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Here is the original post on that BI info since it includes the Insurance Journal press release that might be of interest.

http://www.catadjuster.org/forum/tm.asp?m=15308

Also- here is a link to an outstanding BI checklist which is very thorough that could be helpful: http://www.abanet.org  article.

Here is also a link to an excellent National Underwriter book on BI that came highly recommended from a member of our site:

http://www.nationalunderwriter.com/...p;mscssid=

Hope this helps for those needing additional BI reference material.

(edit fixed links)

Click here for a BI quiz, created by Clayton.   I also did a search in the archives and found 73 topics on BI claims this includes bulletins and forum posts.

In my opinion, there is no element of damage, therefore no hope for compensation under BI coverage. Unless this is a manuscript with that element of cause implanted in the policy, then and only then could consideration be made. I could find no provision for tainted water.

Steve & Tom,

I was pretty sure most would not cover.  I believe the governor declared a catastrophe so funds may be available through other means.  My wife is actually heading down tomorrow.  Thanks for the info.

I would be very surprised if any business in this small city had a manuscript type BI coverage called contingency BI. I had a claim years ago in Colorado when an Oil & Gas Operator had to shut his gas wells in as the gathering plant that collect their gas and other O & G operators in the ENE section of Colorado that had production could not send their gas to market via the pipeline as the plant had to close down due to an explosion that disabled the plant when a contract welders torch blew up some large vessel.

The plant took wet and dry sweet and sour gas as well as oil and had meters to tell each producer how much product they were sending in by the btu value. After the plant got back on line we just took a 60 day run prior to the shut down multiplied by the number of days the wells were shut in and took a proof of loss and joined in the suit against the small welder who only had a 2 million single limit policy with cost of defense inside the limit. The same leading underwriter I was working for was also the leader for the welders CGL, but a conflict of interest existed. But three operators was feeding this plant and we also got one other operators claim. As I recall the BI claims and the physical damage to the plant was about 4 million. Seems like our policy had a 72 hour waiting clause, and $100,000. deductible and a 6 month indemnity limit or $25 million limit.

The total subrogation claim for both operators was about $770,000.00