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Last Post 08/19/2010 4:59 PM by  Jim Teer
Does anyone know of a place to get HO policies for each state?
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Jim Teer
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06/07/2008 4:29 AM

    I am trying to find a copy of Minnesota's standard homeowner's policy. It wasn't as easy as I thought; accordingly, is anyone aware of perhaps a website that has a comprehensive database of policies? If not, what suggestions do you have for quickly locating HO policies and their endorsements for various states?

    Appreciate any help anyone could offer..thanks.

     

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    OkcLarryD
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    06/07/2008 9:43 AM
    You might try the Minnesota department of insurance.

    You might try Claimspages.

    You might try Google.

    Happy Trails
    Larry D Hardin
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    magnoliaadj
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    06/07/2008 11:08 AM

    F C & S ?

    I S O ?

     

    Both are possibbilities and unfortunatelty both are pay sites. 

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    Mike Kunze
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    06/08/2008 11:54 PM

    If you have any friends/acquaintances on the staffy side, maybe they can furnish you with forms.   Or check with one of your local indep agents or your local claims association, even if you are not a member.   For some reason, a lot of the forms are no longer available on the web like they used to be.....or they are hidden/restricted in lieu of a cost.  

    I think I read once here that someone would not pdf a coverage form because there could be a copyright problem, but don't entirely understand that.  Other publications are pasted/posted here all the time.

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    Kevin Meyer
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    07/13/2009 9:41 PM
    jwt - this is REALLY a late answer to your question posted over 2 years ago - but - I've a feeling there are others out there like me, who surf the forums for the knowledge shared.
    That being said--go to Claims Pages.com on the top of the page click on documents - they list just about every policy out there. HOWEVER, just remember, these are basic policies so be aware of special conditions or endorsements that may be on the loss you are handling as well as State guidelines that may alter these basic policies. But they are good resources for the basics on policies.
    Good Luck.
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    Odin
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    10/28/2009 10:41 PM
    Contact the Department of Insurance for each individual state...and bear in mind that may not be enough to just contact the DoI because some companies have different policies as compared to the ISO basic forms that many DoI's have on hand.
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    Jim Teer
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    08/19/2010 4:59 PM
    Thanks for the info. Very helpful.
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