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Safety and roofs

CADO Admin

Speaking of roofs, my driving around the south and central Texas area finds that the developers are building houses in the new subdivisions with roofs that are not meant to be climbed. Steep, cut-up, mostly two stories. The old days of the accessible 4/12 ranch style house roof have been gone since the mid-1980's.

Increasingly, I am of the opinion that a preferred way to investigate these roofs are with a truck mounted crane and lift bucket. Our safety is now, more than ever, being compromised by inherently dangerous roof designs.


NFIP Coverage Comparison as of December 31, 2000

Comparison of the NFIP Dwelling Form, General Property Form and the RCBAP form

Roy

This chart shows provides a coverage comparison of the following NFIP policies. 

The Three Policy Forms 
There are three policy forms – Dwelling Form, the General Property Form, and the 
Residential Condominium Building Association Policy. Each is used to insure a different type 
of property. All, however, contain certain terms and condition (e.g., Mortgage Clause, 
Reformation of Coverage) that are unique to flood insurance.
 

source: NFIP


Careers at Pilot Catastrophe Services

CADO Admin

"We are constantly looking for top quality personnel to represent Pilot and our clients. As a result, we are always hiring qualified individuals."

 

"Due to the fact that our business is based on storm related events, all of our positions are temporary as-needed positions. Wages will vary based on the particular storm, your role and the client company you are representing."

 


Citizens Property Insurance

CADO Admin

"Citizens Property Insurance Corporation was created by the Florida Legislature in August 2002 as a not-for-profit, tax-exempt, government entity. Its mission is to provide insurance protection to Florida policyholders who are entitled to but are unable to find property insurance coverage in the private market.

Independent Adjusters

The Independent adjusting firms listed below supply individual adjusters to Citizens when they are needed. If you are interested in working with Citizens as an independent adjuster, contact any of these firms to see whether they currently are hiring new adjusters."

The above is from their site, the  Read More link will take you to the page listing the adjusting firms as stated above

 

Lighthouse Claims Service - Career Page

CADO Admin

About Lighthouse Claims Service

"Lighthouse Claims Service is a full-service adjusting firm, fine-tuned to the needs of the individual client. Whether your company needs full Xactanalysis assignment capability or just a short form appraisal in any format, we customize our product to meet your needs. We specialize in property claims, either first or third party, personal lines or commercial lines. Our management team has over 40 years experience in the claims business."

The above is from their site.


Just got 58 new claims, what do I do now?

Anonym

Newt, here is a new thread for you or whoever else may be interested. Again, I emphasize that each topic like this should have its own identifiable thread, so as in the event that it develops into anything, and as a result has some future value, it can be found.

Here is the scenario - stick within its framework - consider it 'real' and start to develop your own 'flow' as opposed to relying on others, and offer it up for critique and refinement if necessary. Maybe by the time it has gone through the grinder, if there is sufficient participation, it will evolve into a useful general template.

A fairly significant hail storm ('hail' used because it is the least cumbersome peril regarding the effect the damage has etc) passed through ClaimCity on Thursday May 1/03.

Saturday May 3rd at 9.00AM a vendor called you and after a 'know before you go' chat (which is not part of this thread) you agreed and were deployed by the vendor.


Careers With Wardlaw

CADO Admin

We are always looking for qualified adjusters to add to our roster.
We anticipate CAT and Daily Property, and Auto Claims.

The above is from their site.


Earth just had its 7th-warmest January on record

Polar sea ice coverage was below average for the month

Roy

Source: NOAA 2/12/21 Article

True to trend, Mother Earth kicked off 2021 with a balmy January that ranked 7th-warmest in the temperature record, according to scientists with NOAA’s National Centers for Environmental Information.

Warmth took its toll on sea ice as well, with below-average ice coverage observed at both ends of the planet.

...

 


Apply To Be a Crawford Catastrophe Adjuster

CADO Admin

Crawford CATastrophe Services is constantly searching for qualified catastrophe adjusters to provide the additional claims expertise in the wake of natural or man-made disasters. Temporary property, auto, or casualty assignments opportunities are available through our U.S. Catastrophe Services Division.


NFIP Adjuster Fee Schedule

CADO Admin

The information below comes from the May 2020 NFIP Claims Manual

9.7 NFIP Fee Schedule

Adjusters may bill based on the current NFIP Adjuster Fee Schedule:

• Current Adjuster Fee Schedule effective August 24, 2017
  (CADO note, the May 2020 Manual refers you to "Appendix A" but the link to the fee schedule returns a page not found so we have added the fee schedule as a download below.)

• For ICC claims, use the ICC fee schedule effective September 1, 2004 (See Appendix B of the May 2020 Manual)


Works for Me

CADO Admin

Subject: Works for Me
Description

Thread for ANYTHING in the world of adjusting that works to help get the job done- equipment, software, etc.

In this thread adjusters share their thoughts on equipment that works for them.

Source: 2006 Forum Post by RobertV


Couple of green questions

Forum Discussion

Anonym

"I'm very new to this forum and the adjusters industry. A friend told me the other day that I need to check in to a career in insurance adjustments. I had never thought about it but he insisted I check the internet to find out any information I can find.  He  told me that he knew another person that enjoyed working in this field and maybe I would too.  So far after reading through the forums I think it really sounds good to me. Traveling and helping people seems to stick out the most. I know that the real money will come in time but it would be worth my time and all my effort if I finally found a career that I enjoyed doing."

... more

 

 


Little bit of advice

Anonym
I am seeking a little bit of advice from some experienced adjusters. I currently sell Cadillacs and Hummers as everyone prolly knows the car business has not been the best. I have several friends that are adjusters and have done very well for themselves. I am wanting to know what is the best way for me to get into the business. I live in mobile al, and pilot is stationed here but you have to go through an evalution process to even be considered for employment. I am currently looking at several all lines online courses. Does anyone suggest a good company to get licensed with? I think the one I have been looking at is 1st choice training. I am not really looking to make a career out of this as of right now, but I have hear the success stories of people including my friends working these big storm and making a lot of money. I am very interested in doing this to pay off some debt. Does anyone suggest a good way of doing this for this storm season. I could have gone last year w/out a license for Gustav but i did not want to go unexperienced. Any advice would be appreciated.
 
Thanks,
David Lyon

Typical Phases of Claim Pmt First 3 Years of an Adjuster's Career

CADO Forum Archive

Anonym

Just a little insight to all new adjusters on what I have witnessed to be the progression of practice among new catastrophe adjusters in their first three years of claims work.

Stage # 1:  Demonstrated during in the first twelve months of career

Mindset: “Conservative” Not comfortable with allowing for large dollar settlement. Willing to ignore scope of damage in order to keep settlement amounts low to avoid perceived internal conflict with employer.
 
Consequences:  “Poor Production & Quality of Work”  30-75% of all claims returned by Team Manager to rework, 5-10% (which accounts for all random claims pulled for review) of closed claims returned by Reinspector to correct omissions, All estimates will require major reconciliation effort before any repair professional can begin project.

(The above is a post from the forum.)

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FAQ

Listed below are some links to other blog post and articles on other sites.

Dimechimes ClaimSmentor Adjuster Information Blog 
 Organization Chart for the Claims Handling Blame Game- A Humorous Graph -A Serious Look at Claim Bad Faith Issues
 On the page the above link takes you to you will find links to some of her other articles at the end of the above article.
  

WHAT MAKES A GREAT CAT ADJUSTER?
Article written by John Postava
On the Ryze Claim Solutions webite

You can find additional post from John and Dimechimes in the CADO forums, they have made many post over the years contributing to the community by sharing their knowledge and experiance.

U SCOPE...  Estimate Smarter.  Faster.  More Efficiently