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8 Replies and 2329 Views
Landlord's Apartment Contents Values - friction? 2329 8
Started by nixonjf
I'm trying to work through issues with value reporting for owners of apartment complexes.
For contents, they frequently report $0 or a very low figure (say $5,000) for the values for the entire complex.
The office has desks, chairs, computers, etc. There is typically some exercise equipment, common laundry, and maintenance tools/equipment someplace. The units themselves have a set of appliances (refrigerator, dishwasher, range, micowave, and some basic window coverings.
I run into a lot of ap...
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by Leland 09/22/2010 4:47 PM |
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1 Replies and 1883 Views
Do any adjusters carry a commercial auto policy 1883 1
Started by jjcwftx
As independent adjusters we use our personal vehicles for business. I was curious if we all should carry a commercial auto policy&160;or a personal auto policy
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by stormcrow09/21/2010 8:14 PM |
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5 Replies and 2678 Views
Bermuda 2678 5
Started by Ray Hall
I have only know one adjuster who ever worked storm losses in Bermuda. That was a pleasure boat expert adjuster who worked several hundred many years ago. Bermuda property losses will all be in the International market. I fave done some losses in the energy field years ago for Bermuda based carriers who were really captive carriers for the Oil Gas industry.Its a rather small island 1 mile wide and 21 miles long with 60,000 people. Most work in banks, insurance companys and other who have a nee...
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by CatAdjusterX09/19/2010 11:30 PM |
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9 Replies and 2727 Views
So, something has happened? 2727 9
Started by Ol' Ghost
So, there I was on my neighbors roof replacing three wind damaged shingles. I&160;come inside to find all kinds of changes here in the forums. I take it Roy lost his temper with Olegred and the bickering Wow!
But, back to the roofing. This roof was installed in the late summer of 1996 and is a 20yr rated 3 tab. The minor wind damage from HERMINE resulted in three shingles needing to be replaced along with two others with the seals loosened. The felt was intact. This is a typical wind loss we ...
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by Ray Hall09/17/2010 9:06 PM |
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19 Replies and 3046 Views
GPS tracking devices 3046 19
Started by olderthendirt
Recently a vendor I know of promised the company that all the adjusters working the storm (on a day rate) would have GPS tracking devices so the company could tell where the adjusters were at any time. Although this did not happen this time, the idea is on the table.
Would you work for a vendor that wanted to track you&160; Do you want the company knowing where and when you are.&160;
I would have declined the assignment over this. But would you
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by Ray Hall09/17/2010 7:22 AM |
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11 Replies and 2607 Views
There must be a need for experienced Adjusters 2607 11
Started by Goldust
&160;&160; There must be a need somewhere for us experienced adjusters. There is not a Bachelors degree alive that prepares a Newbie for what is in store for them when they get face to face w/ an insured. or an Attorney! Or a PA.
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by Ray Hall09/16/2010 2:16 PM |
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22 Replies and 5151 Views
Keep my job or accept a CAT assignment/deployment? 5151 22
Started by WilliamH4
In the end, I realize only I can make this call, but some advice would be appreciated.
I&160;started securing licenses and certifications a couple of years ago in anticipation of becoming an adjuster. During my time of procuring licenses and certifications, I was self employed.&160;My business was affected by the economy. I&160;had to close up and go to work for someone else (working for someone else for about 6 months). I consider myself very lucky to have secured a job (with a salary and c...
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by Medulus09/15/2010 7:16 PM |
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12 Replies and 3140 Views
San Bruno Fire and subrogation 3140 12
Started by Leland
This relates to another topic that devolved into some discussion about subro.
Here&39;s a paragraph from a newspapr article regarding the recent San Bruno fire in SFO:
The total damage is expected to cost tens of millions of dollars in insured losses, according to insurance industry officials. If the California Public Utilities Commission finds PG&E responsible for the disaster, the company will owe the amount paid out by insurance companies, plus the ded...
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by ALANJ09/14/2010 5:55 AM |
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7 Replies and 2861 Views
Insurance Company Exposure By State (Hurricane) 2861 7
Started by elivanderslice
Anyone know of a website that will depict which insurance company's are at greatest risk due to Hurricane&160; Possibly a scenario such as if hurricane struck here, what insurance company's would be impacted the most.
I&160;am a licensed adjuster and more importantly, a recruiter, attempting to expand out of Texas.
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by catwoman09/02/2010 2:36 AM |
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0 Replies and 3017 Views
New Linkedin group for Catastrophe Adjusters 3017 0
Started by cowboy26995
I recently started a 'catastrophe adjusters' group on Linkedin. For those of you not familiar with this site you can post your profile, join groups associated with the insurance industry, network with your peers and connect with thousands of people in the industry. The group was formed so you can market your abilities and showcase your skill set. Best of all it's FREE
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09/01/2010 10:59 AM |
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68 Replies and 16355 Views
Questions about the claim adjuster business 16355 68
Started by JHoward23
I just graduated college with an insurance degree, and got married 2 months ago....I have a few questions that I wanted to ask current adjusters. Are you away from home a lot, and for how long on average are you away from home Are you gone 4 days out of the week, etc... And in a few years we plan on having children, any adjusters with families; how often do you see your children Is the money worth the travel I'm new to this and the amount of time spent away from home is a concern of mine.
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by CatAdjusterX08/26/2010 11:22 PM |
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10 Replies and 2713 Views
Question from Visitor; Help with mobile home claim 2713 10
Started by host
I am not sure if you can help me, but I desperately need help with reference to an insurance claim that was denied.This is the second mobile home that has been damaged by water (Rain) that the insurance does not cover, the first Mobile Home my husband bought, the damage was going to cost me close to ten thousand dollars I had to let them repossess it, as my husband was dying of cancer and I got behind on the payments, he died Jan/18/2006 he left no insurance or provisions, I did not have the mon...
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by Bobabooey08/25/2010 11:43 PM |
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0 Replies and 2727 Views
Accurate storm forecasts 2727 0
Started by K ung Fu tzu
A website I follow, www.wunderground.com has a good blog if anyone is interested. The website, unfortunately, loads very slow so I would warn against trying to click on the link from a 3G, DSL or anything other than highspeed. The reports for Danielle state
'The formation of Danielle is remarkable in this it was successfully forecast by the GFS model nearly two weeks in advance. The ECMWF and NOGAPS models also did a good job of predicting Danielle's formation a week in advance....
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08/24/2010 9:47 PM |
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9 Replies and 2739 Views
How much experience 2739 9
Started by host
How should experience be counted For example if someone handled claims for 2 months in 2009 and 2 months in 2010, do they have 2 years of experience or 4 months
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by host08/21/2010 10:17 AM |
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5 Replies and 2376 Views
Mercury Adjuster 2376 5
Started by Nissan2004
Hi I am knew to this forum... Looks like this forum is more for adjuster than it is for people that need a claim solved. I hope you guys can give me some advice. Recently I got hit in the Driver side door of my Nissan 350z by a driver insured by Mercury.Farmers (my insurance has already stated that Mercury's client is liable, the client stated it himself) I have been trying to get mercury to pay for my damage but their adjuster is not clear with me. They give me B.S>I do not ...
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by Leland07/15/2010 2:30 AM |
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4 Replies and 2120 Views
Practice 2120 4
Started by Ray Hall
Lots of new people could get hooked up on their first storm, if they can write an estimate. Use your own house. Your house and all the contents was blown off the foundation by a tornado. Total destruction on a HO-3. Estimate by using the 30 day xmate program and send to ever vendor on this site. If you can do that you will stand out.......... IF YOU CAN NOT DO THIS, you are not qualified to be called. It may take 2-3 weeks to get it right, but its at your own speed. Learn xmate first, OR do the ...
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by Ol' Ghost07/04/2010 8:27 PM |
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6 Replies and 2500 Views
Sumps 2500 6
Started by jlouden
Hey everyone, curious about your take(s) on a sump and related equipment...
One of the most common events for water related losses is when a sump pump fails. Water overflows and inundates a basement with water. Well, what if there is no pump That leaves us with only 'a sump'. I did some dictionary pulling and found that the raw definition for a sump (en.wiktionary.org/wiki/sump) is 1. a hollow or pit into which liquid drains, such as a cesspool, cesspi...
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by Buford Gonzales06/17/2010 8:32 AM |
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1 Replies and 2534 Views
FEMA: Insurance Applies if Oil from Spill Mixes with Flood Waters 2534 1
Started by Leland
FEMA: Insurance Applies if Oil from Spill Mixes with Flood Waters June 9, 2010 The Federal Emergency Management Agency has clarified that in the event of a declared flooding disaster, National Flood Insurance Program coverage will apply even if oil from the British Petroleum deep well blowout in the Gulf of Mexico is mixed with flood waters. The NFIP will bill BP for reimbursement for any claims it pays for covered properties affected by flood waters mixed with oil from th...
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by CatAdjusterX06/14/2010 12:31 AM |
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3 Replies and 6117 Views
Environmental Adjusting 6117 3
Started by BFoard
Im interested in some additional information on what jobs may be available for environmental adjusters. As well as what classes/certification one would need to take in order to work these claims.
Thanks in advance
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by Ray Hall06/13/2010 5:43 PM |
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6 Replies and 2280 Views
The Last 20 years. Has the catastrophe losses taught us anything ? 2280 6
Started by Ray Hall
Hurricane Hugo- South Carolina 1989. Tree debris removable should have a limit of HO-3's 1990 a limit of $500.00 was in new policy.Orlando Hail storm 1991. Marble size hail will-will not total out comp. roofs from granule loss El Paso, TX hail storm 1991. Carriers can not lay a comp roof over a comp. roof. An old wood shingle (deck) has to be redecked (Tx. lawsuits)Dade Cty Florida- Andrew 1992. Ins. commish all losses must be inspected by end of October 1992(drive by inspections)1994 Northridg...
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by jlouden06/06/2010 11:19 PM |