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10 Replies and 6309 Views
Ethical Question for 1099 Adjusters... 6309 10
Started by Jud G.
As a 1099 Adjuster, you are free to work for whomever you want as long as there is no confilct of interest involved for the companies you serve. This is different than if you were to work as a Staff Adjuster for a company, since you are theirs and only theirs.
What are your thoughts regarding ethical considerations of working as an Estimate Writer or Insurance Consultant for a General Contractor while working claims as a 1099 Adjuster
I ask this question, because of tw...
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by jlombardo 02/06/2009 8:08 AM |
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11 Replies and 3744 Views
Insurance agent needs help in florida to start adjusting?? 3744 11
Started by mzick77
Hello, my name is Michael Zick. &160;I live in Tampa. &160;I have my Life, Health, and VA license. &160;I want to become an general adjuster to begin with. &160;Couls anyone please help direct me in some steps or helpul info on getting started &160;I appreciate all your help!
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by mzick7702/04/2009 11:26 AM |
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5 Replies and 2630 Views
Looking for Work!!!! 2630 5
Started by tl
I'm Looking for work Are they calling in adjusters yet for the ice storm
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by Jud G.02/02/2009 3:13 PM |
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8 Replies and 2851 Views
Florida VS SF 2851 8
Started by sbeau4014
This is, and will be a hot topic so as not to hijack the other tread going I thought it deserved it's own spot. Below is the latest on what the FL OIR is doing on the issue. If I were a gambling man I'd bet serious $ that the FL ins commis/governor will 'force or order' SF to remain in business and sell these property policies past the timeframe set to get out of the property business there. Article is out of the Insurance Journal today.
Florida Subpoenas State Farm Po...
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by Jud G.02/02/2009 11:54 AM |
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31 Replies and 6012 Views
Could anyone take a minute to help me please? 6012 31
Started by mzick77
Hello, my name is Michael Zick. &160;I live in Tampa. &160;I have my Life, Health, and VA license. &160;I want to become an general adjuster to begin with. &160;Couls anyone please help direct me in some steps or helpul info on getting started &160;I appreciate all your help!
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by Snappy01/30/2009 2:06 PM |
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14 Replies and 2753 Views
What would you do in this situation? 2753 14
Started by dnjsdad
Here is my question, I hope that I get many responses.
A claim is reassigned to you, insured is requesting a supplement. You make appt. with insured and meet with them while at there home you notice that the home is 1400 sq. ft with 5 year old flooring that is in good condition. You leave after inspecting the sheetrock damage in the living room that was missed by the original adjuster. Your now at your office typing up the supplement and realize that the origin...
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by HuskerCat01/26/2009 1:00 AM |
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2 Replies and 2493 Views
Anyone want to guess the real story here?: 2493 2
Started by kmerian
http://www.khou.com/news/local/stories/khou090116_tnt_humble-ike-repair.e15cbf4.html
Another news story about evil insurance companies and/or clueless adjusters.
It is obvious that the first estimate was too low, it is also clear her contractors estimate is ridiculous.
She never mentions a re-inspect
I am thinking probably an ACV policy and a roof about 15 years old
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by kmerian01/19/2009 8:24 AM |
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3 Replies and 2419 Views
Stella Awards, (Ludicrous Lawsuits) 2419 3
Started by Tom Toll
We wonder why our insurance rates are what they are. Insurance fraud, dishonest groups, and free wheeling attorney's. Money does not grow on insurance company trees.
SADLY, actual lawsuits which made it to the 'Stella' awards. Named after the woman who won the McDonald's lawsuit for spilling the coffee in her own lap! So next time you're wondering why insurance and attorneys cost so much, you now know the answer.
7TH PL ACE :
Kathleen...
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by kmerian01/17/2009 11:04 PM |
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1 Replies and 2277 Views
Exterior building metal 2277 1
Started by ChuckDeaton
I am looking for help in writing a treatise outlining the best procedures used in determining damage to, scoping and estimating on commercial and residential exterior metal.
My intent is to develop a digital document that can then be posted on this site for free download. Should we be successful in this effort perhaps we could select other topics and develop other digital documents.
Anyone interested may contact me through this forum.
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by djbicf01/17/2009 11:22 AM |
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15 Replies and 3769 Views
Burden of Proof 3769 15
Started by sbeau4014
I was wondering what adjuster's thoughts are when it comes to who has the burden of proof when it comes to damages, causation, coverages, etc when a claim is presented. This is an area that has changed dramatically over the years based on court decisions and bad faith statutes from state to state. I can tell you you that it is not a one size fits all answer to the issue since it does vary from state to state, but there are some parameters that if followed by us in our ini...
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by BobH01/15/2009 4:53 PM |
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8 Replies and 3287 Views
First IA experience - Loved it!!!! 3287 8
Started by Tim Wieneke
Ok, so I'm here finishing up my first batch of IA work and I have to say I absolutely love this business! I can't thank the guys on this forum enough - 3 years ago when I decided to get into this business, everyone here encouraged me to go staff first then IA. I did staff for almost 2 years with Farmers and was able to hit this first assignment running. I even did well enough to take on a few claims from another one of the IAs to keep him from getting overwhelmed on volume.
&n...
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by Tim Wieneke01/14/2009 10:20 AM |
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6 Replies and 5004 Views
UPP Inventory Cos. 5004 6
Started by Tim_Johnson
If possible, please direct me to a company or service that can inventory the complete contents of a 4,000 S.F. custom built home. This is a unique complex claim that the homeowners refuse to do the inventory. This is a third party claim so we have no contract, i.e. policy, with the homeowners that would say they have to prove up their own claim.
Thanks
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by Tim_Johnson01/09/2009 10:00 AM |
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17 Replies and 3935 Views
Inside Truth About Adjusters, GCs and Attorneys with Respect to Claim Settlement 3935 17
Started by Catsvstrained
I have been seeing a great deal of post-Ike flap between the three catagories of adjusters, GCs and Attorneys as to who is the most capable of delivering services that produce the most accurate and complete form of claim settlement from the Insurance Carriers. Thought it was time that I spoke up for the true professionals that walk amongst us yet are all too often thrown into the same catagory as those who are licenced with little or no experience.
The biggest problem with the gene...
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by Catsvstrained01/08/2009 10:55 AM |
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35 Replies and 7453 Views
This is how I learned Cat Adjusting - IKE! - Check out these shots. 7453 35
Started by atlantaguy
This is how I learned Cat adjusting. A few weeks ago, I packed my bags and left Atlanta to come to TX and learn this business. My old neighbor was here working wind claims for Allstate in Houston, so I stayed with him. I have real estate appraisal experience and home rehab and construction experience, so this kind of work comes natural. We&39;re using MSB and I also bought SIMSOL since someone else recommended it. As soons as I got here, we were deployed to Crystal Beach TX...
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by BobH01/06/2009 1:22 PM |
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28 Replies and 6439 Views
Unpleasantly Surprised 6439 28
Started by cowboy26995
Over the course of the past two years I stayed in contact with several adjusters with interesting resumes so that in the event of a Cat striking I would have a resource pool to pick from. In 04 and 05 I had not strayed from taking on no more commercial work than myself and a couple of trustworthy associates were capable of handling. In 04 I had started a Florida based IA company and was attempting to garner a following and client base. Unfortunately 06 and 07 were quiet. In 08 with Ike I was loo...
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by iCAT01/03/2009 10:52 PM |
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67 Replies and 10985 Views
Question about Service Companies ?? 10985 67
Started by Snappy
I have had trouble posting this today.
Don't know why, but seems to be working now.
There seem to be a lot of service companies both
cat and daily. Could anyone give a brief overview
of the requirements for this type of firm: carriers,
adjusters, and state I assume a lot are mom and pop.
Thanks.
snappy&160;
&160;
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by Snappy12/30/2008 4:01 PM |
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2 Replies and 2145 Views
Happy Holidays 2145 2
Started by sbeau4014
I want to wish all of the members of CADO a very Merry Christmas and a Happy New Year (and I'll add a happy holiday season to be politically correct). This past year has had a lot of ups and downs that has affected a lot of us, but one thing that has happened is that there were a good number of weather type events that put a lot of cat adjusters back to work.
One thing that we should all keep in mind is that for many of us to do what we do, it means that a lot of people have suffered a ...
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by okclarryd12/25/2008 9:12 AM |
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7 Replies and 2964 Views
Bad Press 2964 7
Started by host
In reading a recent article about roof prices and what the insurance company was paying, I notice the following comments to the article from visitors to their site.
'Property insurance companies are just like GEICO and AFLAC. They are in business to deny claims.'
'She (the adjuster) was either terribly incompetent or she thought she would be able to pull a scam on me. '
'the adjusters low ball the homeowners as much as possible so ...
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by Ray Hall12/18/2008 9:52 PM |
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0 Replies and 2582 Views
Credit Protection 2582 0
Started by Tom Toll
I found this information quite informative and useful. I suggest you make a printed copy of it and then copy and paste it to a word document and save it as Credit Protection. That way you will always have this useful information. With the economy the way it is, credit fraud will be on the rise, so protect yourself accordingly.
Not a Joke!
If you dislike attorneys... You will love them for these tips.
Read this and make a copy for your files in case you need to refer to it someday....
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12/16/2008 10:12 AM |
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3 Replies and 2678 Views
To our Brothers and Sisters in uniform 2678 3
Started by Tom Toll
Posted
&91;script removed&93;
04 December 2008 04:11 PM 04 December 2008 04:11 PM
The embers glowed softly, and in their dim light,
I gazed round the room and I cherished the sight.
My wife was asleep, her head on my chest,
My daughter beside me, angelic in rest.
Outside the snow fell, a blanket of white,
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by Deleted User12/09/2008 12:17 AM |