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Last Post 04/18/2008 3:18 PM by katadj

5.2 Quake in Illinois

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host
CatAdjuster.org Founder
Posts:709

04/18/2008 8:12 AM

Magnitude	5.2
Date-Time	Friday, April 18, 2008 at 09:37:00 UTC Friday, April 18, 2008 at 04:37:00 AM at epicenter
Location	38.450°N, 87.890°W
Depth	11.6 km (7.2 miles) set by location program
Region	ILLINOIS
Distances	7 km (5 miles) NNE (13°) from Bellmont, IL 9 km (6 miles) E (88°) from Bone Gap, IL 11 km (7 miles) N (350°) from Keensburg, IL 60 km (38 miles) NNW (331°) from Evansville, IN 206 km (128 miles) E (95°) from St. Louis, MO

(source: http://earthquake.usgs.gov/eqcenter/recenteqsww/Quakes/us2008qza6.php

katadj
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04/18/2008 11:33 AM
Understand shake was felt in Louisville, KY and at an appreciable rate. Difficulty is who had specific EQ coverage. Perhaps some policies did not exclude EQ? There will surely be hundreds if not thousands of HO's who will report damage, and perhaps require inspections ,so carriers can issue denials? "Anyone who has never made a mistake has never tried anything new... Albert Einstein"

sbeau4014
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04/18/2008 1:05 PM
Although it was not the New Madrid fault that caused this, the area affected would be affected if the threatened big one from the New Madrid let's loose. I would venture to guess there are a fair amount of EQ coverages in that area. One thing that comes into play is it is in the heart of the farming country and not close to metro areas where you would have a lot of buildings that could be affected.

ALANJ

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Posts:142

04/18/2008 1:55 PM
Back during the 94 quake we did a ton of no coverage denial inspections. This was to document the actual EQ damage (so it was not later paid for on some other type claim) and to provide a denial letter to the insured. Seems FEMA and SBA needed something so the could process the loans and grants so repairs could be made. Sign me up to take photos any day.

katadj
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04/18/2008 3:18 PM
Spoke to client in St. Louis just now, he said in MO they offer EQ coverage to all HO policies, and a lot of them buy it because of the New Madrid, which runs from St. Louis to Memphis, TN. Perhaps there will be some work after all. "Anyone who has never made a mistake has never tried anything new... Albert Einstein"

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