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Last Post 08/21/2007 6:22 PM by  SteveZ
Stuffed Goat
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jqueen
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08/18/2007 10:00 PM

    What do your do with a Rocky Mountain Stuffed Goat. This one was in 8 to 12 inches of flood water. Any thoughts on restoration? How about value?

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    stormcrow
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    Posts:437


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    08/18/2007 11:17 PM
    I want to die peacefully in my sleep like my grandfather, not screaming in terror like his passengers.
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    Rockey
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    08/18/2007 11:50 PM
    Could also check the local taxidermy shop. They may be able to you if it can be restored and a quote
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    claims_ray
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    08/19/2007 12:06 AM
    What's the problem ? Don't goats usually live outside any way?
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    Rockey
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    08/19/2007 2:34 AM
    That is funny I dont care who you are
    Also, I to costs a lot of money to go on guided hunts to get those animals. Maybe the 5k includes that cost but you may want ask the insured what it took to get the goat?
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    kittycat
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    08/19/2007 10:23 AM
    I was working in Salt Lake City on a condo project years ago and was told a story about a local hunter and his big game kill.

    This O' Great White Hunter brought in a moose he had killed on a hunt. It was unusually large and it had distinctive spectacular antlers. One side of the rack curved back above the head. The taxidermist was excited about the job, he told the hunter to come back and pick up the mount a certain amount of weeks later. The hunter comes back weeks later to pick up his trophy mount and is arrest by the Feds. Turns out the hunter had an illegal kill, evidenced by the distinctive spectacular antlers on this particularly special moose. This moose was a well known resident in Yellowstone National Park.

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    johnpostava
    SIMSOL.com
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    08/19/2007 10:55 AM

    Jeff,

    If this is an NFIP-direct or WYO policy I would consult with the carrier.  Although the goat is not a "pet" and directly excluded under a SFIP, it might very well be considered a "collectible" and fall under the $2,500.00 special limit.  I see no difference between collecting baseball cards and collecting hunting trophies.

    If this is another type of flood coverage, I would use the internet price and place a copy of the web page from where you obtained the price in the closing report.  I would recommend the same if you apply the special limit as mentioned above.

    In either case, and prior to totalling the item, I would obtain a recommendation from a taxidermist that the piece can not be repaired and why and that it is a total loss.

     

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    Ray Hall
    Senior Member
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    08/19/2007 3:28 PM
    Dwanna, the expense of the hunt is not an insurable loss. Direct loss only on flood and Homeowners losses.
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    we2
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    08/19/2007 10:29 PM

    John has quite a good answer; get estimated mount-price from taxidermist and statement regarding repair/replacement feasibility.  If not repairable, & insd has other mounts, there's a good case for its being considered part of a collection with the $2500 maximum.  Age and condition will certainly come into play in determining depreciation, naturally; some of those animals can become pretty scruffy with a bit of age on them . . .   

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    HuskerCat
    Veteran Member
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    Posts:762


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    08/21/2007 7:33 AM

    I'm going to try again now, that Roy has the posting working again.

    Really found Dirt's reference link interesting on the mounted animals and costs. It almost seems like those prices are for the collector and not the hunter.  But it all might add up to the same.  Have a buddy here nearby who took his 14 year old son from mid Nebr to Colorado last year on an elk hunt.  they shot a large elk bull, the cost to mount the head was around $900 and tanning the hide was around $300.  The remainder of their travel expense & permits were about $2000, but they had other hunters along so it cut the cost a little.

    But I still kind of wonder what the loss is to a stuffed animal from water damage.  In their normal environment, there wouldn't be any consequence.  What does the taxidermy process do  to it? Can Trader pressure wash it? Or can that other guy use the "new" restoration process?

      

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    Ray Hall
    Senior Member
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    08/21/2007 4:32 PM
    stuffed goat
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    Tim_Johnson
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    08/21/2007 4:58 PM
    I paid $75.00 for my stuffed goat. He was the office mascot for years. He is now in the Frontier office in Cabot, AR.
    Tim Johnson
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    SteveZ
    Member
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    Posts:66


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    08/21/2007 6:22 PM
    I would agree that if it were part of a 'collection', the special limits would apply. I would also agree that the cost of the "hunt" should not be included, only the 'cost of the mount & confirmed value' of the finished product.

    I would submit that if this item were considered "art", since it hangs as a decoration or 'object of visual attraction', special limits should apply there as well.

    BTW, don't goats LIVE in the elements??? I think it rains out there every once in a while, and I have never seen rain cause a goat to go "BELLY UP"...

    Maybe we should consult BILLY BASS...
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