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13 Replies and 4540 Views
Isaac 4540 13
Started by LucyZ
Does it appear to be a lot of work from this storm Before the storm my email and phone were busy. It seems to have gotten pretty quiet.
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by Tex Walker 09/21/2012 5:04 PM |
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13 Replies and 3639 Views
Where'd evyone go! 3639 13
Started by olderthendirt
I hope the deafing silence in here since Isaac hit means most are on there way to or already working. For those who are go luck and stay safe. I wish I with you.
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by CatAdjusterX09/17/2012 9:16 PM |
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2 Replies and 3218 Views
World Claim 3218 2
Started by mahively
I have been contacted by World Claim to go overseas to work as a 'public adjuster' for them. I have not run across them and am looking for any feedback anyone might have on them. I have many, many questions about working overseas obviously so I am not going to jump into this blindly but would like to find someone that has worked with them previously. Thanks, Mark
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by Indiana Tim09/12/2012 11:58 AM |
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3 Replies and 2422 Views
Any Electronics Restoration Company you use as a go-to vendor? 2422 3
Started by SageBear
I would like some input from the property adjusters of all levels, particularly in California.
Is there a go-to Electronics Restoration/Decontamination/Data Recovery Company that you use on a normal basis How often do you use or need this vendor based upon your caseload What is the associated cost for an inspection and how far are they willing to travel to inspect damaged electronics How would you rate their service and would you be interested in a better quality and more efficient vendor fo...
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by okclarryd09/04/2012 9:51 AM |
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10 Replies and 4448 Views
CADO Coinsurance calculator 4448 10
Started by Leland
I was checking out the coinsurance calculator available here on CADO and I would like to make some suggestions to make it better. First of all I would like to say thanks to Roy for this website and secondly, thanks to whoever started the coinsurance calculator (if it wasn't Roy himself).
1) The words 'Coinsurance Penalty' should be changed to say 'Percentage compensable' or 'Coinsurance percentage compensable'. If the amount getting paid after applying coinsurance is 81, then .81 is not ...
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by host08/29/2012 3:46 PM |
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10 Replies and 3467 Views
Hurricane Isaac now projected to become a major hurricane (CAT3) 3467 10
Started by CatAdjusterX
Hey folks,
all I can say is wow! Hurricane Isaac is tracking to the extreme west and as such will spend that much more time over the 88/90 degree waters of the Gulf of Mexico. With that, a CAT 3 is now a realistic possibility and landfall is expected somewhere near the mouth of the Mississippi river. Those of us who remember Katrina (how could we ever forget) knows that brings the Mississippi Gulf River Outlet into play. This system of levees will funnel all that storm surge right up ...
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by CatAdjusterX08/28/2012 3:14 PM |
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4 Replies and 9698 Views
Xactimate prices below labor/material cost - help 9698 4
Started by Anhonestroofer
We primarily work insurance claims but not at this particular office location. However, a storm recently came through and the Xactimate numbers are coming back lower than our cost.
Ultimately we want to make the homeowner happy and close the file. Generally, Xactware has fair prices that leave enough profit to cover all costs associated with the job while maintaining a decent profit margin. This time is different.
Based on experience, can anyone shed some light on how this could be resol...
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by claims_ray08/19/2012 5:13 AM |
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33 Replies and 8323 Views
You receive a commercial claim assignment 8323 33
Started by HuskerCat
This question is posed to you by an independent inside claims consultant.
I've been in your shoes as a field adjuster, both staff and independent. You are an IA, and a new assignment comes in via Xact from your IA firm. You know who the carrier is and may have worked previously for them, but it has been directly assigned to your IA firm by the carrier's call center before all coverage information is confirmed or is provided by the carrier's inside examiner.
This is a commercial los...
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by Medulus08/17/2012 3:10 PM |
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8 Replies and 3889 Views
recycling shingles to use on another slope 3889 8
Started by Leland
An attorney I know sent me a copy of an Xactimate estimate from a major insurance carrier. The estimate calls for replacing a couple of slopes on the dwelling and reusing some of those shingles on a detached structure, so the detached structure can have a uniform appearance. This idea was surprising to both of us.
I have never heard of removing old asphalt comp shingles and reusing them. Am I missing something
Anybody hear of this before
Is it considered acceptable in the roofing trad...
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by HuskerCat08/14/2012 8:54 PM |
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2 Replies and 3271 Views
Adjusting Firm Question 3271 2
Started by txgolfer
I know its a weird question but just curious, What (if any) licenses do you have to have to START an adjusting firm in Texas (or for that matter any state).
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by txgolfer08/14/2012 6:03 PM |
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1 Replies and 3230 Views
Flat fee schedule 3230 1
Started by margar1
Well it has been a few years since I visirted this site and even longer since I posted. It has been interesting to read some of the threads and it seems that the more things change the more they seem to stay the same.
I have a question regarding fee schedules at a flat rate. Between Cat events I work some daily claims for a few companies. I am based out of Paducah,Ky and it seems most of my volume comes from Nashville,Tn. with most of the claims being commercial. My commercial claims...
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by AcceleratedAdjuster08/10/2012 2:35 PM |
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0 Replies and 2788 Views
Hello! New to the Forum 2788 0
Started by AllenJ7572
Hello, just joined a few days ago. I am a Field Rep for a regional company. I am based in San Antonio . I have been with them for 27 years. Lots of interesting topics, any one else live in San Antonio
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08/07/2012 8:57 PM |
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17 Replies and 4257 Views
The ten rules of adjusting 4257 17
Started by olderthendirt
Can we set a group of ten simple rules (the ten commandments if you will) based on common sense (if it was common why is it so rare). So you people who like me are too lazy or too brain damaged to escape this business lets here some ideas. I will kick it off with what I believe is the only valid number one rule of adjusting
1 DON'T PANIC
do you agree and lets hear some ideas for the rest of the rules.
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by okclarryd08/04/2012 9:51 AM |
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14 Replies and 6118 Views
Subrogation or Contribution 6118 14
Started by Medulus
I recently had occasion to assist in helping my fiancee get fully indemnified for a claim in which two insurance carriers were involved. I won't say who the two carriers were, but suffice it to say that one of them trained me much more proficiently than the person I was dealing with at that company. I believe the person they were using as their adjuster was an independent, and probably a catadjuster. I never got a straight answer on that. I wasn't able to ...
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by Medulus08/02/2012 12:14 PM |
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3 Replies and 3109 Views
Tallahassee FL 3109 3
Started by flboy0638
I have a few questions. First off let me say I have a good job & I am not looking to take anyones work but I am more so planning for a rainy day in case something happens with my current job. I work in IT for a phone company. I am a certified Florida Insurance adjustor and I would not mind going on a couple of jobs with a seasoned adjustor in Tallahassee. If this is too much of a burden we can talk compensation. I would pay you or even work for free for ex...
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by CatAdjusterX07/24/2012 8:23 PM |
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8 Replies and 17605 Views
International Adjusting 17605 8
Started by SteveZ
WORKING&160;ABROAD:&160;&160; Simply put, we are creatures of habit.&160; Handling claims in the U.S.A. is pretty much the same no matter what state you are working in.&160; Sure, there are subtle differences in coverages, management styles and local building codes, but the day-to-day handling of claims is pretty much 'standard issue'.&160;&160;
Adjusting in other countries, however, presents some pretty unique challenges for the first-time-abroad-adjuster.&160; The simplest things that...
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by SteveZ07/19/2012 5:42 PM |
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2 Replies and 2414 Views
20 year old felony 2414 2
Started by shughes75
I have a felony from 20 years ago. It is a Residential Burg. felony I got when I was a teenager. Will this negate me from being able to be an Insurance Adjuster. I am really nervous I will not be able to become what I am trying so hard to achieve. If anyone has an answer for me please let me know.
Thanks for your time
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by shughes7507/17/2012 10:27 PM |
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4 Replies and 3479 Views
Reciprocity 3479 4
Started by chadecoen
I realize I may be rehashing some common knowledge to experienced claims professionals but to knew doods like me I think sum clarification is in order especially as it pertains to auto adjusters. Just kidding with the spelling. I may not know how to work claims yet but I hope to not make any one's head hurt too bad from reading my posts.
I have read quite a bit in various places about getting your home state license, if required, first and then applying to other states you think you may need/wa...
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by Deleted User07/07/2012 11:05 PM |
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16 Replies and 22614 Views
All Cat company 22614 16
Started by mlallen@wyoming.com
Has anyone heard of All Cat-claims company &160;We just got a message from them wanting us on their roster. We have never heard of them. If you have, what are they like and what is their pay scale
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by NelsonR06/23/2012 7:22 PM |
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1 Replies and 3463 Views
Taxes, Filing a Schedule C 3463 1
Started by tmunoz
I am working independent adjuster for one of the large firms. For years I have received a 1099 and w2. 2011 my firm has given out straight W2 and not checked statutory employee box. I have always taken my deductions on schedule C as I am an IA. I have called friend who work for other large firm and they also received W2.
To other IA's who are W2'ed but are truly independent are you filing under Schedule C or Schedule A and what is the reasoning your tax professional has given you
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by tmunoz06/22/2012 12:22 PM |