to hear from those who have been to conferences in the past and had good experiences with them.  Please indicate why they were beneficial. The last one I went to was the Windstorm Conference in Orlando last year.  They had the Umpire Certification course offered for those who wish to do this in Florida.  The General Session speakers were fantastic and entertaining. This conference had a pretty even mix of people from both the Carrier and PA sides.  I saw this as a ...
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by  Jud G.Jump to last post
03/22/2007 3:38 PM
5 Replies and 3612 Views 30 Year 3-D Comp. Roof Life  3612  5 Started by  Ray Hall My wife is a Realtor and is always asking me how long the roofs in our community (Kingwood, TX) are supposed to last. Most have adequate attic ventalation. Need answers from consumers, roofers and adjusters about how long a shingle like this should last before being replaced.  All the roofs are steep 7/12 and up. Some have trees overhanging. Many of the houses are 12, 15, 18 years old. I contend  and my experience is  all they will turn water for a least 20 years, more...
5 3612
by  jamesbarlowJump to last post
03/19/2007 4:56 PM
1 Replies and 3379 Views Anybody heard of Walker Group?????    3379  1 Started by  TXhouston123 Hey everyone, I was just wondering if anyone has heard of Walker Group I have heard some bad things about them. If anyone has had a bad ordeal with them, can you please let me know or reply to this bulletin and post what it is Or if you know anything about them. Thanks for everyone's help. David Smith
1 3379
by  hostJump to last post
03/03/2007 8:27 AM
7 Replies and 3942 Views Ice on sidewalk and driveway.  3942  7 Started by  BillyDell Homeowner has a basic ho policy written by Colorado SF. Ice acculumlated in front of residence full length. Aprroximately 2-3inches thick. City unable to clear. Houses on either side the ice melted due to direct rays of sun. Insured unable to break up ice with pick and shuffle. Poured ice melting chemicals across the side walk to insure  safer passage of school students in neighborhood. Chemicals damaged side walk and driveway causing a crazing and loosning of concreate surfaces to entire a...
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by  Deleted UserJump to last post
03/02/2007 5:32 PM
3 Replies and 3676 Views E & O Insurance  3676  3 Started by  Mr Rob Hi Y'all! I am looking around for E and O insurance, it can get very expensive, anyone out there know of an agent to talk to  I can get quotes on the Net, but most of it is for Real Estate Reps or Ins Agents...
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by  weadjustJump to last post
02/22/2007 6:11 PM
0 Replies and 3500 Views Federated Claims    3500  0 Started by  floradjuster Anybody ever hear anything or work for Federated claims   Moved to the Vendor Feedback Forum.
0 3500
02/21/2007 8:51 PM
14 Replies and 5964 Views Total vehicle miles driven during 2005   5964  14 Started by  strayycats I'm new to the game, hoping like everyone else that 07 turns out to be a profitable year.  Just interested in how many miles people ended up logging during 2005.
14 5964
by  FishheadJump to last post
02/20/2007 10:47 PM
30 Replies and 9032 Views Liability Insurance?  9032  30 Started by  TXAD
(Topic has multiple pages1 2 )
As a new adjuster, I'm trying to get all of my ducks in a row before I'm needed.  I know I'll need liability insurane (O&P) but I was never told where to get it.  Is that something that me regular provider, i'e' State farm, would carry
30 9032
by  Tom RongstadJump to last post
01/22/2007 12:25 PM
2 Replies and 3097 Views what it takes    3097  2 Started by  cthomps81 I going to get straight to the point my questions. 1. What it takes to become successful in this business 2. Can a this become one's career and how 3. What is the best way to start out
2 3097
by  MedulusJump to last post
12/28/2006 1:15 AM
28 Replies and 24381 Views Does anyone know anything about the CPCU certification?  24381  28 Started by  Jason355f1
(Topic has multiple pages1 2 )
Hey Guys, I'm pretty much new to the biz. I've been doing insurance remodel work; fire, flood, etc... for a couple of years now and just recently took the vale property adjusting course. I have been having difficulty finding a job in the industry so I am trying to further my education and strengthen my resume. Has anyone had any experience with the cpcu certification I am currently looking at starting the adventure and was wondering how long it took to complete the certification and if this des...
28 24381
by  mbrew.2Jump to last post
12/27/2006 7:14 PM
6 Replies and 4350 Views contractor reconciliations  4350  6 Started by  earthwindnfire Hi All- I've been at this for quite some time now, but I always am interested in fine tuning the techniques. Please weigh in on how you would deal with the following adjuster/contractor scenarios: 1: The contractor has "advised" the insured on what they "should get" if the adjuster is fair with them, before you ever get there. In other words, this contractor is acting somewhat like a PA. They have overscoped, and want to be with you and the insured when you scope so ...
6 4350
by  Deleted UserJump to last post
12/27/2006 1:18 PM
0 Replies and 3920 Views Article-FL revises emergency adjuster process and PA rules  3920  0 Started by  Dimechimes Title: Florida Revises Emergency Adjuster Regulations by Foley & Lardner Date: 20 December 2006 Written By: Foley & Lardner from United States You can view this article on the web at by following your personal link below: http://www.mondaq.com/friend.asplo=01vmf087D&ef=28944  
0 3920
12/27/2006 1:02 PM
1 Replies and 3497 Views Harmonizing Adjusters' Lives  3497  1 Started by  host The below is from a article on www.canadianunderwriter.ca website posted in July of this year with the same title. Sounds like a good plan would it work the US Any thoughts HARMONY ON THE HORIZON Heading into its annual general meeting last September, the CIAA developed a strategic plan. Not surprisingly, the key priority moving forward is the issue of harmonizing independent adjusters nationwide. 'Harmonization with respect to independent adjuster licensing is the first and forem...
1 3497
by  hostJump to last post
12/13/2006 11:24 PM
10 Replies and 4034 Views Citizens for a better Citizens upcoming FL Meetings  4034  10 Started by  Dimechimes http://www.floir.com/pdf/CitizensforaBetterCitizens.pdfI'd encourage anyone near by to attend these meetings in your area as they are coming up in the next few weeks in Pensacola and Largo. It says a 3rd is planned but I think that is the Key West meeting already held and on the front page of the DFS website but don't know for sure. It will be interesting to see the new Citizens customer service focus report due out in January from these meetings.Here is also a link to the story about the progra...
10 4034
by  Jud G.Jump to last post
12/12/2006 5:51 PM
1 Replies and 3791 Views Glossary of Roofing Terminology  3791  1 Started by  Tom Toll These terms and commentary could well help you with reporting and/or determining loss issues. I would suggest you save them in bookmarks or print to take with you in  folder. Glossary of Roofing Terms Architectural – A steep slope system that is used for visual impact or aesthetics and typically require a supporting deck with a minimum slope of 3:12. Architectural panels usually have low seam heights of 1 inch to 1-1/2” inches and do not use sealant between seams. Due to t...
1 3791
by  Deleted UserJump to last post
11/30/2006 10:58 AM
17 Replies and 4523 Views Claim Scenario for Discussion  4523  17 Started by  Janice_Toll   Forum Transfer; First posted by Janice Toll The following scenario is presented for discussion: Ms. Insured notices that the shingles on her roof are in pretty bad condition, and being one who likes to keep her home in top notch condition, asks some friends to assist her in replacing the shingles.  The friends are not roofing contractors and will not be paid for their work.  Ms. Insured checks the weather Friday morning and finds that the outlook is for three days of sunshine ...
17 4523
by  leaanddanJump to last post
11/30/2006 10:27 AM
7 Replies and 4155 Views what to do, what to do  4155  7 Started by  DougMc Greetings all, --- i have not posted since the format change, but my previous CADO handle was simply 'Doug'.     Anyway,  it is slow out there for 75 (or more) of the independents right now- no surprise there.  Consequently i have applied for staff/office positions at one of the majors.   I have been informally accepted for a 'telephone auto adjuster' position handling entry level auto claims, and have also interviewed for a property job as well.   ...
7 4155
by  Deleted UserJump to last post
11/23/2006 10:07 AM
4 Replies and 3080 Views Grad School choices ?  3080  4 Started by  DougMc In a previous thread, (2 threads in 1 day - a record for me)  i posted about potentially working staff and how that would give me an opportunity to finish my educational goals.      Previous thoughts were 'Geez, i wish i had stayed in school and got my MBA' because that seemed to be a good path for reasonably consistent money,  but now that i am entrenched in the insurance  adjusting profession ---- i don't know if thats a good fit or not.   &n...
4 3080
by  Deleted UserJump to last post
11/23/2006 9:56 AM
7 Replies and 3686 Views Picture pages . . .  3686  7 Started by  we2 Years ago I had a template in Excel into which I could place pictures and label them.  It had a header for each page with a place for Insured's name, claim , policy number & DOL, and (I think) a place for the adjuster's name; it was set up the size of a letter page (landscape) & would allow four pictures per page.  It's been rather slow this summer and I am no longer leasing an estimating program, so don't have SimSol or IntegriClaim to fall back on.  I have just been assigned a ...
7 3686
by  PORTASATGUYJump to last post
11/16/2006 11:59 PM
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