Not Just Another Pretty Face:

From the CatAdjuster.org Blog Archive

Roy

Field Experiences of a Female Catastrophe Adjuster.

by  Randi Meyer

It was obvious that she was dead. Once you've seen a dead person, there's no doubt in your mind the next time you stumble upon Death's handiwork. And here I was, in a back bedroom of an old house in San Francisco, with two strangers, and a dead woman lying on the bed.

I'm a catastrophe adjuster, the only woman on a team of ten sent into San Francisco after high winds and heavy rain caused more property damage than the local adjusters could handle quickly. Only about 10% of the national pool of catastrophe adjusters,  or "cat adjusters," as we're called, are women. Of that 10%, only approximately 3%  work without a partner. I work alone. At that moment, I was quite aware of my solitary situation.

(Recovered Blog Post, first posted May 7, 2000)


The Unperfect Storm!

From the Blog Archive

LPG2004

From the CatAdjuster.org Article Archive.

A few months ago, I had a storm that I cannot wait to forget! It seemed that nothing was going right!

The dispatching of assignments was the worse that I had ever had before. I had claims 300 miles to the North, 125 miles to the South, and 60 miles to the East. West was ocean, so I lucked out there! Fortunately, we were able to handle some smaller claims by phone, and/or reassign only the farthest away through a very small window of time. After that, you owned them, no matter where they were located!

(Recovered Post)


Is It Really Just The Money ,(The Bonum and the Summum Bonum)?

by Steve Ebner first posted 12/7/2004

Roy

A Blog post from the archive.

It occurred to me that this was just another perk of being a catadjuster.  I have lived in many places, been a gypsy most of my life.  When I think back, my life comes back to me in bits and pieces, as a bit of what happened in this place and a bit of what happened in that. 


Citizens hires company to review water damage repair estimates, negotiate lower invoices

Source: Sun Sentinel

Roy

State-run Citizens Property Insurance Corp. is hiring an outside vendor to scrutinize water-damage repair estimates from contractors, and to directly negotiate lower invoices with those contractors in exchange for a cut of the savings.


The company's board of governors on Tuesday agreed to a five-year, $1.8 million contract with Fort Myers-based Lynx Services LLC, a third-party claims management firm.

The goal, according to a Citizens document, "is to identify inflated or excessive charges on invoices from contractors that have performed water damage restorations for Citizens' policyholders and to contest or adjust invoices so it comports with industry standards."

Password Reset

Roy

I have noticed some password reset errors.  Most of these errors have happened because the user was trying to reset their password and entered their "email address" in the username box.  You must enter your username and not your email address unless your email address is your user name. If the username is correct an email will be sent to the email address connected to the user account and when you click the link in the email you will be sent to a page on CADO to create a new password. 

 

... read more


Important Things to Know about your CADO user account.

Roy
  • Your user profile is not connected to the Adjuster Roster, so if you wish to be listed on the Roster you will need to add your name to the Roster.  
  • If you have a Roster Profile and wish to update it you will need to use the same "CADO User Account" that you logged in with when you added your Roster Profile, a new account will not give you access to anything added with an old account.
  • Removing your "CADO User Account" DOES NOT remove your Roster profile. If you need to remove your Roster Profile please contact us.
  • A login for CatAdjuster.org does not give you access to the Classifieds.  If you wish to post ads in the Classifieds you will need an account for the Classifieds. Please see the Classifieds for additional information.

Banner Advertisement on CADO

CADO Admin

Banner ads appear at or near the top of most of the pages on both the CatAdjuster.org and CatAdjuster.net websites.

We provide space for any size banner up to 728 px wide and up to 117 px high and this is the most common size.  

  • You provide the banner
  • You provide a link to the web page you want the visitor to go to when they click on the banner
  • If you provide your username you will also get access to your banner stats
  • Animated banners accepted
  • Flash is not Accepted 
  • Price is $75.00 per month per single banner slot.  

What is a Slot?

A slot is the container that the banner you provide is place in for displaying.

Each  slot contains one banner, the more slots you purchase for the banner the more impression the banner will receive.   Each slot is equally displayed. In other words each slot receives the same number of impressions. For example once Slot 1 is displayed it moves down to the bottom of the rotation until each slot above it is displayed.

Click here for more information and to purchase banner ad space.


The National Adjuster Roster

CADO Admin

Adjusters can use the National Adjuster Roster as a way to promote their experience. The Roster is for all adjusters. The Roster allows adjusters to inform potential employers about their qualifications.  

 

Cat Adjusting as a Profession (Is It For Me?)

Article Archive

Roy

From the Article Archive 
Title: Cat Adjusting as a Profession (Is It For Me?)
First Posted: Friday, November 26, 2004
Author: Gary White

 

 

My son is now ready to go to college away from home and excluding approximately 21 months in an attempt to try something different in my life as a "financial planner", I have been adjusting, supervising or investigating claims for almost 27 years. By the way, I have worked my share of hail, wind, tornado and hurricane cats for other carriers so I know from whence I speak. Even during the time while I was trying to become a "financial planner", I supplemented my income with adjusting temp jobs and contract adjusting work.

 

 


Citizens Property Insurance

CADO Admin

"Citizens Property Insurance Corporation was created by the Florida Legislature in August 2002 as a not-for-profit, tax-exempt, government entity. Its mission is to provide insurance protection to Florida policyholders who are entitled to but are unable to find property insurance coverage in the private market.

Independent Adjusters

The Independent adjusting firms listed below supply individual adjusters to Citizens when they are needed. If you are interested in working with Citizens as an independent adjuster, contact any of these firms to see whether they currently are hiring new adjusters."

The above is from their site, the  Read More link will take you to the page listing the adjusting firms as stated above

 

IKE LOSSES MAY PUT A MAJOR STRAIN ON TWIA

Roy

State-run insurer of last resort bears much of coastal cost

By Mary Williams Walsh
© 2008 The New York Times,
Reproduced under license from
the Copyright Clearance Center

Hurricane Ike caused as much as $16 billion in property damage, by some estimates, but the state-led insurance pool that will ...


Quick Tip - Xactimate v25: Adjusting O&P Per Claim

Roy

In this quick tip we cover issues related to Overhead & Profit (O&P) that you may encounter in the field.  Some clients may request that you handle O&P in a different way then what your current default settings allow.  In those cases you may only wish to change the settings on a selected file instead of changing your system setup. 


Common Estimating Errors

Roy

By John Postava;  First posted in the forum.

"They say there have been more mistakes made by computers than Tequila and Hand Guns combined.  That being said, with the help of one of the top trainers at Vale National Training Center we published a white paper on what we feel are some of the top ...

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Forum Topics

How many Independent Adjusters out of work Today

Just curious, How many IA's are there out of work today who don't have other income to survive .  How many total adjusters are there in the USA . Including Staff adjusters.?    How many newbies still want to get into this stagnant business.

Posted By: Goldust
Posted In: General
Replies: 35

Business Casual

Report of duty or a class- Dress code- Business Casual I have been watching the gathering of adjusters for several years. Seems about 25% know the definition, 20% try hard , 20% make some attempt.and 35%  did not read the instructions or have defiant leanings.

Posted By: Ray Hall
Posted In: General
Replies: 23

2007 Version of Know before you Go.

My opine is not as good as the experts; but I think a monster hurricane will hit Texas or Florida with in the next 50 days. All new and old adjusters try not to be cheated by the known and not surfaced vendors and subs of venders and the subs of the subs. Ask more questions. Keep a copy of ever fil

Posted By: Ray Hall
Posted In: General
Replies: 32

Your Reading Files

Your closed files are the best example of your work. When you are looking at all the vendors who are not seeking your commitment during this very slow period ask permission to email 5-10 of your best work. The narrative reports will get their attention.

Posted By: Ray Hall
Posted In: The Claim File
Replies: 17

Know your policy

Janice and I worked a commercial loss last week and submitted it for payment 4 days after assignment, through a vendor with a major carrier. This was a lightning damage claim to a 5 ton outside A/C unit and a neon lettered sign affixed to the front gable end of a large restaurant. It was an ACV poli

Posted By:
Posted In: General
Replies: 37

"Muffled Cries" story of adjuster killed in Tampa in Nov 04 reruns 9/22/07 at 6:30pm ET

Florida Farm Bureau adjuster, Katie Froeschle, age 25 ,was murdered in Tampa,FL on November 12, 2004 while inspecting a loss by the tenant who is now serving life in prison. Forensic Files investigated this and is re running the story "Muffled Cries" on 9/22/07 at 6:30pm ET. She was beaten

Posted By: Dimechimes
Posted In: General
Replies: 31

Claim Scenario for Discussion

  Forum Transfer; First posted by Janice Toll The following scenario is presented for discussion: Ms. Insured notices that the shingles on her roof are in pretty bad condition, and being one who likes to keep her home in top notch condition, asks some friends to assist her in replacing the sh

Posted By: Janice_Toll
Posted In: General
Replies: 17

LONG NIGHTS - LONGER DAYS

Much has been stated about the trials and tribulations of life on the road while working a storm. We all know about the non- stop 18 hour days and the pressure with performing and delivering to maintain a significant income. While I do not know personally what my physical appearance is when I a

Posted By: margar1
Posted In: Community Chat
Replies: 16

Poor quality report writing

I just wanted to put in my two cents on how to write better reports. Please check these two examples:   Example #1 (poor quality) When I decided to go in the back door the homeowner said we should look in the room on the left and we went in there. The homeowner calls that office and th

Posted By: Leland
Posted In: The Claim File
Replies: 25

Hurricane Sandy

At this time a rapidly strengthening hurricane is going to cross Jamaica, Cuba and the Bahamas. But what then. Some modleing is suggesting a sub tropical blow to the NE with widespread 60 to 70 mph winds heavy rain and or snow. If this developes could see a billion dollar storm (ref: Dr. Jeff Master

Posted By: stormcrow
Posted In: Hail, Flood, Hurricanes and Weather Events
Replies: 24

Sandy Discussion

So, here we are Sandy is here.  It is really funny how changing jobs from commission to salary changes the perception. When I was a salaried road warrior, I used to beam with joy while seeing those clowns on Weather Channel acting like it's the end of the world. Now, I am a salaried guy working

Posted By: Alex_Chernov
Posted In: General
Replies: 84

What to do when the insured is deceased or divorced

I think death and divorce are common issues that rarely get covered in training. Adjusters learn what to do by trial and error, or if they are lucky, a knowledgeable supervisor tells them what to do.  Scenario #1.: The adjuster is handling a claim for Mr. John Smith and speaking with  a

Posted By: Leland
Posted In: General
Replies: 8

Another Blow to Professional Adjusting

Xactware and ServiceMaster have teamed up to offer insurance carriers a contents estimating service.  Now the carriers are using restoration contractors to handle contents claims.  Pretty soon there will be nothing for property adjusters to do except review and pay contractor invoices.

Posted By: johnpostava
Posted In: General
Replies: 30

I Thought I Had Heard It All

Greetings to everyone from Oaxaca, Mexico, where Jennifer and I are taking a break from our last assignment and staying far away from the demonstrations taking place across town. I guess I'm reviving this thread from a similar thread now located in the archives.  For those of you old enough to

Posted By: Medulus
Posted In: General
Replies: 43

Is the Independent Adjuster Fast Becoming Obsolete?

I have written  more than few times about with Satellite roof technology , the fact that Xactimate is now fully integrated with EagleView and with Sketch , once the adjuster enters the sketch properties, that building is forever archived and future measurements are but a few keystrokes away fro

Posted By: CatAdjusterX
Posted In: General
Replies: 36

Past Articles

Note: Since CADO first went online in 1995 we have had many members contribute to the site with their articles and forum posts.  But over the years many of these post were lost however, we have recently been able to recover some of the articles and forum post and will be re-posting them as time allows.   They will be posted on this page (Commuunity Blog) with a note indicating that it was a prior post. RC