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Last Post 02/19/2016 12:58 AM by  Paul_S
Would you work out of town(on clean up)
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Ray Hall
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08/26/2010 1:10 AM
    "I am working for $20.00 per hour and running all over the state and putting in 12 hour days with a lot of windshield time". This is what the adjuster told me this morning on the phone. He said the motel, estimating program, road expense , 700 free miles per week and wear and tear on his auto... his net was $20.00 per hour or $240.00 per day and out of town 7 days per week.
     
    How is this possible? This is the breakdown... 4 appointments per day are made for him. He must close 4 reopen files per day. His day rate is $420.00 per day. He also said if he was on a fee bill he would gross over $1,000 per day. this sounds like a person who can,t cut it. Nope he has worked more since Katrina than any other adjuster that I talk to about one time a month . And he knows if he quits he will be replaced by some one in the long waiting line in 60 seconds.this young guy is looking..... lots of people looking....
     
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    CatAdjusterX
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    Posts:964


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    08/26/2010 11:59 PM
    That's the life.........
     
    Love it or leave it..........
    "A good leader leads..... ..... but a great leader is followed !!" CatAdjusterX@gmail.com
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    Ray Hall
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    Posts:2443


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    08/29/2010 11:11 AM
    My point in this post was: The top new people who make $150k the first year.... may end up working for $20.00 per hour after all their expenses in 5 years. This is a true story. This was not a person who was a tweener..... this was a person who was working when people with 3 times as much storm experience were sitting at home. This is just the way this biz. is.
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    Jim
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    08/30/2010 8:43 AM
    Some folks are under the misguided opinion that once deployed, from that point forward you are worth what you made on the storm. Once the storm is over, you do whatever you can to keep the bank acct from dwindling. That may be cleanup for 420 a day, it may be handling $40 auto claims 80 miles from home. While everyone is setting at home making nothing, 420 a day sounds pretty good. And if 420 a day only nets you 20 an hour, you might want to take a look at your standard of living while on the road.

    JWG
    I know the voices aren't real, but sometimes they're right!
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    Ray Hall
    Senior Member
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    Posts:2443


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    08/30/2010 1:51 PM

    Jim they way I understood his $20.00 per hour was $240.00 per day and lots of driving, plus room and board. Sounded about right to me.

    This is whole topic reminds me of a gig I had in Atlanta on some tornado losses about 16 years. I was a new person on a storm with about 10 others that were "in the click". It wound down and I stayed behind and worked regular branch assit for another 7 months. I could have stayed all year long, but I ask to go home after 9 months. Another person took my place and when I got back to Atlanta the next year on a hurricane he was still working on regular branch assit claims.

    After I got home, it was like I am lost, no phone calls, no pressure, no one knows if I am alive or cares. On top one day...next day.... were will my pay check come from.

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    Paul_S
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    Posts:3


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    02/19/2016 12:50 AM
    There are two fundamental problems with this scenario- the first is low pay:

    $420 day rate for field work is quite low. In fact, it's low for day rate, period. I started at $400 per day and quickly graduated to $450 - $500 per day I start thinking about day rate vs. fee schedule at $500 per day, and that does not involve 700 miles per week (I consider myself maxed out at 400 miles per week).

    The second problem is high expenses. Even if you're only making $420 per day (a lot of this probably has to do with miles, and the fact that he's likely driving a truck or large vehicle-- you don't need one. I highly recommend smaller, more fuel efficient vehicles for road warriors) you should be able to do food, lodging, and fuel for no more than $100 per day.

    If there's fee schedule work out there- I agree- $1,000 per day is conservative on cat. That's two or three claims a day not 4.

    Bottom line, this sounds like a job for inexperience, or a slacker role.
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    Paul_S
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    02/19/2016 12:58 AM
    "it may be handling $40 auto claims 80 miles from home. While everyone is setting at home making nothing" - um, yeah- there are worse things than making nothing. Like making less than nothing. Absolutely NO WAY anyone can afford to drive 160 miles for $40 bucks. Not even at these gas prices. The IRS numbers on that are over $90. And that's to break even.

    I agree with you on the standard of living, though- completely. Why these guys stay in these $150 a night hotels is beyond me- and they do. I use Airbnb-- and depending on the situation (I have a much better read on things now than when I started) I'll just rent a house-- and on one storm I know an adjuster who BOUGHT a house and flipped it.

    $40 auto claims 80 miles from home...you must be out yo mind.
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