Larry, I must agree with everything sans a tiny little thing.
Character is defined by ,"what you do when nobody is looking".
The thing about credit worthiness shows your tendency towards following through with a promise. Whether that is following through on a promise toward a car note, a mortgage, it has been proven (more often than not) that those who have a good credit history will follow through on promises made toward insured's / team leads / claims managers.
Now with that being said, I have NEVER been asked to provide a credit report or asked for permission to run my bureau (something they must do) However I have helped many rookie adjusters get their start and have had a few that basically would have a hard time financing a hot dog and at least a dozen folks who had to file for bankruptcy protection. This economy has hit many folks extremely hard. I would further say that the industry has been especially hard on CAT adjusters finances from between 2006 through 2010. Not from an economic standpoint as for the most part , our business CAN be recession proof. But from a lack of major events. When nothing is going on, whether 20 years or 20 minutes of experience nobody in the CAT IA world is working much. The last few years have been very good for the rookie sub-set and I would venture to say that remains the prognosis for a few years to come.
I do NOT think you will have too much of an issue with your bureau disqualifying you from any employment. Even so, if a vendor does require a copy of your bureau, I truly believe that the explanation you have provided us will be more than sufficient for any potential employer
"A good leader leads.....
..... but a great leader is followed !!"