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Last Post 11/07/2007 8:47 PM by  blgibson
Tic sheet, Compuestimate?
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OdieWyatt
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11/03/2007 8:49 PM

    I want to make myself a tic sheet for Xactimate. I don't like the ones they have. I learned to scope on a program called compuestimate or compuclaim and it had a tic sheet for each room plus an exterior sheet, with scope items grouped from floor to ceiling.  I still use the numerical shorthand for remove, install, paint (3/1/8), etc. regardless of which program I am using for estimating. Does anyone still have a tic sheet I could have a copy of?. I kept some for years but now I can't find them. I will modify it as I want a kitchen and a bathroom sheet, as well as a general sheet.

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    BobH
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    11/04/2007 1:42 AM
    Have you seen the one on this CADO site? You go Home -> Downloads -> 2nd page of downloads there is a scope sheet. You have to be logged in to download it. There is one on the first page of downloads, but it is essentially blank, the one I am talking about has scope items.
    Bob H
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    OdieWyatt
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    11/04/2007 3:23 PM

    Yes, I looked at that one. I am almost done with mine, I just wanted to refresh my memory of the one I used way back when. The program might have been called EZ Bid in later versions. I just don't remember if doors were in with wall items, or in a separate grouping, that kind of thing.

    Thanks

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    texascatadjuster
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    11/04/2007 8:01 PM

    I just added one that Simsol has it may be of some help to you.  Good luck hope you share the finished product.  I also attached it here.

     

    Melanie

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    johnpostava
    SIMSOL.com
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    11/05/2007 8:02 AM

    The Simsol tic sheet is designed for a "Floor-to-Ceiling-Inside-to-Outside" scope (the way I learned to systematically scope any loss way back in the 1980's).  It is also the way Simsol's estimating program is laid out.  Whatever program an adjuster uses, he or she should develop a systematic way of scoping a loss.  It makes it easier to estimate a claim as well as examine the estimate.

    I, too, scoped my first claims on the Compuclaim system, one of the first computerized estimating packages.  Actually, it was the burdensome coded repairs in Compuclaim that first spurred me and my brother, Frank, to create an "uncoded" estimating software way back in 1984.  I can still remember some of the original Compuclaim codes (as well as some of the Xact codes still used today).  I still believe a no-codes system was the main reason Simsol became so popular over the years.

    EZ Bid was an estimating system separate from Compuclaim.  It was created by an adjuster, Sid Morrison, out of Texas.  It was a very popular program back in its day. 

    Today's estimating sofware providers have to be so much more than just a good estimating package.  Now we have to handle electronic assignment, multi-tasking claim assignments to multiple servicing vendors, claim and cat management, structure, contents and building valuation estimating, documentation, data warehousing, estimate auditing and analytics.  We have to do all of this for about the same price as some of the original estimating packages where ten years ago.  It's still fun but has become one heck of a daily challenge to service today's insurance carriers.

     

     

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    BobH
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    11/05/2007 10:47 AM
    Posted By John Postava on 11/05/2007 8:02 AM

    The Simsol tic sheet is designed for a "Floor-to-Ceiling-Inside-to-Outside" scope (the way I learned to systematically scope any loss way back in the 1980's).  ...Whatever program an adjuster uses, he or she should develop a systematic way of scoping a loss.  It makes it easier to estimate a claim as well as examine the estimate.

    I have heard suggestions to use a sequence like "bottom up" (floor to ceiling) on flood claims, "top down" on roof leaks, but I always end up writing a scope in the sequence of repairs - it's the only thing that makes sense to me.

    For example, if the house is furnished, I need to move contents out of the room before replacing the flooring (but contents is toward the end of the Simsol tic-sheet). I'm glad this thread came up, because I don't use tic-sheets but probably should review one before leaving a loss - to suggest anything I overlooked. If I was going to customize one for me, I suppose I would visualize moderate fire damage to a bedroom, and a kitchen.

    It's like peeling an onion, the layers of steps that occur to repair the damage. Move out contents, flooring, then anything on top of drywall such as casings, cabinets.  Doors get looked at during this "layer". If kitchen or bath cabinets get touched, I start with describing the counter, then the cabinet, then any plumbing hookups, disposals, etc. I just visualize the sequence I would do the repair. Am I strange?? (don't answer this...)

    Then I keep peeling the onion down to drywall, any framing repair, and electrical. I try to describe any and all removal before thinking about "put back". Many repair items are "remove and replace" so the put back was already described.  When all of the drywall and casings are back in place, I list out paint items.  

    I always do the flooring "put back" toward the end of repair items, to include waste, from "drop and fill" carpet, or allowing for 6' roll of sheet goods, 12' roll, whatever. I just don't even think about that early on the estimate, because it's one of the last things I would do if I was fixing that room.  If I read the estimate in the sequence of repair I can visualize what might be overlooked. As John says, have a system. This one is just a hard habit to break - I have tried it other ways but can't seem to break this habit.

    Bob H
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    johnpostava
    SIMSOL.com
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    11/05/2007 11:04 AM

    Bob has another good "system" for making his estimates logical and, more importantly, consistent.  The main thing is to have a system.  So many times I can be reviewing an estimate and tell the experience level of the adjuster just by the way it is written (if they are not using Simsol which orders the items for the adjuster as a user preference).  If one room starts with ceiling items and the next starts on the floor or walls I know the adjuster was jumping around and writing anythind down he saw damaged in any order.  This opens the estimate up for missing items.  If the adjuster a repeatable routine for scoping losses the chances of missing something is greatly reduced.

    I've seen adjusters develop all types of tic sheets for Simsol over the years.  If you are new to adjusting or a particular software that offers tic sheets, use them until you get comfortable with scoping or the software.  After a while you can go back to plain paper and pen.  Tic sheets also come in handy when the adjuster is passing off his scope notes to an assistant for entry into the computer. 

    For me, as I still adjust claims depending on the event, I estimate using either my tablet computer or my PDA.  I highly recommend this method of scoping because it saves loads of time.  Especially if the contractor or Public Adjuster is present during the inspection.  Once the scope is agreed upon and entered into the tablet my job is 95% done.   Using a tablet or PDA takes a little more time on the front end but makes the back end of the settlement process a breeze.

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    BobH
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    11/05/2007 11:16 AM
    Posted By John Postava on 11/05/2007 11:04 AM

    I estimate using either my tablet computer or my PDA.

    Do you have tic-sheets loaded, or do you enter repair steps directly into the estimating software on your tablet computer?

    Bob H
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    johnpostava
    SIMSOL.com
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    11/05/2007 4:06 PM

    The standard version of Simsol runs on the tablet - it is very "pen friendly".  The PDA is a scoping tool only.  Once you connect back with your PC all the prices appear.  Since many of our catastrophe adjuster users are flood adjusters, we are currently "reverse engineering" the system to generate completed tic sheets based on the adjuster's electronic scope.  NFIP now requires adjusters to scan their tic/scope sheets for the file.  Tablet and PDA users don't physically fill out tic sheets because the scope goes directly into the computer.  NFIP general adjusters need the tic sheets in case of auditing or litigation.

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    texascatadjuster
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    11/05/2007 11:04 PM

       

    I have different tic sheets for different carriers and or different estimating programs.  When doing AMFAM it is a trade based estimate in Xactimate so the tic sheet is totally different than an Allstate estimate in MSB.  The easiest way when using Xactimate is start with the Carriers tree and make your tic sheet, you should find the flow of your scoping and integrate it with the tree and imputing is much easier. All tic sheets will have the same items on them the only difference may be the order for ease of input.  The sequence should stay consistent throughout the estimate.  And I still do it the old fashion way with a pen, a printed paper tic sheet & a clipboard. You know old dogs and new tricks and all.   LOL 
     
    Just they way I have always done it. 
     
    Mel
        

     

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    blgibson
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    11/07/2007 8:47 PM

    I agree with Bob, that being consistent is the most important part of scoping a loss. Something else  I started doing about three years ago  using  X-mate is sketching rooms directly into the program on my laptop during  the inspection. And about  two years ago, I began scoping directly into X-mate, too. I started with small stuff and gradually worked my way up to more complex losses With time, too, my speed  picked up as well.  With few exceptions now,  I do all my estimates this way.The benefit is that  you are essentially done with the estimate when you leave the inspection, I seem to remember details about  the buidling layout better, and i began to create and use templates and macros much more often. Also, sketching at the inspection forces you get the measurements correct and saves you the problem with hand sketches where you don't always notice a missing  scope item or measurement in your handwritten sketch until  later after you have left the inspection. And with X-mate's updated graphic estimating capability, scoping is much quicker and  more accurate. If anyboy else does this and has any tricks to add, let me know. Oh, and one other thing, using this system is a great selling point with the insured if they were present during the inspection. Bringing up and rotating the 3-D sketch image showing the doors and windows, etc. makes a killer impression.

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