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Our words do have power and everything that we say has a positive or negative impact on others around us.

There is an old story that is told about an army* of frogs that went leaping through the forest one day when two of the frogs suddenly fell into a deep pit. All of the other frogs gathered around the hole to look down on their two fallen comrades. They all began to sadly shake their heads and to croak out dismal warnings. "It's too deep!" croaked one frog. Another croaked that there was no way that they would ever be able to get out of that pitalive.

The two fallen frogs began to continuously jump as they tried to get out of the pit, but the frogs that were watching kept croaking louder at them that they might as well stop because they were as good as dead and just wasting their time. One of the two frogs finally gave up and heeded the pessimistic advice of the frogs at the top. He quit jumping and literally "croaked" and died.

The other frog just kept right on jumping and leaping harder than ever in spite of all the loud croaks of disapproval from the frogs that were watching around the top of the hole. They kept croaking shouts at him to quit jumping and save himself from all the pain and suffering he was incurring as he leaped and fell back down to the bottom of the pit over and over again.

Finally, he leaped even harder than ever and to the surprise of all the other frogs he jumped right out of the deep pit. The other frogs asked him, "Why did you keep leaping even though we yelled and croaked at you to stop?" It was then that the frog explained to them that he was deaf and he had thought they were cheering for him and yelling words of encouragement to him the entire time!

A little encouragement can go a long way and as Babe Ruth once said, "It's hard to beat a person who never gives up."

Our words do have the power to hurt or to heal. What kind of frog are you? Are you a croaker or a leaper?

What if you gave someone a gift, and they neglected to thank you for it-would you be likely to give them another?  Life is the same way.  In order to attract more of the blessings and opportunities that life has to offer, you must truly appreciate what you already have.

There is a time when we must firmly choose the course we will follow, or the relentless drift of events will make the decision for us.

It's easier to go down a hill than up it but the view is much better at the top. Decisions, at time, are very difficult. Use common sense when that difficulty level is high. Claims adjusting is going through its normal cyclical change. Stand firm and you will succeed.

“The thought manifests as the word;
The word manifests as the deed;
The deed develops into habit;
And the habit hardens into character;
So watch the thought and its ways with care;
And let it spring from love
Born out of concern for all beings.
As the shadow follows the body,
As we think, so we become.”

-    From the Dhammapada (the sayings of the Buddha)

I was impressed with this saying and believe in the teaching. It is something that I have seen many times in my life, for both good and bad.
Our thoughts lead to actions, which lead to habits. If we want to change our circumstances, we must first change our thoughts. If we have always found ourselves in the same circumstance, it is due to a pattern of thoughts and behaviors that lead to that particular circumstance. An example of this is a person who finds themselves in different relationships, but the same break ups; in different jobs with the same types of bosses. Does this ring a bell?

Watch this and you will understand more about how anyone can achieve things. It loads slow, so be patient.

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When we accept tough jobs as a challenge and wade into them with joy and enthusiasm, miracles can happen.

A happy person is not a person in a certain set of circumstances, but rather a person with a certain set of attitudes. Attitude is important in this and every walk of life. I know sometimes we have to bite our tongues, but it all plays well when complete.

Giving connects two people, the giver and the receiver, and this connection gives birth to a new sense of belonging and being. The same applies for the relationship you have with an insured. Give what his contract says he is entitled to and no more. Give the insured your best and always learn to be the best.

A farmer had some puppies he needed to sell. He painted a sign advertising the 4 pups and set about nailing it to a post on the edge of his yard. As he was driving the last nail into the post, he felt a tug on his overalls. He looked down into the eyes of little boy.

'Mister,' he said, 'I want to buy one of your puppies.'
'Well,' said the farmer, as he rubbed the sweat off the back of his neck,
'These puppies come from fine parents and cost a good deal of money.'
The boy dropped his head for a moment. Then reaching deep into his pocket,
he pulled out a handful of change and held it up to the farmer.

'I've got thirty-nine cents. Is that enough to take a look?'

'Sure,' said the farmer. And with that he let out a whistle.
'Here, Dolly!' he called. Out from the doghouse and down the ramp ran Dolly followed by four little balls of fur.

The little boy pressed his face against the chain link fence.
His eyes danced with delight. As the dogs made their way to the fence, the little boy noticed something else stirring inside the doghouse. Slowly another little ball appeared, this one noticeably smaller. Down the ramp it slid. Then in a somewhat awkward manner, the little pup began hobbling toward the others, doing its best to catch up....

'I want that one,' the little boy said, pointing to the runt. The farmer knelt down at the boy's side and said, 'Son, you don't want that puppy. He will never be able to run and play with you like these other dogs would.'

With that the little boy stepped back from the fence, reached down, and began rolling up one leg of his trousers. In doing so he revealed a steel brace running down both sides of his leg attaching itself to a specially made shoe.

Looking back up at the farmer, he said, ‘ You see sir, I don't run too well myself,
and he will need someone who understands.'

With tears in his eyes, the farmer reached down and picked up the little pup. Holding it carefully handed it to the little boy.

'How much?' asked the little boy. 'No charge,' answered the farmer, 'There's no charge for love.'

The world is full of people who need someone who understands ..

One of the greatest discoveries a man makes, one of his great surprises, is to find out he can do what he was afraid he couldn't do.

Never make an assertion, no matter how real it seems to be to you, if you do not want it reproduced or continued in your life.

I now realize there are millions of self-made millionaires who started with nothing.  They dug inside themselves to find the answers and they succeeded.  There is nothing anyone else can do that I can't do. Using our brains for what they are intended for is critical in todays climate.

People may fail many times, but they become failures only when they begin to blame someone else.  Experience is determined by yourself -- not the circumstances of your life.

No one can succeed for you.  You must do it yourself.

The greatest thing in this world is not so much where we stand, as in what direction we are moving. Which direction are you moving, up, down,  left, right, or wrong. Success requires thought and application of common sense. What sense are you.

When spider webs unite, they can tie up a lion. Now we need to learn how to become spiders who know how to create the proper web, as the lions are gaining on us in the adjusting arena.

6 Important Words to never forget.

I Become What I Think About!