Forums

In most cases you cannot use a Texas Non resident adjuster's license to bypass your home state laws regarding licensure. However Louisiana and Alabama are a few of the states that DO allow such a thing.

It is my opinion that AdjusterPro is one of the better options available for any classroom based solely upon their XM8 curriculum. Your license and adjuster 101 courses are pretty much the same everywhere you go (provided you understand that the knowledge required to obtain your adjuster's license is rudimentary) more specifically, once you are a licensed adjuster does NOT indicate you are at the end of the learning process. Not by the even slightest margin. It is merely the beginning. All the certifications in the world will NOT mean ANYTHING to ANYONE without field experience. The difference between success and failure is predicated upon solid XM8 skills policy knowledge and deep pockets. I say as much because you stated you need to become an adjuster out of necessity to support your family. This is the WRONG industry to come into having mouths to feed because work for the newly licensed is the exception and not the rule. In addition, even if you do get a deployment opportunity, you will need anywhere from 4 to 10 grand cash on hand to sustain operations before you begin to see even dollar one coming in (you will need to handle your own food expenses, fuel expenses, lodging expenses, any rental vehicle or your own vehicle maintenance expenses) This could also include or be in addition  to paying monthly bills for the family back home (IE rent/mortgage/groceries/HEALTH INSURANCE) As an independent adjuster, for the most part their will be no benefits such as healthcare/401K/ for you or the wife and kids)

The above again for the most part is for the independent CAT adjuster. It is my strong opinion that if you are having any cash issues PRIOR to coming to this industry, those issues will only multiply and fast because finding ANY work is out of your control (IE mother nature) If you do get deployed , can you handle being away from the wife and kids for weeks to months on end? It takes a strong marriage to be able to withstand separations and an even stronger marriage to be able to deal with the spotty income for a rookie CAT adjuster.

You spoke of getting picked up by a larger carrier as a trainee. That is the way you should go and you won't have to spend your money on licensing or training and you are paid to learn the business as a staff/company adjuster. In addition, you would be around the family more as a staff adjuster trainee. In many cases you don't need to already be a licensed adjuster to pick up a staff position. They will pay for all the essentials.

In most cases , carriers want prospective adjusters to have a 4 year degree, however I have had half a dozen of my members land staff positions without said 4 year degree.

I am not saying it's impossible, but it will be the hardest thing you have ever done and regardless there will be a significant amount of luck involved.

Just by reading archives within CADO itself will show you the path thousands of rookie adjusters have taken (you apparently already know that because you stated even though many have already asked the question, you asked anyway)

You need to follow the path designated for you (all rookie adjusters are directed to reading and absorbing the information found in the Getting Started threads) I can also tell you to the need of developing a thick skin because some folks will not be so kind about not following instructions in regard to reading the Getting Started threads PRIOR to asking what you should do.

I wish you all the luck in the world, but please remember if you have any problems with mouths to feed prior to becoming a CAT adjuster, odds are those problems will only get worse for the first few years

Robby Robinson