Forums

$5000    http://www.timberlinefurniture.com/...ounts.html

Jeff,

If this is an NFIP-direct or WYO policy I would consult with the carrier.  Although the goat is not a "pet" and directly excluded under a SFIP, it might very well be considered a "collectible" and fall under the $2,500.00 special limit.  I see no difference between collecting baseball cards and collecting hunting trophies.

If this is another type of flood coverage, I would use the internet price and place a copy of the web page from where you obtained the price in the closing report.  I would recommend the same if you apply the special limit as mentioned above.

In either case, and prior to totalling the item, I would obtain a recommendation from a taxidermist that the piece can not be repaired and why and that it is a total loss.

John has quite a good answer; get estimated mount-price from taxidermist and statement regarding repair/replacement feasibility.  If not repairable, & insd has other mounts, there's a good case for its being considered part of a collection with the $2500 maximum.  Age and condition will certainly come into play in determining depreciation, naturally; some of those animals can become pretty scruffy with a bit of age on them . . .   

I'm going to try again now, that Roy has the posting working again.

Really found Dirt's reference link interesting on the mounted animals and costs. It almost seems like those prices are for the collector and not the hunter.  But it all might add up to the same.  Have a buddy here nearby who took his 14 year old son from mid Nebr to Colorado last year on an elk hunt.  they shot a large elk bull, the cost to mount the head was around $900 and tanning the hide was around $300.  The remainder of their travel expense & permits were about $2000, but they had other hunters along so it cut the cost a little.

But I still kind of wonder what the loss is to a stuffed animal from water damage.  In their normal environment, there wouldn't be any consequence.  What does the taxidermy process do  to it? Can Trader pressure wash it? Or can that other guy use the "new" restoration process?