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The Unperfect Storm!

LPG2004
/ Categories: CADO Blog, On The Job

From the Blog Archive

A few months ago, I had a storm that I cannot wait to forget! It seemed that nothing was going right!

The dispatching of assignments was the worse that I had ever had before. I had claims 300 miles to the North, 125 miles to the South, and 60 miles to the East. West was ocean, so I lucked out there! Fortunately, we were able to handle some smaller claims by phone, and/or reassign only the farthest away through a very small window of time. After that, you owned them, no matter where they were located!

The damage was from wind and rain, and numerous storms loomed over the western horizon. They just kept coming as the jet stream centered itself over California. Every one of the Insureds insisted on being inspected before the next storm hit. There was no patience factor in this storm. And believe me, the Insurance Company had given them the (800) Bury-Your-Adjuster number!

We knew we were in trouble from Day 1 when during the orientation session the one file examiner exasturbated on, "I'm gonna gig you for this, and gig you for that", and gig you to gig you! We all wondered if she had ever been on an 8+ pitch roof, or on a ladder at all? Anyway, we were helpless, and had to do our best, and pray!

Interestingly enough, the husband-wife teams came out the best! They had someone with the time to continually call the 30-40 messages each day, as well as to prepare very thorough log notes. If it looks good on paper, it must be good, right!? . . . I'll say it again, DOCUMENTATION, that's the name of the paperwork game!

Some storms eat you alive, but then comes the check. . .and you just can't wait to get out and do it again!! God help us!

See ya out there!

Lyndon Graves

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On The Job

Comment

Christian · 11/3/2021 6:34:52 PM

Just got back from a deployment similar to this. Everything that could have gone wrong went wrong. But now the checks are coming.

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Sketch My Roof

From the KB

Identification of Water Damages in Adjusting Hurricane Claims for Water Losses Other Than Flood

....

In adjusting hurricane damage claims for homes within the 1968-1997 applicable residential code period, it is important that the inside of the walls be checked more carefully than
newer construction to ensure that moisture hasn’t seeped into the walls that will eventually result in mold and interior wall rot. If adjusters do not look for moisture build-up trapped inside the wall, then this damage could be missed, causing mold and rot to proliferate and resulting in bigger problems for homeowners in the future.

...

Hurricane and Windstorm Deductibles

The source of the information below is the Insurance Information Institute, iii.org

Nineteen states and the District of Columbia have hurricane deductibles: Alabama, Connecticut, Delaware, Florida, Georgia, Hawaii, Louisiana, Maine, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Pennsylvania, Rhode Island, South Carolina, Texas, Virginia and Washington DC. Listed below are reports for these states detailing hurricane deductibles.

 

Historical Hurricane Tracks

Subject: Historical Hurricane Tracks
Description: The Historical Hurricane Tracks tool is an interactive mapping application that allows you to easily search and display Atlantic Basin and Eastern North Pacific Basin tropical cyclone data. 

Source: NOAA Climate.gov 
 

Some Notable Cane Activity since we have been online

2012

Hurricane Sandy (unofficially known as "Superstorm Sandy") was the deadliest and most destructive hurricane of the 2012 Atlantic hurricane season, as well as the second-costliest hurricane in United States history. Classified as the eighteenth named storm, tenth hurricane and second major hurricane of the year, Sandy was a Category 3 storm at its peak intensity when it made landfall in Cuba.[1] While it was a Category 2 storm off the coast of the Northeastern United States, the storm became the largest Atlantic hurricane on record (as measured by diameter, with winds spanning 1,100 miles (1,800 km)).[2][3] Estimates as of March 2014 assess damage to have been over $68 billion (2013 USD), a total surpassed only by Hurricane Katrina.[4] At least 286 people were killed along the path of the storm in seven countries. From Wikipedia, the free encyclopedia
Photos - Discussions: Sandy Disscussion -

2011

Hurricane Irene, the storm slowly leveled-off in intensity as it struck the Bahamas and then curved northward after passing east of Grand Bahama. Continuing to weaken, Irene was downgraded to a Category 1 hurricane before making landfall on the Outer Banks of North Carolina on August 27, becoming the first hurricane to make landfall in the United States since Hurricane Ike in 2008. Early on the following day, the storm re-emerged into the Atlantic from southeastern Virginia. Although Irene remained a hurricane over land, it weakened to a tropical storm while making yet another landfall in the Little Egg Inlet in southeastern New Jersey on August 28. A few hours later, Irene made its ninth and final landfall in Brooklyn, New York City. Early on August 29, Irene transitioned into an extratropical cyclone hitting Vermont/New Hampshire after remaining inland as a tropical cyclone for less than 12 hours. From Wikipedia, the free encyclopedia
Photos - Discussions:

2008

Ike developed a large wind field as it moved northwestward across the Gulf of Mexico over the next 3 days, with tropical-storm-force winds extending up to 275 miles from the center and hurricane-force winds extending up to 115 miles from the center. The hurricane gradually intensified as it moved across the Gulf toward the Texas coast. Ike made landfall over the north end of Galveston Island in the early morning hours of September 13 as a Category 2 hurricane with maximum sustained winds of 110 mph. The hurricane weakened as it moved inland across eastern Texas and Arkansas and became extratropical over the middle Mississippi Valley on September 14. It then moved rapidly through the Ohio valley and into Canada, producing wind gusts to hurricane force along the way. Source: NOAA

2005

Hurricane Katrina Was the deadliest and most destructive Atlantic tropical cyclone of the 2005 Atlantic hurricane season. It is the costliest natural disaster, as well as one of the five deadliest hurricanes, in the history of the United States. Katrina is the seventh most intense Atlantic hurricane ever recorded, part of the 2005 season that included three of the six most intense Atlantic hurricanes ever documented (along with #1 Wilma and #4 Rita). At least 1,833 people died in the hurricane and subsequent floods, making it the deadliest U.S. hurricane since the 1928 Okeechobee hurricane; total property damage was estimated at $108 billion (2005 USD),[1] roughly four times the damage brought by Hurricane Andrew in 1992. From Wikipedia, the free encyclopedia
Photos Discussions: 

2004

The 2004 Atlantic hurricane season was the costliest Atlantic hurricane season, until the following year. More than half of the 16 tropical cyclones brushed or struck the United States. The season officially began on June 1, and ended on November 30. Due to a Modoki El Niño – a rare type of El Niño in which unfavorable conditions are produced over the eastern Pacific instead of the Atlantic basin due to warmer sea surface temperatures farther west along the equatorial Pacific – activity was above average. The first storm, Alex, developed offshore of the Southeastern United States on July 31. It brushed the Carolinas and the Mid-Atlantic, causing one death and $7.5 million (2004 USD) in damage.[nb 1] Several storms resulted in minor impact, including tropical storms Bonnie, Earl, Hermine, and Matthew. In addition, hurricanes Danielle, Karl, and Lisa, Tropical Depression Ten, Subtropical Storm Nicole and Tropical Storm Otto caused no impact on land while tropical cyclones. From Wikipedia, the free encyclopedia

2003

Hurricane Isabel was the costliest, deadliest, and strongest hurricane in the 2003 Atlantic hurricane season. The ninth named storm, fifth hurricane, and second major hurricane of the season, Isabel formed near the Cape Verde Islands from a tropical wave on September 6 in the tropical Atlantic Ocean. It moved northwestward, and within an environment of light wind shear and warm waters it steadily strengthened to reach peak winds of 165 mph (265 km/h) on September 11. After fluctuating in intensity for four days, Isabel gradually weakened and made landfall on the Outer Banks of North Carolina with winds of 105 mph (165 km/h) on September 18. It quickly weakened over land and became extratropical over western Pennsylvania the next day. Source: Wikipedia Photo Credit: Jacques Descloitres, MODIS Rapid Response Team, NASA/GSFC
Discussions: 458,000 ISO- Hurricane Isabel Claims, "Isabel", is a Hot Potato headed behind? and more..

2024 Atlantic Hurricane Storm Names

  • Alberto
  • Beryl - CENTER OF BERYL MAKES LANDFALL NEAR MATAGORDA TEXAS at 4AM 7/8
  • Chris
  • Debby - DEBBY MAKES LANDFALL NEAR STEINHATCHEE FLORIDA at 7AM 8/5
  • Ernesto
  • Francine - Made landfall as a Category 2 storm on 9/11 near Cocodrie and Morgan City, in Terrebonne Parish, Louisiana
  • Gordon
  • Helene
  • Isaac
  • Joyce
  • Kirk
  • Leslie
  • Milton
  • Nadine
  • Oscar
  • Patty
  • Rafael
  • Sara
  • Tony
  • Valerie
  • William

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Cane Categories

  • Cat 1 Hurricane
    - Sustained Winds 74-95 mph
  • Cat 2 Hurricane
    - Sustained Winds 96-110 mph
  • Cat 3 Hurricane
    - Sustained Winds 111-130 mph
  • Cat 4 Hurricane
    - Sustained Winds 131-155 mph
  • Cat 5 Hurricane
    - Sustained Winds greater than 155 mph

About

The Storm Page, this is the CADO version of a weather page. On this page we provide information on current weather events, links to weather sites and weather related discussions. All adjusters are invited to share weather information by posting it in the forum or adding your favorite weather links to the Resource Directory. Also, if you have photos of weather related damage please share them by adding them to the Photo Gallery.

 

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